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Archive for December, 2006

Scared

December 23rd, 2006 at 06:52 pm

I am scared to review my X-mas spending, I went out and picked up additional gifts today. I previously stated I did not want to spend too much money but it did not end up that way. So a little later after work I will have to check, atleast I can say my bills are paid in full

Office X-mas Party

December 22nd, 2006 at 03:14 am

We had our x-mas party at the office yesterday and I really don’t know why we do it, some one always complains and some one always give a crappy gift. My gift that I was received was decent, a margarita mixer (since I like apple martini's) and a small digital camera. But my co-worker who I like received a Christmas ornament for about $8; we were supposed to spend $25. Then my boss was complaining no one ate her dish, I know I had some and so did the people I was sitting with. I mean give me a break there was so much food there and every one taste every thing. I hate these parties

Rebate has arrived

December 20th, 2006 at 05:34 am

Finally got one of my rebate checks for $20 and now I am waiting on the $30 check...sometimes I wonder is it really worth it

Paying bills

December 20th, 2006 at 05:27 am

I paid bills today, I am so happy because this is the first time in my life when I can actually I do not feel like I am living check to check. So today's spending:

CC $263 paid in full
Cell phone $25
Cable $65.87
X-mas gifts $58.66
Tithes $20
Dining out $9.74
Personal $40 (hair, I was over charged )
Student loan $20.00
Water $41.39

Half.com

December 20th, 2006 at 05:20 am

I was hoping to sell my books like ASAP unfortunately that did not happen. Thank goodness I can keep them listed without a fee, hopefully I wil sell them next month right before classes start. I have my fingers crossed

Finally

December 20th, 2006 at 05:11 am

I finally paid off the last cc I had Smile I am jumping for joy. The only problem now is my mom ask me to pick up a microwave and she owes me for ( I ended up putting this on the cc in order to keep everything seperate) and I also picked up a gift for her friend who will pay me back for her gift . So basically I have met my goal for 2006, no cc debt. However, I won't start dancing and screaming until I get my money from my mom and her friend

$20 Challenge

December 20th, 2006 at 05:08 am

I added my weekly $25.00 the challenge/home brining my new total to $227.68. I also paid on my student loan $20.00 brining this new total to $905.03. So I am happy with that

Pending Funds

December 18th, 2006 at 05:10 am

Ok I jut went through everything and needed to place a note here regarding all the money owed to me. My sister jus called to borrow $200 I wanted to tell her no but I went ahead and did, I know come Friday when she is to pay me back I will regret it. My nephew who borrowed $30 was to give it back to me on Saturday did not say one word to me and I did not say a word to him, because I am sure when he wants/need to borrow he won't be able to ask due to embarrassment from not repaying me. Then there is a friend of mine who owes me $50 bringing my total owed to me to $280. Boy I do not miss those days when I use to borrow or return items to the store because I needed cash for gas, food or what ever

More confident

December 18th, 2006 at 05:02 am

I am feeling more confident than ever regarding my debt...it is nice to have little and almost no CC debt. I just paid another $7.00 on my student loan matching the money I spent out at Panera's bringing my new total to $925.03

Half.com

December 17th, 2006 at 04:24 pm

I just listed two of my books on half.com I hope I am able to sell them. This is the first time that I have done any thing like this...so we will see

Just paying down debt

December 17th, 2006 at 05:20 am

I just paid what was left in my regular checking account on my student loan which was $3.35 brining my new total to $932.03. The goal was to be debt free by 2007 but it looks like I am going to only be cc debt free, that is still better than nothing

$20 challenge

December 17th, 2006 at 05:10 am

Just paid $8.00 on my last cc brining my new total to $263 I can not wait until payday when I can pay this debt off and have no cc debt it isdriving me crazy. I am thinkng about transfering funds from the EF account to pay it off, but a few more days won't hurt

Not to sure

December 16th, 2006 at 01:43 am

With only 10 more shopping days left I am not sure on what to get my god daughter she is one but I havenot idea. Then there is my neice and nephew...for my neice I was thinkng about a cheap little mp3 player and my nephew who is 3 I am just unsure. I better get a move on thins ASAP

Secret Santa

December 15th, 2006 at 08:10 pm

We have our office party next week; Frown at least I made out ok. The minimum amount to spend is $25. The person whose name I picked like liquor and I have another friend who owns a liquor store and was able to get her a bottle of liquor at no cost to me. So I made out like a bandit

$159 Bonus

December 15th, 2006 at 08:02 pm

I got a $159 bonus from my part-time job as a bonus and a $25 GC to use pretty much any where. So the next pay check from my full time job I will pay off my last cc and any out standing bills. Wow what a nice treat

X-mas party

December 15th, 2006 at 04:07 am

Went to our Christmasa party for my part-time job and it was so nice. I really enjoyed myself and if I am there next year I will attend again. My full time job should really take note on how to throw a party. Now tomorrow I'll pick up my bonus check...this week is ending on a good note

$.42 added to the challenge

December 14th, 2006 at 07:04 pm

Just rounding up my change and added $.42 cents to the challnege giving me a new total of $202.62

No Spend day

December 14th, 2006 at 06:59 pm

Today was a no spend day so I am paying a dollar on my cc debt/challenge. I also tried calling Macy's regarding my balance due which i show I have a $32.99 credit and they show $1.04 big difference but I was on hold for so ong waiting for a rep I just hung up. I have to call later

$20 challenge

December 14th, 2006 at 03:52 am

I added an additional $25.24 (my weekly deposit) to the challenge/new home account, new total $202.20 and I also paid $59.76 to the challenge debt account so I am happy. I am able to continue to sock away my $25 a week

December a month for spending

December 14th, 2006 at 03:49 am

It seems like I spend more in december than any other month every year. Spent a lot today, $40 at the hair salon, $8 lunch , $10 donation to my friend's daughter dance group and $59.76 to cc debt. Howver, I am a little upset because I added about 50 to the cc shopping for X-mas yesterday but tomorrow is payday from the part time job and we get our bonus on Friday I am hoping to pay it (cc) off.

New Brakes

December 13th, 2006 at 03:44 am

Well I had to get new breaks, my uncle put them on for me so it only cost me $70. I'll be taking this money out of my miscellaneous account and EF. I am just glad that I had the money

Just shopping

December 13th, 2006 at 03:41 am

I got some of my X-mas shopping done, two easy bakes and one out fit for my nephew's gf baby. Now I have to get a gift for the office, GC for my sister and a gift for my nephew and neice in which my mom and I are splitting...oops I forgot about my God daughter, I have to find her some thing nice I was thinking of some clothes. Goal is to keep the expense under $150. today I spent $28 my mom bought the two Easy Bakes oh boy

Partial payment

December 12th, 2006 at 04:22 am

My friend wo borrowed $100 a couple of weeks paid me $50 this week, so now I do not feel to bad, I am sure she will pay me the remainder after the holiday. Then my ex father called ask if he could borrow money to pay his phone bill, of course I said no. That man will nickel and dime you to death.he'll borrof $5.00 here $20 there $20 here another $5.00 and before you know it you are in the hole by atleast $100 and of course he won't pay you back. He's a nice guy but he needs to get is priorities straight at his age he ought to be ashamed

$5.00 added to the challenge

December 12th, 2006 at 03:57 am

I ate out today and all weekend but I am unable to add more than the $5.00 that I spent today dining out. So I added it to my my challenge debt, knocking my total down to $298.77. Wow I can not be believe I will meet my goal after all i will be cc free by december 31st I can not wait

Rounding up change

December 12th, 2006 at 03:48 am

When I first started blogging I was rounding all my loose change to the challenge, I don't know how and when I stopped so I am back at it. Just added .85 to my challenge home account. It is time to start fully funding this account asap. My goal is to have at least $6000 by August to this account and using any new raises and bonuses to to add in order to be able to purchase a new home by the end of 2008 early 2009

new total $175.95

$160 refund

December 12th, 2006 at 03:44 am

I just mailed out my claim form for the class action suit against Fidelity Federal(FF) it needed to be most marked today in order for me to receivde my $160. Apprently FF obtain personal informaton regarding FL drivers without consent and bow have to pay for it now I guess I have to wait

Month o date spending

December 12th, 2006 at 03:41 am

I have not done too well this month and I have not even came close to my X-mas shopping here are the totals:

gas $27
Cell $68.15
internet $60.42
tithes $20
dining out $47.67
gifts $63.83
car insurnace $207.44
misc $173.43
personal $4.65
sales tax $10.66

Time to clean up

December 12th, 2006 at 03:36 am

My room is a mess, I have really got to get in here and clean house, including my closet. For starters I have way too many shoes to even store in my closet, I am going to have to buy a small storage unit to store some of these things, what a waste of money all this stuff...maybe I will put it on ebay...nope changed my mind, however I will clean up asap

two months later

December 12th, 2006 at 03:32 am

two months later and the doctor's office finally cashed my check. My...i wonder why it took them so long. I was going crazy trying to keep my check book balance. next time I am paying cash

No new shoes

December 12th, 2006 at 03:29 am

I returned some shoes I purchased a couple of weeks ago because they started to tear. I have no idea as to why, I was a little upset because I really liked them but they no longer had my size. maybe it just wasn't suppose to be, then I ad to return some jeans because they were too small so I have a little more than $70 credited to my cc but I ended up using $20 of that to get some face powder which will last me at least two years


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