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Finally!

June 9th, 2015 at 04:41 pm

Finally got CC3 under $300, new balance $285.50.

Dad gave me a few extra dollars and I always split this amount between CC and 52 Week/$20 Chalkenge. I was able to boost my challenge to about $1838 😃

I can say I'm doing good with paying down bills and saving. My sister called and asked to borrow $2,000, I'm so glad I said no. Normally I feel bad, and give in and then complain when I don't get my money back but this time I said no. Besides, giving her the money would have cleaned out my house fund and EF.

Fast forward two days and the BF tells me his cousin needs to borrow $2600 to pay the taxes on his home. Now he wasn't asking to borrow the money, but it sure as heck sounded like it. I just listened and didn't offer. I did take this opportunity to explain to him how important it is to save for rainy days.

I've talked about owning my own place forever and next year I want to make it a reality.

I've been applying for jobs that's paying more money. With a new job, I can save at a faster pace and pay down my debt more quickly.

4 Responses to “Finally! ”

  1. Jenn Says:

    Good for you!! By saying 'no', not only did you protect yourself, but you helped those folks take the first step to becoming self sufficient instead of enabling them.

  2. My English Castle Says:

    Great resistance, Amber!

  3. creditcardfree Says:

    Yes! Using your EF for someone else's rainy day isn't an emergency!

    The cousin should be setting aside cash monthly to pay his home taxes. It's always going to come due it isn't a surprise. Smile

  4. FrugalTexan75 Says:

    Good job resisting!

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