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Archive for December, 2016

Day 31 and why I'm thankful

December 31st, 2016 at 09:21 am

It's the last day of the month/year and though I have had my share of rough patches, I decided to take the challenge and list 31 things that I'm thankful for (not in any particular order).

1. Life
2. A roof over my head
3. Work
4. Friends
5. Family
6. Health
7. My states of mind
8. Clothes on my back
9. Running water
10. Electricity
11. Food
12. Transportation
13. Time spent with my dad
14. Getting to know my dad's family
15. Education
16. Women of opportunities- my scholarship
17. God's grace and mercy
18. All my limbs
19. Ability to hear
20. Ability to see
21. Ability to walk
22. Ability to help others and doing so
23. Ability to forgive ( so many struggle with this)
24. Saving advice- keeps me on track
25. My travels and seeing this beautiful country
26. Not being addicted to drugs and alcohol, it's crazy here in south Florida
27. Shoes on my feet
28. My bed, I could be sleeping on the floor
29. My conscious, with this you'll always do what's right
30. Seeing this day, year
31. My savings

End of Year Clean Up

December 30th, 2016 at 06:03 pm

So I have been entering receipts all day, ugh. I want to make sure that everything is entered and accounts are balanced for the start of the year.

I have been so lax with my finances, I didn't even notice that the plot I would like to purchase next to my dad was not being deducted from my account, so tomorrow I have to take care of this. I also manage to rack up so much CC debt. I'm so annoyed with myself, especially because I know better.

My mom, had my sister in tears tonight, I'm really at a my whits end with my mother, she makes trying to have a relationship with her extremely difficult.

So tomorrow, I'll be back at tackling the finances and clearing things up. Wish me luck.

Oops almost forgot, I am back at the $20 Challenge. Today, I dined out spent $10.00 so I added an extra $5.00 to my CC payment and an extra $5.00 to the savings account. if I can spend $10.00 foolishly I should be able to save and pay down debt as well.

Sick

December 29th, 2016 at 06:03 pm

Today was the day that I was to enter in my end of year receipts and update my financial registers so that I'm ready for 2017, and yet I've been stuck in the bed with the cold/flu. This really sucks, I wanted this completed before Saturday. Hopefully; tomorrow will be a better day.

I used a few home remedies such as Vicks and cerasee tea, I no longer have the sore throat but I can't stop my nose from running. Needless to say I feel a little better but I hope I'm able to complete some things tomorrow.

Checking in

December 29th, 2016 at 05:13 am

Good morning all!

Hope everyone had a wonderful Christmas 🎄 and Hanukkah

Things for me have been really hectic. As some of you may know my dad passed away late April and left me in charge of things. My oldest brother, who is a complete idiot has decided to sue me because he feels as though I manipulated my dad and everything was to be left for him and not split four ways. I'm splitting thing amongst all the children and he's not happy. So any money left in dad's account for me that I was going to split has to be spent on legal fees. Smh but this is a whole another story in itself.

My mom is still mom, miserable as hell. No matter how we try the woman cannot be satisfied. Her and my second oldest brother and sister barely speak, they both feel as though she should tell my oldest brother he is wrong for suing me and she refuses. I failed to mention that this same brother lied on her and had her in court, not to mention almost locked up in jail (the one suing me) . But what I've learned is that they are two peas in a pod, they're just alike, greedy for money and selfish. Here is a mom incident, to give you an idea of how she is. The other day my nephew was on the phone with his wife and mom was in the background yelling that he was seeing another woman, needless to say that wasn't true and my nephew and his wife had it out once he got home.

I finally got a job, my boss is crazy. The entire team as well as others have spoken to her boss about her attitude, it appears as though she is trying to adjust but we can tell it is extremely difficult for her. We all are just waiting for her to explode

Onto financial news, I've signed up for the 401(k) through my employer, maxing out at 6%, first time I've ever max. The company is on a vesting schedule and they match only 25% up to the first 6%, but hey for me it's free money.

Today marks the end of year for me so I'll be entering in receipts all day getting myself prepared for the new year. I've spent a ton of money and racked up CCs, so it's time for me to buckle down. If ive said it once, I've said it a thousand times, blogging for me keeps me accountable when it comes to my finances, so hopefully I can keep it up.

Happy New Years everyone