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Hit $1600

May 9th, 2015 at 09:39 am

Dad gave me $50 towards his truck insurance. I'm actually responsible for paying it. See he doesn't drive anymore, but he lives alone, so I pay it to keep a vehicle in the yard. My brother who is suppose to be there may come home once every other week.

The insurance is $70 a month, not bad. So I simply added $25 to my challenge fund and $25 to CC3. Basically what dad gave me I used as extra income. So with the extra income I was able to knock CC3 down to about $440 and bump my house fund ( same as my challenge) to $1600. The goal was to hit $3,00 by the end of the year but I've bump that to $5,000 since I'm doing so good. Hopeful I can have CC3 paid off by July


April 22nd, 2015 at 04:19 pm

I was so focused on paying off CC1 that I forgot to pay CC3 yesterday and now I'll be hit with a late fee. Just one day can turn your entire world upside down 😡

On a different note I added week 44 to my 52 Week Challenge, brining my total to $1507.55.

I also had my interview, don't think I wowed them. My nerves got the best of me. But we will see.


April 15th, 2015 at 05:23 pm

We play the lottery at the office and the team won $6 each. Of course I added my winnings to my CC debt. It's not much but every little bit helps. In addition to the $6, I also added an extra $10 to the CC as well $10 to the Challenge account.

Things are trucking 🚛 along and I am super excited about it. I really do believe that by June, I'll have three credit cards paid off and $3,000 saves for the villa I want to buy.

Paid Extra on the CC

April 14th, 2015 at 06:35 pm

I say this when ever I start blogging about my finances, "so long as I am blogging I am on track."

Added another $10 to my 52 Week/$20 Challenge today, plus I paid an extra $10.00 on the CC. I received an extra $20.00 and of course I split the two Smile

I manage to get CC 1 (starting balance about $1500) down to only $342 in less than four months, I'd say that's not bad. I can't wait to receive my tax return so that I can pay it off.

Other than that nothing else is happening, just happy to be back on track.

Super Proud of Myself

April 9th, 2015 at 03:49 am

I am super proud of myself. I've been keeping up with both the 52 Week Challenge and the $20 Challenge. Today I deposted week 45 of the 52 week challenge (started backwards); $56 was set aside for the $20 Challenge; and $56 was paid on the CC. Dad gave me $112, so I split what ever he gives me between the $20 Challenge and CC debt.

Made my first student loan payment, and it didn't feel stressful Smile

My brother is giving me $200, he always does this because I do his taxes, and his house is in my name ( he has never missed or been late with a payment in four years). Once I get it, I'll pay down a CC, knocking my balance to $375 and when my tax returns are received, it's paid off. First CC of the year.

So with so much great news, I'd love to do the happy dance 💃

Oops I failed to mention in about four months I have socked away $1,343.55 not bad.

Couple pays off $110,000 in two years

March 29th, 2015 at 05:06 am

Just read this article on Business Insider, a couple pays off $110,000 in two years following Dave Ramsey's Total Money Makeover

It's a great read, I think you all would enjoy.

Also I've manage to keep up with my 52 Week and $20 Challenge, I'm currently at $1241.75. Hoping to hit the $2000 mark by June.

$20 Challenge

March 3rd, 2015 at 03:52 am

Dad gave me $20 and the BF gave me an extra $30 so I added this amount to my $20 Challenge.

I've combined my $20 Challenge as well as the 52 week challenge bringing my total to 989.85. Not bad, we're only in March.


February 22nd, 2015 at 04:11 am

Friday was payday so I added week 48 funds to the 52 week challenge. Dad gave me $100, I added this to the $20 Challenge, grand total $819 . I'd say this wasn't a bad way to end the month.

Next week I'll be tackling the taxes, the few funds I get, can't be more than $500, will go into my Kentucky Derby fund.

It's been on my bucket list to hit the Derby and we're going this year. So that's it in a nutshell

52 Week Challenge

February 5th, 2015 at 05:18 pm

Well tomorrow is pay day so I've added $49 to my 52 Week Challenge fund. I'm counting backwards so I'm on week 49. I'm super excited, I'll hit $1300 by June. Any extra funds I add to the challenge as well.

My new balance is $646

Ibotta and $20 Challenge

January 31st, 2015 at 08:46 pm

Well went to my least favorite place, Walmart, with the BF and picked up about $20 worth of items, the BF paid so I'm socking what I would have spent into my $20/ 52 Week Challenge fund, bringing my total to $585 Smile

Two items I purchased was available for rebate through Ibotta bringing that total to $5 in rebates. Once I hit $10 I can cash out. Smile

$20 Challenge

January 31st, 2015 at 09:29 am

Received an extra $50 so I added this amount to my 52 Week/$20 Challenge bringing my total to $565.

This week is pay week and I'll be able to add $49; counting backwards using the 52 week challenge for saving. That will put me at over $600. So excited because my goal is to hit a $1000 by the end of February

$20 Challenge

January 30th, 2015 at 04:09 pm

My dad is hilarious he thinks that he has to buy me dinner, so he gave me $15, I told him I'm saving it. He tells me that's even better.
So I'm adding to my $20/52 Week Challenge, my grand total $512.

If I can only sock away $500 a month, I would be one happy camper.


January 29th, 2015 at 04:57 pm

I'm responsible for paying dad bills, he no longer drives. When ever he gives me the money it's always an extra $2-$5, I always add the funds to my challenges. So tonight I'm adding a $3, I can't believe how quickly these small amounts add up.

$10 Target Gift Card

January 28th, 2015 at 07:08 pm

Totally forgot the BF made a purchased and earned a $10 Target gift card. He gave it to me, so I'm going to add to my 52 Week/$20 Challenge. Trying to sick away as much as I can so when the CC bill comes for the car I won't feel so bad. Lol

Murphy Strikes

January 27th, 2015 at 02:26 pm

Okay I started my savings again and was able to sock away $457 in less than a month. Well Murphy came to visit last night.

On my way home from work my car started to shake, engine light began to flash and it felt as though I was going to cut off. Fast forward and the cost to repair $487. Mom actually put the cost on her CC and I am to give her the money back. She ask that I wait until the bill came. Frown

So I'll have to start all over again with my 52 week challenge next month.

Dad gave me $13 ( all the ones he had) plus he ask me to pay a bill and the difference was $11 left. So I added $24 to my 52 Week/$20 Challenge.

Wow! 52 Week/$20 Challenge

January 25th, 2015 at 10:33 am

Super excited, my dad just gave me $100 and I'm depositing it straight to my 52 Week/$20 ChallengeSmile

New total is now at $457, I'm so happy.

Went to SAMs, picked up bath paper and earned $1 from iBotta.

Also I downloaded an app, Favado. It an app that provide you items that are on sale as well as the coupons for those items. I use this app to compare with rebates on iBotta. So far I love it.

52 Week/$20 Challenge

January 24th, 2015 at 07:06 pm

BF asked me to pay a bill that was $216 and some change. He gave me $220, that meant I'd be left with $3. So I've added $3 to my 52 Week/$20 Challenge bringing my total to $360.

Tomorrow I'll be heading to the store and I notice Ibotta has a few rebates for items I'll be picking up. Can't wait until I hit the minimum of $10 so that I can cash out. Smile

The ending balance of the $52 Week Challenge is $1378, I'm positive I will have surpassed this amount by June

52 Week Challenge

January 23rd, 2015 at 05:33 pm

Well dad ask me to pay his phone bill,that was $50 and some change. He gave me $55 so I took the difference ($4) and added it to the 52 week/$20 challenge bringing my balance to $357

So I'm just trucking along.

I earned $2.75 thus far using IBotta Smile

52 Week Challenge

January 21st, 2015 at 04:11 pm

Well I've added to my 52 Week Challenge, I started backwards and am on week 50. So $50 was added to my challenge (saving) bringing my total to $303.35.

I'm really happy and hope (fingers crossed) that I can keep up. I've also added any extra funds I receive.

As far as starting at week 1, I'm actually on week 7 but I'll be adding week 7 and 8 ($15) to my CC. I'm actually working this challenge both ways, paying down debt and saving at the same time Smile

Happy New Year!

January 20th, 2015 at 10:18 am

Happy New Year everyone!

Hope you all had a joyous holiday season.
I've been super busy with the new job, that I enjoy but think my boss is an idiot Smile

I've started the 52 Week Challenge up again, last year I used the funds to pay down debt. This year it's going to be towards purchasing the condo I'm renting.

I've decided to start with week 52 as well as week 1. The funds started at week 52 will be added to my house fund. And the funds started at week 1 will be towards paying debt. Double the fun Smile

Any extra funds will be added to the house fund. Today dad gave me $168, I won $11 on a scratch off that someone gave me, and mom gave me $20 for my birthday , all added to the 52 week challenge. All in all an extra $199 was added today but I think I'll put the extra buck on it to make $200 Big Grin

Week 51 and 52 was added, new balance $303 I'm so excited.

52 Week Challenge

July 9th, 2014 at 06:54 pm

Added this week's fund to the challenge. I am trying to catch up, so I added $50 for week 50 and $3 for week 3, for a total of $53.00

YTD contributions: $159.00

For the $20.00 I added $12.00; $6.00 for packing lunch and breakfast yesterday and $6 for today. Plus my mom gave me $50.00, I almost fell out my chair when she did that.

YTD: $165.00

That's it in a nutshell

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