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Monday Rambling

November 19th, 2018 at 03:30 pm

I’ve been saving for Christmas all year, I’m really surprised at this. My goal was $500 but I saved $245.69 as of today. Next pay day I’ll be adding $40 and another $40 right before Christmas, brining the total to $325.69. Not bad for the first year of doing so.

Reason why I didn’t hit my goal was that I had a few car repairs pop up and I chose to pay off the credit cards.

I was planning on getting my nephews a zoo pass for the year. The cost is $174 for two adults and as many kids as there are in the household. It’s a good deal but now that I’m closing on the house I don’t want to spend that on Christmas. I know I saved for it but I’d rather throw the difference into the house fund or pay my car insurance for three months.

Yesterday I ordered three pairs of kids PJs for the boys (nephews) at $5 each plus tax as part of their Christmas gifts. I think I’ll do movie passes $50 and keep the difference. Not sure.

It was a good day, today was the first time in weeks that I have not eaten out for breakfast or lunch. I usually spend $5.60 for breakfast and about $10 for lunch. So I’m add $5.60 to the house fund and $10 on CC9.

I rolled my coins that was in my mason jar, I had a whopping $46.50 this will be added to the HOA fund.

2 Responses to “Monday Rambling ”

  1. AnotherReader Says:

    One of the easiest ways to cut your spending is to eat at home or what you bring from home. Have breakfast ready to go and lunch packed the night before. You will probably save $12 or $13 a day, depending on what you eat. Saving $12 five days a week is $60. It adds up fast.

  2. creditcardfree Says:

    Eating out is so expensive! I know you can turn that around, as I've seen you do it before when you are motivated to pay off debt. Congrats on saving for Christmas, while your goal was short, it has probably helped reduce your spending as a result, which isn't a bad thing. I think your new plan for the nephews is a good one. Smile

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