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Monday Ramblings

November 2nd, 2017 at 01:54 am

I have gotten to the point where I absolutely hate buying anything not on sale. It burns me up to purchase items at full price.

I went into Walmart for a few items, one being a box of tissues. iBotta has a $1 rebate when you purchase two boxes of Kleenex. I almost purchased the Kleenex, but something told me to check the price of the Puffs tissues instead. Well it turns out that it's cheaper to buy the Puffs without the rebate. I almost threw them in the cart when I decided to check the Target Cartwheel app and low and behold there was a manufacture coupon for $.25 off Puffs. I only need one box anyway so I'll wait until Sunday to pick up the tissue with the Target run.

Next I got four boxes of hand wipes. I buy these anyway and iBotta had a rebate for $0.75 when you buy two. I bought four not realizing I should have put them on separate receipts, ugh

I think I'm going to create a grocery list of items I frequently purchase, so that I know where to buy things and if it's worth it when iBotta or Cartwheel has a rebate.

My goal to to start living frugal, sometimes I think I'm being cheap but I need to sock away cash and lower my debts. I'm thinking about adjusting the budget so that I'm leaving below my means, meaning reducing my check by an additional $100. We'll see, maybe once I get this debt paid off

Posted in Goals | 4 Comments »

4 Responses to “Monday Ramblings ”

  1. DW Says:
    November 2nd, 2017 at 09:58 am 1509616706
    1509616706

    Amber, it’s time for some tough love!
    Scheduled Target and Walmart runs need to stop. You have to know what’s a Need, a Want and a Nice to have.
    Facial tissue and hand wipes are “Nice to have”. Ibotta is causing you to overspend. For a month try buying only items you need (things that are critical to you survival). If you do this, you will find your emergency fund faster instead of those nickel and dime purchases.

  2. Amber Says:
    November 2nd, 2017 at 10:16 am 1509617813
    1509617813

    DW the Target runs is only for grocery purchases. I usually buy two to three packs of meat that's on sale for dinner during the week. What ever is for dinner is for lunch. The tissue I may purchase once every other month. The job doesn't supply tissue. Handwipes I agree with, I like to keep them in my purse if I'm out and about. Usually using when I'm unable to was my hands, these last me at least 3 to 4 months.
    I appreciate the tough love and will cut out the hand sanitizers. 😀

  3. DW Says:
    November 2nd, 2017 at 08:43 pm 1509655411
    1509655411

    👌🏼

  4. Out of the Dark Says:
    November 2nd, 2017 at 10:21 pm 1509661271
    1509661271

    Amber, your daily focus to your finances is truly the first step. Congratulations on this part of the journey. Be careful not to beat yourself up, but tighten those purse strings, apply every penny to unsecured debt and continue to blog. It helps with the accountability aspect of your plan!

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