About Me

Amber

I am a 34-year old female with no kids currently enrolled part-time at college. My major is Health Administration and
I am trying to become debt free as well as a home owner
In addition to working full time and attending college, I also work a part-time job
===================

2008 Balance/contributions
YTD Deposits:$20 Chall.$697.05
$20 Challenge bal:$5751.88
EF Goal: $1,000
EF Balance:$2076.35
Checking 1:$212.71
Checking 2:$447.79
Checking 3:$0.01
Misc/Gift Acct:$23.01
Auto Fund:$
Tuition Fund:0
Cash:$1
YTD IRA Contributions:$350.71
IRA Bal:$1103.85

Debt
CC: $54.85
Total Auto Loan:$17,542.49
Bal:$14,867.61

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2007 Contributions
$20 Chall/Hm (YTD)$7429.77
$20 Chall/Hm Bal $7150.10
Tuition Fund $0.01
Auto Fund $0
EF Bal $541.67
Misc/gifts Acct $30.01
Chk (bills only)$200.39
Personal Chk $68
ING chk $.50
IRA (YTD)$1075
IRA $753.13
IRA CD Bal $1279.19
Cash $3
Coupon Svg $14.78

Debt
CC Debt:$2980.49
Student Loan: 0
Total Car loan: $17,542.49
Car bal: $16,013.61

I AM DEBT FREE!!!!!!!!!!!!!!!!!!!!!!!!!!

February 23rd, 2007 at 02:28 pm

Finally I am totally debt free Smile I got my tax return (not much but thankful) and paid off my last student loan which was $767.93

I am soooooo happy, no cc no student loan, no car payment. Now I can start socking way for my house

Part of my challenge was to pay off debt, last year I used the funds to pay off cc and only two months in the year and my student loan is gone. I am sooo excited I can not stop grinning Big Grin

Posted in $20 Challenge, Reaching Financial Freedom, Education | 32 Comments »

32 Responses to “I AM DEBT FREE!!!!!!!!!!!!!!!!!!!!!!!!!!”

monkeymama Says:
February 23rd, 2007 at 02:31 pm

Congrats!!
Lux Living Frugalis Says:
February 23rd, 2007 at 02:41 pm

ooohhhhhh that is W.O.N.D.E.R.F.U.L.!!!!

Good for you!!!! Do a big ol' happy dance!!! I'd say you are one of a very select few.

Don't forget to change your settings over to the right!!!

Wow - that's cool!
miclason Says:
February 23rd, 2007 at 02:45 pm

::doing the happy dance::

WAY TO GO!!!!!
creditcardfree Says:
February 23rd, 2007 at 03:02 pm

Congratulations!! That is awesome news. I look forward to hearing you reach your house goal!!
Frayed Buckeye Card Says:
February 23rd, 2007 at 03:05 pm

Wow, wow, wow! You must be so satisfied with yourself and quite proud, deservedly so.
LdyFaile Says:
February 23rd, 2007 at 03:17 pm

Wahooo!! That's awesome!!!
sparkysgirl Says:
February 23rd, 2007 at 03:50 pm

In so PROUD OF YOU!! WAY TO GO!!
nance Says:
February 23rd, 2007 at 03:50 pm

Congratulations! That is so great, and you are young, so you will be able to reach all of your goals, if you keep focused. Way to go!
HouseHopeful Says:
February 23rd, 2007 at 03:55 pm

***** WOW ***** That is AWESOME! Congratulations on all your hard work! I know it has to feel really good!
JanH Says:
February 23rd, 2007 at 04:02 pm

Congrats! You have inspired others of us that we CAN MAKE IT!
Mary Ann Says:
February 23rd, 2007 at 04:17 pm

Wonderful!!! Give yourself a pat on the shoulder. I am soooo glad for you!!!
Bookie Says:
February 23rd, 2007 at 04:34 pm

CONGRATULATIONS! ! ! !

After years of working at debt reduction, watching the balances all flash a row of zeros -- that really is priceless.

Very impressive accomplishment.
moneycents Says:
February 23rd, 2007 at 04:38 pm

Good for you Amber....Feels good doesn't it?
rduell Says:
February 23rd, 2007 at 04:39 pm

Awesome! Congratulations!!!
Amber Says:
February 23rd, 2007 at 04:50 pm

Thanks guys, because you all contributed to me reaching goal with all your positive inputs.

It really does feel good
daybyday Says:
February 23rd, 2007 at 07:34 pm

Congratulations!!!!!
KEALINA Says:
February 23rd, 2007 at 07:40 pm

congrats!
tinapbeana Says:
February 23rd, 2007 at 08:16 pm

way to go!!! one of the few times it must be really great to to see nothing but zeroes...
LuckyRobin Says:
February 23rd, 2007 at 09:33 pm

That is fabulous, good for you.
shiela Says:
February 23rd, 2007 at 09:57 pm

Well done!! That is fantastic!!
carol Says:
February 23rd, 2007 at 11:12 pm

(Doing the victory dance) Cha Cha Cha!!!!!!!!!
Aleta Says:
February 24th, 2007 at 08:16 am

I'm am so happy for you. It is a great feeling to be rid of those zero's. Everything is savings for now on for you. A great beg congratulations.
katwoman Says:
February 24th, 2007 at 01:43 pm

Terrific news and congrats!
Thrifty Ray Says:
February 25th, 2007 at 06:31 am

You are truly an inspiration!!! You have truly chipped away until that debt is no more...so smile away...you deserve to!
Broken Arrow Says:
February 26th, 2007 at 06:09 am

Wow, congrats.

I so badly want to be debt-free too, but won't be until end of the year at the very earliest.
frugalmomof1 Says:
February 26th, 2007 at 02:32 pm

Congrats!!!!!
paulettegoddard Says:
February 26th, 2007 at 04:50 pm

Yahoo! Happy debtfree merengue time!
aretha Says:
February 26th, 2007 at 05:20 pm

congratulations, that is really something to grin about! i hope you continue to blog your saving efforts towards your dream home. i think you're very inspirational to write about your finances and to keep on it enough to be proudly debt free. it goes to show all your hard work and sacrifices are worth it in the end for that great feeling.
baselle Says:
February 26th, 2007 at 07:58 pm

Congrats. The only time that being a big zero will put a smile on your face!
Carolina Bound Says:
February 27th, 2007 at 05:02 am

Good for you! Be very proud!
Harrison Says:
February 27th, 2007 at 04:43 pm

Congratulation! You really impress a lot of people!
Nic Says:
February 28th, 2007 at 09:10 am

woo-hoo^5....congrats!!!

Amber's Personal Finance Blog

Trying to stay away from debt

I AM DEBT FREE!!!!!!!!!!!!!!!!!!!!!!!!!!

32 Responses to “I AM DEBT FREE!!!!!!!!!!!!!!!!!!!!!!!!!!”

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