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Archive for February, 2013

Got the job

February 27th, 2013 at 01:52 am

Went in for an interview for an HR assistant position and ended up with the director position Smile

I was very nervous (scared of change) but everyone I spoke to thought this was a great opportunity for me to learn.

Yes I'm in grad school seeking a masters in human resource but I have no experience in HR what so ever but I do believe my education will help.

I also have a great HR mentor.

I'm looking at it as a paid internship, make some mistakes, learn as I go, and apply what I've learned in grad school.

I must admit I'm excited but scared as well. The facility is new, about a year old.

That's it in a nutshell

Extra $40

February 24th, 2013 at 03:22 am

Saw my older brother today and he gave me $40. I was debating if I should pay this on CC 3 and then I thought, why not?

If he hadn't given me the money, I would not have had it to pay but since he gave it to me and I wasn't hurting for the money, I paid the extra cash on the CC.

It feels really good to see the CC get knocked down by so much, I can't wait until its paid off.

Called the accountant today to try and set up an appointment on Tuesday.

On a different note I am itching to tell someone but I have an interview on Tuesday for a HR assistant. As you know I'm in grad school and is set to graduate with a masters in HR management, this will be a great opportunity to get my foot wet. Keep your fingers crossed.

Save $6

February 23rd, 2013 at 06:19 pm

Went to Walmart and forgot my bank card so the BF ended up paying for my personal items saving me $6, so I paid $6 on CC 3

I am really proud of myself I have knocked that credit card down by almost $500 within one month. I am really hoping to have it paid off by the end of the next month

Hopefully I'll have completed my taxes and can submit any thing extra to two CC, we will see

Ridiculous

February 22nd, 2013 at 11:45 pm

Okay my BF who is always short on his portion of the bills ( and I have advised I'm moving) says to me the other day that his mom offered to pay his cell phone bill, since he is helping her with his dad's business. Well he told her he didn't need the help. I sort of understand because she is still grieving and he doesn't want to take advantage of her but he is running the business and need the money. I think once he gets situated he could stop taking the funds.

Now fast forward his mom cuts the payroll for the week and added an extra $100 with a note that said thank you. He said he attempted to speak to her and she started to cry so he didn't continue the conversation and kept the money.

Now here is the kicker, he owes as of the first over $1000, $475 of that is the balance forward from last month. But he decides that he is going to bury the $100 on his dad's grave. WTH! Are you serious? I'd rather he give the money back to his mom. I couldn't believe it. It took everything in me to keep my mouth shut. This is ridiculous especially when you're always short. I in so many words reminded him that he had a ton of bills due. This crazy

CC4

February 19th, 2013 at 07:56 pm

I have been paying extra on tbe credit card all month, and to be honest I really dont know how much extra. The total I would estimate is about $400 thus far Big Grin

I am hoping to have this card paid off by the second week in March

Sorry but my side bar totals are all wrong; I have to go back and run the reports to update the balance.

Thats it for now just glad I'm making progress.

Extra cash

February 17th, 2013 at 12:42 pm

Friday was pay day and all my bills were paid and for some reason I found myself with an extra (about)$700. I could not figure out why. But I soon realized, duh you no longer have a car payment, that saves you about $400.

I was so tempted to go shopping, it was like fighting off an addiction. Instead, we went to the museum. I was a little annoyed because I could not find my free entry pass but the clerk gave us both student discounts saving us $14. I'll pay this amount on the CC challenge. I must say the exhibit was really nice.

Also I had a $25 gift card to Brewzzi's so we went there for dinner. Needless to say we won't be going back. Dinner came to $68. We had a side salad, burger, fries, and cocktail. I thought that was way too much. Looking at the menu the food wasn't expensive but they killed us on the drinks, something I didn't catch. All in all it cost me about 47.00 with a tip. I look at it this way we had a nice time out for about $60 something we hardly do and I didn't blow the $400+ on shopping.

Next I went to my dad's who gave me $50, for no reason. He does that from time to time. So I guess you can say I made out like a bandit.

Just got the word...

February 13th, 2013 at 11:59 am

I just received the word that my friend lost her job yesterday. Apparently after three months she has not been grasping things. She admits that it was way too much and that the Agency took a chance hiring her with no experience. She said that they asked her if she wanted to finish out the month or the end of the week, I thought that was nice. She will finish out the week.

It saddens me when anyone loses their job, no matter what the reason. It really hurts.

Oh my

February 11th, 2013 at 09:02 pm

I bought a weighted jump rope because I am determined to get fit, eat healthy and lose the weight without heading to a gym.

I must say, I could barely jump for 30 secs. I thought I was going to pass out. So I jumped for one minute, took a break and jumped for another minute. Total minutes 2

Apparently while jumping rope you burn approximately 11 calories per minute. I'm hoping I can get to five minutes by the end of next week. Lol

Bit for now it's only 2 Big Grin

Well I did it

February 11th, 2013 at 12:18 pm

Well after I posted my last post, I said to hell with it and paid the $300 on CC4 that is my $20 Challenge/debt.

I have approximately 15 days to get another CC paid off, the goal is to pay off 1 CC a month. I actually paid three off last month. So rather than watching the funds in my saving account earn very little interest while the CC racks up a lot more, I decided to knock that card down from $1385 to $1085.

It's scary because you're always thinking of the what ifs, but I have a little more than $5000 in my EF, I am slated to receive another $3000 in taxes that i plan on paying off another $1500 CC and putting the remainder in the EF account. So I should have at least 7 months of expenses if anything happens. The goal is to have at least one year though.

I will say this, it's easy to get into debt but it is hard and scary at the same time getting out.

After graduation

February 11th, 2013 at 12:03 pm

Well I have decided that after graduation, I'll be moving. The BF has way too many other obligations that I simply can not handle.

First of the month rolls around and he is short again. In the year that we have been living together he has only pulled his fair share twice. Don't get me wrong, he is super sweet but being financially responsible is not his forte.

For example, we decided early on for my birthday we were heading to Arkansas, I asked him what did he want to pay for? Either the hotel or car, he chose the car. The rental totaled $287 and of course I was stuck paying for the car and the hotel. Yes I wanted to go away and would have planned something else if he couldn't afford it, and I asked several times.

The cable bill is due and of course he does not have his half, but I paid mine and that's it. I can do with tv, the cable is in his name.

I've said to him time and time again that he needed to set a budget, keep track of his spending for one month that way he could see where his money is going. His money is going to the kids because he can't say no.

I know it's hard, I recognize that. I too am working on some financial mishaps but at least I'm trying and making progress mind you.

Oh well it's too bad. On a different note I have been keeping up with the 52 week challenge Smile I'm actually ahead of the game.
I've also been paying down CC 4, I got it down from 1500 to 1385 by simply paying $2 here and there for the month of January.

I'm still waiting to hear from my employer regarding the $800 tuition reimbursement that I submitted in December. It's either yes or no, why its taking so long? It's a long story I'll have to share later, but lets just say a little over a year ago I had to hire an attorney and I personally do not think the CEO has moved on. That sucks

Right now I have an extra $300 just sitting in my ING account and I'm debating on if I should use the money to pay down cc4. A part of me says yes another says wait and sock away a little more but in the meantime I'm earning little interest while paying a lot more on the CC

Resume

February 6th, 2013 at 02:27 am

First I'd like to say I've been keeping up with the 52 Week challenge, I'm actually ahead of the game. Wink

Today I paid $12 towards my $20 Challenge/ CC debt Wink

But wanted I wanted to ask, and I know it's not dealing with finances but I trust you all judgement. So if I post my résumé here, will you all critique, making changes and/or suggestions?

34-31

February 4th, 2013 at 04:28 am

That was the final score for the Super Bowl so I added $65 to my $20 Challenge debt reduction.

I really want to pay a CC off for this month or at least by mid March.

Tomorrow I plan on going to the gym, haven't been in a while so for every day I miss I'll add a dollar.

Super Bowl Challenge

February 3rd, 2013 at 11:51 pm

I decided what ever the score is I'll add the two to my $20 challenge.

Just another way to save money Smile