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You have got to be kidding me

November 7th, 2006 at 12:49 am

Ok I thought today was ending on a good note but since I have been home and decided to go through my mail and emails it has been terrible. First the $25.00 for the interst now I check my credit score (I pay for this service every month) and my 710 score just dropped, why because I closed the account that was charging
33%+ for interest. Now this collection agency send me a copy of any old bill because I ask them to verify the debt or remove it from my report. Well they sent me an old statement from the origianl creditor which will not cut it. They are to supply me with proof that they are licensed to operate in this state, sign documentation that I agreed to the terms of this debt and way too many other things for me type but I am back on it requesting a second request and if they do not respond with the correct information I am reporting them the BBB and FTC. Oh I forgot to mention it took me an half an hour to locate my internet card, which I paid $179 and do not have any insurance on it...gues what I will be purchasing tomorrow. I guess I will wait to post my new scores I am simply disgusted...seems like all my hard work is dowm the rain

Posted in | 2 Comments »

2 Responses to “You have got to be kidding me”

  1. michelle Says:
    January 21st, 2007 at 11:10 pm 1169421043
    1169421043

    I have been working hard at clearing up my husbands credit but it is really hard when the credit bureaus refuse to do their job. For instance one of the items that was reported i got back up from the creditor which not only shows that it doesnt belong to him but that it has a credit balance. I thought wow this will be easy to fix. So i get a copy from the creditor and send it to Transunion and Equifax. Can you believe that they sent to me in 30 days that the account was verified. What a joke. So I sent it again to them HIGHLIGHTING the backup and underlining the credit. HOPE THEY READ THIS TIME.

  2. Amber Says:
    January 29th, 2007 at 04:52 am 1170046340
    1170046340

    Michelle,
    Stay persistant, it is a long process but trust me it will pay off. I am still disputing charges and writing letters to the FTC, good luck

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