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Closed!

November 26th, 2018 at 04:46 pm

13 Responses to “Closed!”

  1. livi Says:

    Congratulations!

  2. Wink Says:

    Wonderful! Congratulations Amber!

  3. CB in the City Says:

    All right!

  4. AnotherReader Says:

    It's all yours now!

  5. Amber Says:

    Thanks everyone, I wasso excited that I forgot to post an actu blog, lol

  6. Jenn Says:

    Done - check! One step closer to freedom.

  7. VS_ozgirl Says:

    Wonderful, congratulations!

  8. LuckyRobin Says:

    Congratulations. It is exciting to buy your first house. Now to pay it off! Did you end up with a fifteen year or a thirty year loan.

  9. Amber Says:

    LR I went with the 30, honestly I was nervous for some reason about the 15 year. Don’t ask me why. I know everyone always says they’ll pay extra and life happens and you don’t but I’m setting up auto payment of $100 a month toward the principal I think if I start early doing this it will become a habit. By making the extra principal, about $1200 for a year, it covers two full payments.
    CC9 will be paid off first quarter of March so that will give me an additional $152 on the principal as well.

  10. AnotherReader Says:

    The 30 year gives you more flexibility.

    Once you pay off CC9, why not go after CC10? I'll bet the interest rate is higher than your mortgage interest rate and you could knock it out fairly quickly.

    How are things going with the SO? Has he found a place to go?

  11. LuckyRobin Says:

    I completely understand you choosing the 30. As long as you keep disciplined you can pay it off early.

  12. Trying to get ahead Says:

    Congratulations! Before you know it, you will be shouting "I'M DEBT FREE!!!" on Ramsey's radio show. Smile

  13. rob62521 Says:

    Way to go!

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