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Just Rambling

October 3rd, 2017 at 07:26 am

So I get home today and CC4 that I have not used in quite sometime, over 6 months, but paying off has been increased my limit to $7,700 (odd number) just before the holidays. 🙄🤦🏾‍♀️

I don't need any more credit card debt so I'll keep the card where it is.

On a different note, I'm loving the envelope system. Dave Ramsey (DR) was right. If you feel money, and watch it leave your hands, you think twice about spending it.

I have about $50 to last me until next Friday, in the grocery envelope . So while I was in Publix, I needed spaghetti. I normally purchase Mueller, but Ronzoni was BOGO. I'm sure you guess what I bought. Not only did I get a BOGO, iBotta has $0.50 rebate, plus $0.25 on pasta; therefore the two cost me $0.84. Not bad. Just the thought of being smarter with my money is awesome.

Target Run: Meal Plan

October 1st, 2017 at 08:13 pm

My meal planning is contingent upon what deals I find at Target on Sundays.

Today, I picked up two packs of thin chicken breast for $2.99 and two packs of three chicken kabobs for $3.99. Not bad, I'm just disappointed there weren't any packages ground beefs on sale.
Target also had grapes on sale for $.99 a pound, bought two pounds.
Fiancé picked up a pack of the Kuerig Folgers coffee for $10. Smh I told him I wanted my $10 back, this is ridiculous when he can get it for far less elsewhere.

This week's meal are as follows:
* Sunday Kabobs with rice
* Monday left overs
* Tuesday spaghetti and meat sauce
* Wednesday lemon pepper chicken drinks with a salad
* Thursday left overs
* Friday - Outback steak house. We have a gift card
* Saturday - homemade pizza

Targeting Run

September 24th, 2017 at 06:48 pm

Sundays after church is my trip to Target 🎯. I have decided to buy meat that's on sale and create my meal plan from what I have purchased.

There was 1lb (93/7 ) ground beef for $1.89, this was with the $4 off coupon. The fiancé was with me chitchatting, that caused me to miss the cashier, not taking the $4 off one of the packages, so now I have to go back 😡.

We picked up Tyson chicken, 3lbs for $4.99 and a 12 pack of pork chops for $5.99. I'd say we did pretty good.

Today we started week 5 of Financial Peace University and the topic was on impulse purchases. Of course while in Target the BF made an impulse purchase🤦🏾‍♀️🙄
I explained to him that the extra $5 he spent on candy, we could have applied to the debt snowball.

Hopefully he'll get it

Target Run 🎯

July 27th, 2017 at 09:02 pm

Well I went to Target today to check if they had any meats marked down. Unfortunately they only had one pack of 2lb chicken breast with a coupon and refused to mark the others down. Normally when you ask, they will, since the sell by date is the date of the markdown.

Long story short I got the pack of chicken for $0.33. I couldn't believe it. The chicken was 6.99 then marked down, plus I had a $2.00 coupon and I used the Cartwheel app for an extra 25% off. I'll cut the chicken in half, that will give me a total of six pieces.

Love it!

Target Run

July 2nd, 2017 at 06:30 pm

Went to Target today and picked up 2lbs of ground beef for $2.20. I also picked up two packs of chicken that I cut into and packaged into 5 packs of four for dinner. Total cost $10.18, not bad.

I'll be meal planning for the week and hitting Target up next Sunday

Dinner menu

April 19th, 2015 at 11:14 pm

Okay today I decided to create a dinner menu and do my grocery shopping based on that menu.

Here it is:
- Sunday - salmon, rice pilaf, sweet potato
- Monday - spaghetti
- Tuesday - baked chicken and pasta
- Wednesday - left over
- Thursday - baked pork chops and corn
- Friday -homemade pizza and salad
- Saturday - salad and sweet potato

I made tonight's dinner, browned the ground beef for spaghetti that I'll place in the crockpot tomorrow. I went ahead and seasoned , froze both the pork chops and chicken, cutting down my cooking time. All in all, including snacks I spent $74 at the grocery store, not bad. I usually spend about $120 a week.

I'm thinking Sunday's will be my day to create my menus

Ibotta Rebates, anyone enrolled?

January 21st, 2015 at 12:24 am

I know I may be a little late but I've signed up for the Ibotta app, that apparently provides rebates for everyday purchases. I'm just curious, has anyone else signed up? If so what are your pros and cons?

I find the app to be very user friendly, I've already earned $2.25, can't wait to hit the $10 mark so that I can cash in.

Join my team by coying the link below



March 7th, 2012 at 01:38 am

It's been about two weeks, and I am loving the new place. It's funny because I hardly ever think about my mom, but I will say this, when it comes to cleanliness, we are just alike.

Other than my BF daughter, things seems to be going well. I'm definitely going to have to work with her and her cleaning habits

I've still kept track of my spending but haven't really been able to sock away anything. When I get my mileage check, I'll add the $114 to the EF

Oh, I almost forgot, I really need to set up a grocery budget, things are getting out of hand. I find myself at the store every week and I really want to go twice a month ( each pay period). So we'll see

Once Again

December 7th, 2011 at 01:38 am

Once again my BF does not have his portion of the money to take a trip that I have been planning since January this year. On my bucket list is to visit every state, so for the upcoming year we were to start with Alabama. Well now as he puts it "He is in the hole" and I refuse to foot the bill this time for my birthday. This year I paid for everything, food, gas, the hotel, the theater, and the theme park. He was to give me some of the money back and normally he does but he did not. We have been together for 3 years and when it's his birthday I usually foot the bill but since he stood me up year, I did not pay for the hotel room.

Now here is the kicker, he wants to rent a hotel for Christmas for 4 days, I'd rather use that money for my trip.

Long story short, I am not paying $500 for us to fly to Alabama. If he wants to go dutch, that is perfectly fine with me.

On a different note, Publix had BOGO AJ frozen pancakes so I saved $2. 86

I received portion of my mileage check from my employer and was short $2. I think they do this on purpose hoping that you do not notice because it happens all the time. The person of course, who cuts the check was not in today, not surprised. So I deposited the funds and added $200 to my Challenge/EF account. Now I am just waiting on $91 hopefully I will have it by Friday. I'll add the $91 to the challenge and I would have met my goal above and beyond.

That's it in a nutshell

Not so bad

January 13th, 2010 at 01:38 am

Today was suppose to be a no spend day but $2 went towards CC debt/challenge because I had breakfast and lunch home. $18.50 at the grocery store and 50 cents towards savings challenge (rounded up the change)

$20 challenge

January 20th, 2009 at 02:33 am

Ok I pretty much stayed in today and only studied for about 10 minutes Frown Then I hit the gym so $1 was paid towards my CC challenge next I went to Publix spent $17.13 on groceries(and only bought fruit no chip, dips etc) as well as personal items so I paid an additional .87 cents towards my cc (rounding up my change) I washed and curled my own hair saving $35 and I added this to my house fund
YTD challeng $1751.99

Yes I would like my $.35

August 22nd, 2007 at 12:48 am

Ok I go into Publix today to pick up a few things. So I hand the cashier my coupon for $.35 which I thought she did not take off in which I am staring at the screen. When I cash out and get my receipt I am looking for the discount, of course there isn't one. So I say to her did you take the coupon off (while she is staring at me) she says no and hand it to me, I say to her were you planning on telling me or keeping staring wondering if I noctice? I was so upset then I go to the desk and the girl is starin at me as if to say it is only $.35. First of all if the first cashier had applied my discount, by doing her job I would not have been at the customer srvice desk. Boy was I mad

$20 challenge

February 11th, 2007 at 04:24 pm

Did some grocery shopping today and Publix had a few BOGO so I saved $5.86 so I added this amount along with a few extra change to the challenge brining my new total to $946.23

No list so I spent more

November 12th, 2006 at 04:29 pm

Went to the grocery store and I did not have a list so I ended up spending more than anticipated ($36.97). But I am making a big dinner which should last me until about Wednesday. Today's menu: roasted chicken with yams, blackeyed peas and rice, corn bread and my favorite homestyle potatoe salad...oops I forgot about the stuffing. I was just in the mood for cooking. Needless to say thayt's today's big lunch as well as dinner for the next couple of days.


November 10th, 2006 at 01:37 am

I tried Zatarran's Blacken Chick mix, which was terrible. It comes in a small bag that you place in the microwave for about a minute...it was definately not worth the $1.99

CC interest strikes again

November 7th, 2006 at 12:39 am

You remeber that cc that I paid off before the end of my billing cycle...well they hit me with $25.00 interest. Is this legal? I paid the card off before the next billing cyle...I am red hot right now Angry Smiley 005 are there any recourse, I did close this account because the interest was way too high. Now instead of my lovely blance of $758.68 it's now $781.68...crooks

No eating out

November 3rd, 2006 at 01:17 am

My goal this month is not to eat out, so I hit the grocery store today bought some things and spent $$37.66 however I saved $.75 by using my coupon. So no eating out this month that is my goal starting today

Today's Spending

October 23rd, 2006 at 12:59 am

Prior to coming to work I had to hit Publix which cost me more than it would have, had I gone to Walmart; but that place drives me crzy. Any way I spent $44.47 here is where it all went:
1.20 sales tax
1.25 for a news paper
$9.90 for disposable utensil and container because after what I saw at work on Friday I will not be using anything in that kitchen
$32.12 on groceries
I was able to save $.75 with my coupon so that was a plus

Hamburger helper

September 25th, 2006 at 12:38 am

I bought some hamburger helper for the first time (taco) but I did not care for it. So since i spent almost two dollars I guess I have to gobble it up. Some tims thoough, if you let food sit over night it tends to taste better the next day, we'll see.

Can't believe it

July 1st, 2006 at 02:12 pm

I can not be lieve it is Jluy already. My goal for this month is to continue decreasing my CC debt and pay off CC 2 this month,the blance is $871.00. CC 2 the plans is to get it down to about $1500.00 from $1900.00 goal is to pay off by September. I also need to work on my grocery bill, I was bale to decrease it from $140.68 (40%) from the month before now to increasing this month ( June) by 21% to $170.33 Dinining out for May was 173.74 increased by 34%. Now ending in June I decreased my eating out by 47% to $91.80,. So even though I did really well with dining out the grocery bill went up. I decided to print a calendar for the month with what's for dinner on it for the month ans stick to that grocery bill I should save big time that way. We will see

Spoke to soon

June 17th, 2006 at 04:40 pm

Well I spoke too soon the money my brother left was not to pay me back but he wanted me to pay his cc bill, can you believe that. He use to be really good at paying you back but now he is just taking his sweet little time and the kicker is he's planning a trip to Key West. But he says he'll psy me on Monday or tuesday and his bill isnow due until the end of the week so I am waiting to see if he pays me or not before I deduct the money for his cc ( I will pay it on time )

Today was another huge spend day
$2.99 Hurricane Supplies
$14.80 Groceries
$2.98 Household supplies
$.56 Sales Tax
$58.48 Dad' Meds
Total : $79.81
Transfered $1.15 to challenge giving me a new total of $139.39