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$1,000 at the Dentist Ugh

July 27th, 2018 at 03:54 am

Yesterday I saw the dentist and this cracked tooth is going to cost me $1,000 ugh. I had to pay half yesterday. It’s the crown on the implant that cracked. The crown was about 9 years old. This really annoys me. I took the money out of my EF. I’m just glad that I continued to add to the EF. Thank God.

Yesterday morning prior to my dentist visit, I almost paid the $264 left on the credit card (CC5) to zero it out but for some reason I didn’t. I still want to, though. The money in the EF is just that an emergency fund, so I should use that for my tooth and get rid of this dog on credit card that’s giving me a headache. But a part of me is saying use the $264 towards the tooth. Smh 🤦🏾‍♀️

Other news, I have been extremely busy at work. I usually don’t leave until about 7:30 at night. It’s a good busy, I love what I do but they keep me on my toes. I’m excited to have finally found I job that I like, with a great boss, and the ability to use my education.

8 Responses to “$1,000 at the Dentist Ugh ”

  1. Dido Says:

    Sorry to hear about the tooth. At least you have the emergency fund! Great that you found a job that you love!

  2. snafu Says:

    Emergencies happen and the tooth must be repaired before it get's worse. What options do you have financially that works b est. Do you have dental insurance? What is the status of house sale? Can you easily cancel retirement contributions? Can SO offer any temporary assistance? I know it disappoints you to have to adjust your CC pay down but life happens and flexibility helps.
    Thanks for commenting on your new job. Really delighted to hear the joy jump right off the paper.

  3. My English Castle Says:

    Does your dentist offer a payment plan, Amber? My periodontist does--no interest over six months. With snafu, happy to hear about the job.

  4. crazyliblady Says:

    I would use the e-fund to pay for the dental bill because that's what the e-fund is there for. Then, use the $264 to pay the cc bill. When the house sale goes through, you can pay the rest on the credit cards and replenish savings, right?

  5. Jeremy Says:

    Tell them you can't afford that price and ask if there is any way a discount can be applied. You'd be surprised at how often this works..

  6. Jenn Says:

    I agree with crazyliblady.

  7. rob62521 Says:

    Just think, a couple of years ago you wouldn't have had that emergency fund! Sorry about the tooth. Hope you can get it fixed with little pain other than drawing out money out of the e fund.

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