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Contacts

October 27th, 2017 at 07:08 pm

Contacts
There was a time when I'd buy something and be done with it. No shopping around or comparing prices. I think the only time I'd do this is if it was an item such as a tv or laptop. Now I find myself always trying to get the best deal.

It's time for me to renew my contacts, Target only carries the 90-day supply for about $60 in the store and $84 online, smh. Walmart has the 30-day, for about $35. I decided to check out Walgreens and theirs is on sale with a coupon code for $60. The good thing is I can order from the comfort of my home and have delivered vs going into the store such as Target, waiting and ordering for essentially the same price. Not to mention picking up other items I don't need.

I took a look at the numbers, I'm doing pretty good with out spending. This month was a killer with birthdays, weddings and going aways πŸ™„πŸ€¦πŸΎβ€β™€οΈ but for the most part, I'm still wishing my budget (most lines items any). I have about $145 left in my cash envelopes, that's good because next pay period is a really tight budget. I'm thinking about moving some things around such as the contacts, and ordering a 30-day supply from Walmart while allocating the extra $30 not spent for a few household items I need. It sucks because the 90-day comes out to about $20 a box. Decisions.

We received a call from a friend, she's planning a couples retreat and want us to tag along. I initially said tell me when and the cost. After hanging up with her, I'm more like even though it's something we budget for, I'd rather see that money spent on debt. Especially after I've reviewed my CC debt, what I've paid in minim payments and interest thus far😑. So I'll let them know we're not interested.

I'm looking forward to my sixth week of zero balance budgeting. I'm so glad that I've been sticking with it. This last go around was tough but I got through it. Funny thing is, I'll have an extra $33 dollars left in the bank that I can transfer to my EF as a part of baby step 1. Last week I thought it was $55+ now I realized it's about $85 total πŸ˜€. One thing is true, when you're an obedient server of God, He will always bless you with your needs. Something told me to sign up for this Dave Ramsey's class and I did. I also decided to stick to the plan and now I have over $200 left from a previous check, and all bills paid, it feels great!

5 Responses to “Contacts”

  1. snafu Says:

    Cheering your every success. WoooHooo Hope SO [Significant Other] is likewise onboard and co operating with your D Ramsey plan. It can be a fun challenge to seek out the best value for money. Likewise check any of the free apps you prefer and coupon 'codes' for the product you plan to buy, just transfer to phone. You might like 'frugal ideas' thread on the Forum side of SA.

  2. Amber Says:

    SNAFU, sadly I'm on this journey alone. I actually signed is ip hoping it would encourage him but he's not even trying. Thanks for the tips, I'll definitely check out the forums

  3. rob62521 Says:

    Good job on shopping around, Amber. When we first married, my husband wouldn't look at the clearance rack or even think about buying something on sale. He has gotten on board and is in fact is quite the savvy shopper. I explained that the more money we save on items like clothes, food, necessities, the more money we can save and have to spend on luxuries. We are both retired. Our home is paid off. We have savings accounts that I put money in at the first of the month when we get our pensions. We save for Christmas, vacation, and home improvement besides regular savings. And once we get extra money saved in regular savings we shop around for a better investment than a CD. We always keep extra money in case of emergencies, but once we hit what we think it our limit, we try to find other investments for the extra. Keep up the good work.

  4. snafu Says:

    Amber, you're really new at the Dave R. system so there is bound to be some confusion and life continues to throw challenges but I feel confident that you'll just march forward. Do you watch Dave R on You Tube for emphasis? He has a strong follower 'Budget Girl', who posts Friday's on You Tube. SA is wonderful for sidebar alone and most respondents offer positive reinforcement.

  5. Amber Says:

    Hi SNAFU,

    I've been watching Budget Girl, someone here on the blogs recommended that I do. Honestly, I didn't even think to YouTube DR.
    I tried locating you on the blogs, you always give great advice, are you not blogging?

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