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Itโ€™s Pay Day

May 16th, 2019 at 11:33 pm

Woke up just after 1am checked my checking account and my paycheck was deposited. First thing I did was pay my tithes, Iโ€™m so thankful that is, has become second nature to me.

Next I looked and my $500 hit my CC9, all smiles as I added another $231 to it knocking that sucker down to less than $2k, nw balance $1847.75. Next week I should be able to add another $500 ๐Ÿ™๐Ÿพ๐Ÿ˜€.

Then I decided to pay the mortgage ๐Ÿก. I donโ€™t know if I read/heard this someplace, I think I did, or that I just like to do it but I like to pay my mortgage about 10 to 15 days before the due date. Iโ€™m so nervous that something will happen and I wonโ€™t have enough time to correct so that Iโ€™m not hit with a late fee. Plus I think the best time for a man to pay his bills is when he has the money. As I log in the bank has decided if you pay between the 11th and 16th theyโ€™ll charge you $5 if your not signed up for paperless bills. Iโ€™m old school and I like receiving my bills in the mail. This really ticks me off ๐Ÿ˜ก Needless to say and reluctantly I signed up for paperless billing.

Next I transferred money to all my sinking funds ๐Ÿ˜€. The direct deposit ๐Ÿฆ didnโ€™t hit because it takes two pay cycles for that to happen, this should be the last time Iโ€™m stuck doing this manual process.

Lastly I tried the fresh pizza ๐Ÿ• from Walmart, for $6 it was okay. Iโ€™ll buy it again but in a much smaller size. My mom gave me two packs of two chicken breast ๐Ÿ—

3 Responses to “Itโ€™s Pay Day”

  1. starfishy Says:

    Great job on whittling away at CC9 and then onward to CC10!

  2. creditcardfree Says:

    Congrats once again on less debt!

    What is your mortgage late fee? I'm not saying you should be late, but that you should inform yourself of the exact number. You seem to have such fear that sometimes knowledge is power. Let's say it's only $35...is that such a big deal IF it were to happen? Did you also know that there is a grace period where you will not be assessed a late fee? It's usually 15 days on a mortgage. So while it is due on the 1st, it is not technically late until after the 15th of the month. The more you know...

  3. Amber Says:

    @CCF to be honest I have no clue what the late fee is, Iโ€™ll have to check. I also forgot about the grace period. Youโ€™re right about fear, I hate paying things late, it gives me anxiety, why I donโ€™t know. I do know that itโ€™s not worth any late fees for anything, I see it as money that could be used elsewhere. Iโ€™ll have to check though on the late fee

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