Yep Thursday has come and gone and still no signs of my money from my sister (like I really expected her to pay me when she said she would). I really don't need the money right back but it is the point, every day she deos not pay me I loose out on my interest and the harder it is for me to get my money from her. Of course with today being Friday and all she did not miss her weekly hair appointment,that would mean she realized that she owed me money. All I can say is unbelievable

How I saved $2.40 today was by not buying my regular breakfast burito so I added the amount I would have spent to the challenge.

New total $4903.70

I was so afraid to look at October's monthly spending, here it is and I went way over in almost all the categories:

Expense Categories
401k:19.44
Auto: Car Payment $153.02
Auto: Gasoline $167.88
Auto: Maintenance $32.96
Bank Charges : Interest Paid $21.8
Bills: Satellite $68.14
Bills: Cellular $149.48
Bills: Electric $341.5
Bills:Internet $121.69
Bills: Telephone $78.79
Bills: Water & Sewer 43.94
Charitable $60
Dining Out $149.83***
Education: Tuition 535
Gifts $26.65
Groceries $164.13
Dental $131.65
Prescriptions $15
Household : supplies 4.29
Movies & Video Rentals $9.99
Leisure : Newspaper $6.25
Miscellaneous $73.18
Personal Care $78.02
Sales Tax $13.93
Snack 0.65
Taxes : Federal Income Tax 363.96
Taxes : Medicare Tax 55.16
Taxes : Social Security Tax 235.9
Total Expense Categories 3122.23

Grand Total -3122.23

this month has actually snuck up on me. I did not realize it was November. Today I did not spend a coin so I added $4 to my challenge in order to save for my new house. I am excited about this new contest which motivates me to save save save. I also got paid today from my part time gig on which I added $41 additional dollars to my challeng, then put $100 in my car account notthis months payment

New challenge total $4900.55