LR I went with the 30, honestly I was nervous for some reason about the 15 year. Don’t ask me why. I know everyone always says they’ll pay extra and life happens and you don’t but I’m setting up auto payment of $100 a month toward the principal I think if I start early doing this it will become a habit. By making the extra principal, about $1200 for a year, it covers two full payments.
CC9 will be paid off first quarter of March so that will give me an additional $152 on the principal as well.