Last year I was really slacking with my finances. I wasn't balancing my accounts and Go Daddy charged me $180. Didn't catch the charge until about four months later. I thought, I had cancelled the service, but low and behold they charged me again. Ugh! Thank goodness I'm on top of things now, I jumped right on the phone and called them. Now I'm waiting for my refund.
Meantime this charged caused me to go over my limit on the CC incurring another fee😡. I'll be reaching out to BoA to get this taken care of first thing in the morning.
Some good news, I took a look at my spending habits for the last two weeks and I did pretty good for a first time budgeter (new word)lol.
The pluses (+) mean that I actually had money left over and I did not go over my budget.
The negatives (-) represents the amount I went over what was budgeted, so here we go.
Charity +$20
Groceries under budgeted by -$3.57
Savings balanced
Housing balanced
Utilities -$5.56
Personal +$40.85
Debt CC +$26.00
Insurance +$63.36
Medical +$35
Transportation balanced
I'd say I did pretty good as a first timer. I prefer the per pay period/zero budget vs by month, that seems to work for me and provide me a sense of accomplishment.
Another good note I received my Wal*Mart Saving Catcher credit and was able to get my nephew tablet for his birthday for free. Not bad.
Numbers are in - first time budgeting
October 14th, 2017 at 01:18 am
October 14th, 2017 at 02:24 pm 1507991063
October 14th, 2017 at 08:00 pm 1508011217