Sorry so long but I am simply nervous:
I hope I am doing the right thing, as you all know my car is drivable but pretty soon it won't be. I will have to finance a car but my credit is sooo bad just reviewed my scores
Transuion: 610(dropped by 5 points due to inquiry)
Equifax: 595
Experian: 543
So since I was putting money away for a new car (I just opened this account) and only had $72.98 I decided to transfer to the challenge giving me a total of $823.46
Now I owe HSBC $797.61 and will pay this out of the challenge money leaving me with $26.30. My goal is to try and pay off as much as possible so that my score will boost and I will not need a co-signer for a vehicle, But I will have $812.61 in my EF (My brother still owes me $265.00) and I will get paid next week from the part-time job in which I plan on adding to the challenge about $230.00
Now I am left with the following
CC1: $2048.15… L
CC2: $944.45
CC3: $125.84
And this is what I owe on my mom’s accounts
CC1: $406.90
CC2: $216.96 ( I maybe a $100.00 off on this, actually more)
But this is my plan and please pray that my car hold out at least 4 more months
My score is low due to two charge offs and high balances and not slow pay
Oh boy you live an d learn
Hope I am doing the right thing
June 6th, 2006 at 03:51 am
June 6th, 2006 at 04:14 am 1149567245
June 6th, 2006 at 04:14 am 1149567258
June 6th, 2006 at 05:12 am 1149570753
June 6th, 2006 at 11:46 am 1149594370
June 6th, 2006 at 03:42 pm 1149608570
June 6th, 2006 at 09:32 pm 1149629542