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Archive for August, 2010

What a day

August 12th, 2010 at 11:07 pm

First I realized there wasn't any eggs in the house so I bought breakfast ($1.07) then what was suppose to be lunch from my job, turned out be sucky so I had to buy lunch ($5.37). On a good note, I added $6.44 to my $20 challenge--matching what was spent on breakfast and lunch plus another $1 for going to the gym today.

I cashed in my change in my piggy bank, $67.87, this was added to my EF

All in all it wasn't too bad today

$20 Challenge

August 12th, 2010 at 12:14 am

Today I made it to the gym so a buck was deposited to my challenge home fund. As far as spending goes, here it is:

Expense Categories
Health care: Dental $30.00
Gifts: $56.79
Groceries $2.99
Job Expense: Non-Reimbursed $1.89
Taxes: Sales $0.57

Grand Total -$92.24

I almost forgot, I brought my lunch to work and had breakfast at home so $2 was paid on CC debt

Finally

August 10th, 2010 at 10:58 pm

I finally had a no spend day so $3 was transferred to my new home account; in addition, I took lunch to work and had breakfast at home so $2 was paid towards my CC

I'm trying

August 9th, 2010 at 11:37 pm

It seems as though I spend a lot more when I am in a relationship, especially gas. But let me turn my attention on other things. No venting today.

Today $18 was spent, and $2 of it was paid on my lowest credit card (Victoria Secrets). I am doing what I have done in the past and that is paying $2 a day for not buying breakfast or lunch; in addition, to my regular payment. This was how I got my debt under control once before so it should work again.

Expense Categories less CC Payment
Groceries $7.46
Personal Care: Makeup $4.44
Personal Care: Feminine $3.12
Taxes: Sales $0.98

Grand Total -$16.00

Wow

August 8th, 2010 at 07:34 pm

After being on a hiatus, I decided to balance my accounts to get a real picture of what I owe, and I can tell you I am very disappointed. I went from debt to debt free, back to debt Frown I can just cry,I am over $13,000 in credit card debt, plus my car. But I am optimistic that I will be debt free once again.

On a good note I found 4 cents today, added $10 to my challenge home account Wink And will be cashing in my change bank tomorrow

I'm ready and with that said, lets do it!

Today's Spending

August 5th, 2010 at 12:38 am

Well today I made it to the gym so finally a buck was added to my challenge. I also had lunch at the office and breakfast at home so $2 ($8 for the week)was added to my CC challenge.

Today's spending:

Expense Categories
Groceries: $25.93
Household : Supplies $2.99
Sales Tax $0.17


Grand Total -29.09

Almost

August 3rd, 2010 at 10:21 pm

Today was almost a no spend day, but then the gas light came on Frown

So today's expenses:

Automobile-gas: $45

I also paid $2 on the CC challenge for a grand total of $6 extra on the principal for the week Smile

Today's Spending

August 3rd, 2010 at 02:19 am

Well I didn't make it to the gym so no buck for the challenge, I did bring my lunch and had breakfast at home so $2 went towards my CC challenge ($4 thus far).

Today's spending total:
Expense Categories
Utilities : Water & Sewage $65.25
Groceries: $17.51
Miscellaneous: $15.00
Sales Tax: $0.26

Grand Total -$98.02

Total Spending

August 2nd, 2010 at 03:03 am

Today was not a bad day, I spent the following:

Expense Categories
Miscellaneous 51.67
Personal Care : Hair Care $5


Grand Total -56.67

And since I did not eat out $2 was added to the challenge.

For the month $20 challenge : $2

I am back

August 1st, 2010 at 07:46 pm

It has been a long year and a half, but I am hoping that you guys will welcome me back and that I can get these finances back on track.
Over the last year and a half, I paid off all my debt only to run my CCs back up again. I finished college and was unable to land a job for a while but I found a job (not in my field of study) with less pay but was recently promoted making 2k more than previous hired. Thank God, I am truely thankful.
Now I am returning to school, my new employer reimburses upto $1200 a year so I have decided to get a nursing degree vs. my masters which is three times expensive. With an RN I will be able to land a job must faster and work my way into a health administrator position soon after.
For the first semester the only thing I am responsbile for are my books and other misc. supplies, tuition will be paid in full after grades are turned in and I always do well in my classes so thats not a problem Smile
I have finally found a great guy, we have been together for a little over a year and he is amazing. I am really happy Big Grin
In addition, I have been addicted to FaceBook and lost my way but I am back and am ready to get back on track.
So if you will have me again, I would love to get back to the good 'ol days, making progress with a group of amazing people