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Spending by Category

October 19th, 2017 at 06:05 pm

It's the end of the week and I reviewed my spending. I'm happy to say that I'm within my budget for this pay period.

The only thing that jumps out at me and I've said this before, are those darn credit cards. $744.01 in minimum payments 🤦🏾‍♀️🙄



Cable is high so I'm going to have to reach out to the company to reduce the service.

I have a 2002 Toyota Camry, 200k+ miles with full coverage, I am thinking I should just get the state required, that will cut my bill down. I'm always nervous about not having enough coverage but the car is only worth about $3,000, if that.

I've applied for another position within the company, it's more money and exposes me to payroll. I think with my benefits background coupled with payroll it would give me a little more leverage. Fingers crossed 🤞🏾.

The boss had an employee in tears three weeks ago, me about two weeks and this week another colleague. It's crazy but they keep her. Hopefully I'll be gone soon.

The church will be hosting another FPU class, so I have signed up again. I really like the class and it's really making a difference.

That's it for now.

5 Responses to “Spending by Category ”

  1. snafu Says:

    Thanks for the outline of weekly check-up. I'm going to look at what we've done financially.

    Auto insurance: what is your deductible? Suggest you also check other insurance providers for comparable rate for basic coverage. Insurance companies are really tough in evaluating older, high mileage cars.
    Curiosity has me asking about unfamiliar term 'money gram'?
    Hope you can get a reduction in cable. Are there channels you don't watch?

  2. Amber Says:

    Hi Snafu, my deductible is $500, I'm actually thinking about increasing that.
    The money gram line item is from a money order, well two that was lost in the mail. The landlord never received the money orders and to stop payment, it cost me $18 each. At the time she required a money order only, and she wanted two (due to taxes) and we had to buy from Walmart. Now I just send her a check Its ridiculous

  3. ceejay74 Says:

    Does your cable cost cover internet as well as TV?

    We ditched the cable when we moved, and though we miss it from time to time, overall it's an improvement. We have internet, Netflix and Amazon Prime; you can get quite a bit of TV between those and Youtube. I borrow people's cable logins for one or two shows (mainly The Walking Dead, though I could either wait a year or buy that through Amazon for less than a month's worth of cable would cost). Occasionally we'll buy a subscription to a certain channel through Amazon, for instance we subscribed to Showtime for $8 per month to watch Twin Peaks, then unsubscribed when it was over.

    Our baseline is $26 per month for our share (half) of internet and Netflix with our housemates. From there we don't feel too guilty if we buy the occasional show or subscribe to a channel for a couple months.

  4. rob62521 Says:

    It is so frustrating that cable wants to play the game where you have to call and hope they lower it. Why not just charge a reasonable price instead of making consumers play the game? I know, rhetorical question.

    Weird about the landlord wanting money orders. Glad you can pay by check now.

  5. MonkeyMama Says:

    Were you only paying for cable because of fiance? (I searched your blog wondering why you were even paying for cable). Time to cut the cord? If he isn't helping anyway?

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