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January's spending

February 7th, 2012 at 03:50 am

Finally reviewed the numbers for January, and I spent way too much money. I have got to cut back with the upcoming move.
Here it is:

Expenses
Automobile
Registration & Renewal $58.35
Auto Unassigned $3.50
Total Auto $61.85

Bank Fees
Interest Paid $137.47
Total Bank Fees $137.47

Bills
Cable $135.00
Cell $132.50
Internet $50.31
Cash Withdrawal $20.00
Clothing $70.39
Dining Out $48.62
Gym $42.50
Gasoline $105.53
Gifts $105.68
Groceries $164.99

Healthcare
Dental $100.00
Eye Care $20.87
Total Healthcare $120.87

Household
Cleaning Supplies $1.49
Furnishings $23.96
Pool supplies $9.40
Household Unassigned $32.56
Total Household $67.41

Insurance
Auto Insurance $203.06 (Jan/Feb)
Total Insurance $203.06

Miscellaneous $36.20

Personal Care
Facial $1.97
Feminine Products $9.20
Hair Care $75.69
Personal Care Unassigned $7.27
Total Personal Care $94.13

Taxes
Federal Tax $266.12
Medicare Tax $41.48
Sales Tax $28.25
SS Tax $120.14
Total Taxes $455.99

Travel/Vacation
Travel/Vacation $162.46
Total Travel/Vacation $162.46

Utilities
Water & Sewage $65.33
Electric $140.09
Total Utilities $205.42

Expense Unassigned $30.64

This is it in a nutshell, unfortunately my contract with At&t won't expire until next year; however, I know once I move the electric and cable bill will go down at least by half. Also most of my health care spending was actually refunded to me from my employer so that was a plus.

Actually after reviewing the numbers, my dollar amounts when it comes to spending (i.e. dining out, clothes) is much less than previous months prior to me returning to the blogs and since my mother isn't talking to me I've definitely saved some money



EOM Spending

December 2nd, 2011 at 04:36 am

Expense Categories
Miscellaneous $372.47
Federal Tax $266.12
Insurance $202.82
Cable $174.00
Cellular $132.54
SS Tax $120.14
Electric $117.43
Gasoline $115.03
Groceries $101.52
Dining Out $83.41
Auto Maintenance $80.73
Water & Sewage $59.93
Internet $49.41
Entertainment $43.12
Medicare Tax $41.48
Manicure & Pedicure $29.00
Household Unassigned $19.96
Personal Care: Misc.$10.60
Personal Care Unassigned $8.98
Sales Tax $8.03
Personal Care: Feminine Prod.$8.02
Total Expense $2044.74

This may not be 100% correct, I paid a lot of December bills in November (yesterday) but unfortunately my software sorts by the date. Either way not too bad, I socked away about $300 last month as well.

Next month, even with Christmas, my goal is to knock $200 off my total expenses. In addition, I need to keep better track of my spending, too much in miscellaneous items.

Well...

January 4th, 2010 at 03:39 am

hopefully tomorrow will be a no spend day but here is the tally for today Frown

Expense Categories
Automobile: Registration $57.25
Groceries $10.56
Gifts $4.00

Grand Total -$71.81

I cant find the receipt for McDonald's but we did eat out today

End of Month Totals

March 1st, 2009 at 05:20 pm

Overall last month every thing was down except for clothes and dining out. In January I bought no clothes and my dining out expense was about $4 more in February. Oh I forgot my gift expense was up, had a friend to die and sent flowers. In addition,I added two bucks to my cc challenge because I finally made it to the gym. For the month I only had 4 NSD
Well here it is last month's spending:

Income Categories
Other Income $82.84
Wages & Salary $1,249.49
Income - Unassigned $170.35
Total Income $1,502.68

Expense
Automobile $110.01
Bank Charges (interest) $48.68
Bills: internet/ storage $108.54
Clothing $79.77
Dining Out $48.09
Education $0.95
Gifts $116.28
Groceries $175.70
Healthcare $22.26
Hobbies/Leisure $5.00
Household $17.43
Job Expense $14.70
Miscellaneous $109.17
Personal Care $37.81
Services/Memberships $47.91
Taxes $247.33
Utilities $112.36
Total Expense $1,301.99

Difference $200.69

Today' spending

January 31st, 2009 at 01:33 am

Well I came home and tallied every thing up for the day. I have $114 to last me until the 16th..wow, hope I can do it. Any how here's the totals starting off the new month

Wages & Salary $1,249.49

Amount Saved
IRA $25.00
EF $49.38
Misc Savings Account $10.00
Personal Checking $10.00
New Home Account/Challenge $10.00
Total Saved $104.38


Expense Categories
Cellular $94.12 (have to work on this)
Charitable Donations $20.00
Misc: Storage $48.47
Personal Care $23.98
Taxes(Medicare,Federal,SS)$229.05
Utilities $177
Total Expense $592.62

Transfers
Auto Loan Principal Payment $265.56
Interest $115.73(this maybe wrong I always over calculate)
Transfer Total $381.29

Income less Expenses $922.67

Grand Total $171.20

$5.08

January 30th, 2009 at 05:37 am

This is the amount I had left in my checking account before payday tomorrow; added this to my EF. I am impressed with my self because I managed to sock away $210 (misc savings, EF,home account and IRA) and not touch any of my savings accounts to get by Big Grin
End of the month total:
Total Income $1,776.42

Expense Categories
Automobile $199.17 (not including car payment of $381)
Bank Charges $64.67(interest on cc)
Bills $108.54(storage and internet)
Charitable Donations $20.00
Dining Out $41.67
Education $857.24
Fees $20.60 (charge for paying tuition online)
Gifts $17.25
Groceries $150.27
Health care $15.00
Hobbies/Leisure $30.75
Miscellaneous $40.95
Personal Care $36.63
Services/Memberships $47.91
Taxes $321.84
Utilities $115.92
Total Expense $2,088.41

Grand Total -$311.99

I am really happy because there are no transactions for clothes plus my dining out and miscellaneous categories are way down compared to the last few months. It's strange even though I saved money I still have an overall negative number hmmmm, I'll have to review this
So all in all this was a really great month. Tomorrow's payday unfortunately I can not add anything to my EF but at least all my bills coming due will be paid

Mid Month Tally

January 19th, 2009 at 02:05 am

I took a look at my total thus far for the month and I am proud to say that my expenses are down.Way down... I'm especially proud because there's not a column for clothes and my hair expense dropped dramatically

Expense Categories
Miscellaneous $23.95
Education : Books $43.99
Federal Income Tax $183.37
Social Security Tax $98.74
Groceries $68.35
Cable/Satellite $64.68
Bank Charges: Interest Paid $64.67
Online/Internet Service $60.07
Gasoline $53.17
Water & Sewage $51.24
Storage $48.47
Services/Memberships $47.91
Dining Out $29.62
Medicare Tax $23.09
Charitable Donations $20.00
Gifts $17.25
Sales Tax $12.59
Hair Care $5.59
Feminine Products $4.01
Hobbies/Leisure: Lottery $4.00

Grand Total -$924.76

End of the month

January 1st, 2009 at 12:05 am

Well my numbers are in and compared to last year I did much worst. My income dropped about $6k since I quit the part time job and all my expenses were too high

Total Income $30,816.86

Expense Categories
Automobile $1,620.29
Bank Charges/Finance $126.72
Bills $36.00
Cash Withdrawal $35.00
Cellular Services $745.83
Charitable Donations $225.00
Clothing $3,323.76
Dining Out $701.58
Education $1,166.69
Entertainment $55.00
Gifts $609.02
Groceries $2,037.73
Healthcare $5,386.66
Hobbies/Leisure $134.96
Household $815.28
Hurricane Supplies $100.14
Auto Insurance $895.47
Internet $481.39
Job Expense $31.78
Leisure $9.00
Loan $1,130.33
Misc. $7,019.17
Personal Care $1,529.21
Phone/Wireless $43.47
Services/Memberships $172.00
Snack $15.10
Taxes $4,619.09
Travel/Vacation $440.19
Utilities $2,118.12
Expense - Unassigned $2,260.76
Total Expense $37,884.74

Transfers
Auto Loan -$2,136.12
Grand Total -$9,204.00

Total cash on hand $3678.02

Back at it

August 9th, 2008 at 02:49 am

I have fell off the wagon a number of times since I have not been posting regulary, but I plan on getting back on board.
Any how I returned a pair of $123 jeans that I did not need and a $22 dress that was not needed. In addition, my hair expense sky rocketed so I have got to go back to every other week. Here is what last month totals and I am not happy Frown

Expense Categories
Gasoline $286.54
Cellular $80.52
Charitable Donations $20.00
Clothing - Unassigned $176.63
Clothing : Acessories $59.99

Dining Out $71.31
Education:Supplies $1.49
Gifts $12.75
Groceries $201.90
Dental Care $800.00
Prescriptions$15.00
Hobbies/Leisure $97.00
Household: Supplies $4.84
Job Expense : Non refundable $25.50
Loan - Unassigned $194.31
Miscellaneous $261.88
Personal Care Unassigned $10.87
Personal Care: Dental Hygeine $7.67
Personal Care: Products $34.42
Hair Care $278.97
Snack $0.25
Federal Income Tax $266.74
Medicare Tax $36.30
Sales Tax $31.84
Social Security Tax $155.21
Cable/Satellite $43.53
Electrcity $142.22
Water & Sewage $89.68 (prepaid for August)
Grand Total -$3,407.36

On a different note I got an "B" in my accounting class Smile I was so excited because I could have sworn that I was hanging on my a thread

Today was a good day

March 30th, 2008 at 11:46 pm

First I started my taxes and got the bulk of it completed, just need to add in the deduction for sales tax (I bought a new car last year so I will save on that), in addition to my IRA contributions and I am done. I went to the grocery store and bought snacks and made dinner that will last me at least two days including lunch. Then I headed to the library to get some studying done. I am stumped basically on one chapter...but will review tomorrow night. Next I took a nice long nap and my brother who I hardly see stopped by for a little while which was really nice.
As far as finances goes today is the end of the month for me because payday is Tuesday so I am uploading this month's spending
My hair expense is really up there, I will start back perming my own hair which will save me an extra $40
I normally would not have nonreimbursable job expenses but I bought several dress pants and tops for my summer intern
Expense Categories
Taxes : Federal Income Tax $303.87
Insurance : Automobile $291.00
Automobile : Maintenance $281.00
Personal Care : Hair $198.00
Taxes : Social Security Tax $190.57
Groceries $161.69
Automobile : Car Payment $141.69
Miscellaneous $131.63
Job Expense : Non-Reimbursed $114.13
Clothing - Unassigned $106.85
Automobile : Gasoline $100.02
Bills : Electricity $94.05
Healthcare : Dental $85.00
Bills : Cellular $74.69
Bills : Cable/Satellite Television $71.53
Bills : Online/Internet Service $61.25
Dining Out $59.27
Gifts $54.55
Clothing : Acessories $45.50
Taxes : Medicare Tax $44.58
Bills : Water & Sewer $43.94
Sales Tax $43.03
Bills : Telephone $40.01
Charitable Donations $40.00
Personal Care : Make-up $19.00
Healthcare : Prescriptions $15.00
Hobbies/Leisure : Entertaining $11.00
Leisure : Entertaining $10.00
Healthcare : Eyecare $8.99
Household : Laundry $7.00
Household : House Cleaning $6.38
Personal Care : Hair Supply $4.99
Leisure : Newspaper $3.00
Snack $1.80
Household : supplies $1.50
Total Expense Categories $2,866.51

It has been awhile

February 3rd, 2008 at 11:54 pm

I have not posted in awhile so this is a long one. First of all my part-time job finally found some one for Sundays so now I am off 1 day a week Smile Bad news is that my boss still has not paid me my vacation pay from last year, so I will be reminding him on Monday.

I was able to up my challenge a little being that I am only depositing extra cash to it and everything else is going to the cc.

Since I am now off on Sundays and am single and lonely, I decided to do something once a week on Sundays for myself. So today I went to the fair walked around a little and came home, it felt good to get out of the house. My brother actually gave me the ticket so I did not pay to get in ($15) the only thing I did was buy a drink because it was so hot and had my handwriting analyze which I thought was fun. Next week I will go to the movies since I have two free passes

Now I want to look at last month's spending Frown not too good. My grocery bill is still way to high. School started so I had some high expense in this category
Internet service is high because I paid February's in January
Automobile : Car Payment $144.39
Automobile : Gasoline $116.61
Automobile : Maintenance $134.21
Automobile : Registration $36.75
Bank Charges : Finance Charges $5.72
Bills : Cable/Satellite Television $68.14
Bills : Cellular $73.37
Bills : Electricity $133.88
Bills : Online/Internet Service $121.80
Bills : Telephone $39.43
Bills : Water & Sewer $46.79
Charitable Donations $40.00
Clothing $53.69
Dining Out $67.43
Education : Books $33.25
Education : Supplies $2.59
Education : Tuition $831.12
Expense Categories
Gifts $29.69
Grand Total -$3,513.41
Groceries $201.54
Healthcare : Dental $196.65
Healthcare : Eyecare $7.00
Healthcare : Physician $30.00
Healthcare : Prescriptions $15.00
Household : House Cleaning $8.63
Household : Laundry $9.99
Household : supplies $10.16
Income - Unassigned $0.00
Income Categories
Insurance : Automobile $58.14
Leisure : Entertaining $29.59
Leisure : Movies & Video Rentals $12.09
Leisure : Newspaper $2.25
Miscellaneous $245.23
Facial Supplies $6.99
Feminine Products $17.08
Personal Care : Hair $135.00
Personal Care : Hair Supply $10.18
Sales Tax $16.95
School Supplies $2.66
Snack $1.37
Spending by category
Subcategory Total
Federal Income Tax $289.65
Medicare Tax $43.30
Social Security Tax $185.10
Total Expense Categories $3,513.41
Total Income Categories $0.00

November's Spending

December 8th, 2007 at 04:34 pm

Just reviewed my spending for Novemeber and in some areas I did much better while others not so good. I have to double check my 401k contribution which seems not right:

Expense Categories
401k $4.22
Automobile : Car Payment $168.60
Automobile : Gasoline $126.01
Bills : Cable/Satellite Television $68.14
Bills : Cellular $74.51
Bills : Electricity $119.59
Bills : Online/Internet Service $60.87
Bills : Telephone $41.51
Bills : Water & Sewer $43.94
Cash Withdrawal - Unassigned $120.00
Charitable Donations $40.00
Clothing $199.67
Dining Out $54.96
Expense - Unassigned $302.76
Gifts $54.84
Groceries $180.30
Healthcare : Dental $436.65
Healthcare : Prescriptions $15.00
Leisure : Lottery $1.00
Miscellaneous $450.29
Personal Care - Unassigned $180.10
Sales Tax $8.02
Snack $3.20
Taxes : Federal Income Tax $325.89
Taxes : Medicare Tax $48.06
Taxes : Social Security Tax $205.44
Total Expense Categories $3,333.57

Afraid to look

November 2nd, 2007 at 03:07 am

I was so afraid to look at October's monthly spending, here it is and I went way over in almost all the categories:

Expense Categories
401k:19.44
Auto: Car Payment $153.02
Auto: Gasoline $167.88
Auto: Maintenance $32.96
Bank Charges : Interest Paid $21.8
Bills: Satellite $68.14
Bills: Cellular $149.48
Bills: Electric $341.5
Bills:Internet $121.69
Bills: Telephone $78.79
Bills: Water & Sewer 43.94
Charitable $60
Dining Out $149.83***
Education: Tuition 535
Gifts $26.65
Groceries $164.13
Dental $131.65
Prescriptions $15
Household : supplies 4.29
Movies & Video Rentals $9.99
Leisure : Newspaper $6.25
Miscellaneous $73.18
Personal Care $78.02
Sales Tax $13.93
Snack 0.65
Taxes : Federal Income Tax 363.96
Taxes : Medicare Tax 55.16
Taxes : Social Security Tax 235.9
Total Expense Categories 3122.23

Grand Total -3122.23

July's numbers are in

August 5th, 2007 at 04:22 am

I have got to really stop dining out. I know, I have been singing this song now for months but it is a drug I guess. I have over come my shopping addiction but can't over come the dining out syndrome
Frown Grocery bill is up as well, my miscellaneous is high because I let my sister borrow money, bought some ink for the printer a other non essential things; here are the numbers for last month

Automobile : Car Payment $158.48
Automobile : Gasoline $152.03
Automobile : Maintenance $451.85
Bank Charges : Interest Paid $5.04
Bills : Cable $68.14
Bills : Cellular $58.30
Bills : Electricity $148.95
Bills : Online/Internet Service $121.72
Bills : Telephone $80.54
Bills : Water & Sewer $41.39
Charitable Donations $40.00
Clothing $16.99
Dining Out $83.40
Education : Supplies $3.03
Gifts $47.35
Groceries $190.28
Healthcare : Dental $31.65
Healthcare : Eyecare $2.79
Healthcare : Physician $30.00
Healthcare : Prescriptions $15.00
Household : Furnishings $14.99
Household : House Cleaning $14.66
Insurance : Automobile $236.30
Leisure : Newspaper $2.50
Miscellaneous $252.85
Personal Care $92.37
Sales Tax $12.20
School Supplies $0.47
Snack $5.98
Taxes : Federal Income Tax $283.64
Taxes : Medicare Tax $42.35
Taxes : Social Security Tax $181.07
Total Expense Categories $2,886.31

Grand Total -$2,886.31

Mid month totals

June 16th, 2007 at 02:16 pm

Here are my totals for the month, I think I am doing fairly well there are some things that needs to be adjusted:

Expense Categorie
Automobile : Gasoline $39.00
Automobile : Maintenance $5.00
Bills : Cell Phone $83.60
Bills : Water & Sewer $41.39
Charitable Donations $20.00
Dining Out $26.36
Education : Tuition $415.00
Expense - Unassigned $8.64
Gifts $5.00
Groceries $98.49
Healthcare : Dental $11.65
Healthcare : Eyecare $35.92
Healthcare : Prescriptions $15.00
Insurance : Automobile $182.13
Leisure : Newspaper $1.25
Miscellaneous $21.05
Personal Care $87.47
Sales Tax $1.96
Snack $1.00
Federal Income Tax $251.75
Medicare Tax $37.05
Social Security Tax $158.40
Total Expense Categories $1,547.11

End of the month total

June 2nd, 2007 at 01:10 am

Income
Income/Interest $3.08
Other Income
Gifts Received $20.00
Total Other Income $20.00
Refund (items returned) $142.36

Wages & Salary - Unassigned $3,284.72
Total Wages & Salary $3,284.72
Income - Unassigned $0.00
Total Income $3,450.16

Expenses

Gasoline $131.45
Maintenance $87.98
Total Automobile $219.43
Bills
Cable/Satellite Television $82.85
Cellular (paid twice) $167.20
Electricity $106.70
Online/Internet Service $122.05
Telephone $46.57
Water & Sewer $41.39
Total Bills $566.76
Charitable Donations $20.00
Clothing $116.74
Dining Out(down) $75.71
Education
Books $29.00
Tuition $240.40
Total Education $269.40
Gifts(too high) $190.91
Groceries $194.83
Healthcare
Dental $401.65
Physician $15.00
Prescriptions $56.98
Total Healthcare $473.63
Hobbies/Leisure
Books & Magazines $20.00
Total Hobbies/Leisure $20.00
Household
Furnishings $18.99
House Cleaning $2.50
Total Household $21.49
Job Expense
Non-Reimbursed $10.69
Total Job Expense $10.69
Leisure
Entertaining $76.75
Newspaper $5.04
Total Leisure $81.79
Miscellaneous $87.45
Personal Care $288.98
Sales Tax $18.57
School Supplies $0.61
Snack $4.79
Taxes
Federal Income Tax $313.03
Medicare Tax $47.63
Social Security Tax $203.65
Total Taxes $564.31
Expense - Unassigned $133.57
Total Expenses $3,359.66

Income less Expenses $90.50

Just checking the numbers

May 19th, 2007 at 03:11 pm

I was reviewing my spending habits, I have since decreased my dining out but upped my personal spending ( seeing the hairdresser once a week at $35) Haven't did much clothes shopping which is great, but I was able to up my challenge. I don't think I will hit the $4000 mark for this month but I think I will make it to $3000. So here are the numbers:
Income/Interest $3.08
Gifts Received $20.00
Total Other Income $20.00
Refund $58.76
Total Wages & Salary $2,994.02
Total Income $3,075.86

Expenses
Gasoline $96.45
Maintenance $87.98
Total Automobile $184.43
Bills
Cable/Satellite Television $82.85
Cellular $167.20
Electricity $106.70
Online/Internet Service $61.19
Telephone $46.57
Water & Sewer $41.39
Total Bills $505.90
Charitable Donations $20.00
Clothing $116.74
Dining Out $41.57
Education
Books $29.00
Tuition $240.40
Total Education $269.40
Gifts $107.73
Groceries $135.88
Healthcare
Dental $381.65
Physician $15.00
Prescriptions $41.99
Total Healthcare $438.64
Hobbies/Leisure
Books & Magazines $20.00
Household
Furnishings $18.99
House Cleaning $2.50
Total Household $21.49
Job Expense
Non-Reimbursed $5.98
Total Job Expense $5.98
Leisure
Entertaining $46.75
Newspaper $3.79
Total Leisure $50.54
Miscellaneous $50.45
Personal Care $195.33
Sales Tax $16.38
Taxes
Federal Income Tax $294.15
Medicare Tax $43.41
Social Security Tax $185.63
Total Taxes $523.19
Expense - Unassigned $15.53
Total Expenses $2,719.18

Income less Expenses $356.68

Glad it's over...

April 30th, 2007 at 12:03 am

This month that is. I did not do well at all; over budgeted big time Frown

I did not even meet my $1000 mark for April in regards to the challenge, so for the month of May I have got to hit the $4000 mark in order to make up for April Frown this will be tough but I think I can do it

Any how here are my totals:
Monthly income and expenses

4/1/2007 through 4/30/2007


Subcategory Apr-07

Income
Other Income
Gifts Received $18.49
Other Income - Unassigned $46.84
Total Other Income $65.33
Refund $121.85
Wages & Salary
Wages & Salary - Unassigned $3,107.88
Total Wages & Salary $3,107.88
Income - Unassigned $1.55
Total Income $3,296.61

Expenses
Automobile
Gasoline $106.18
Total Automobile $106.18
Bills
Cable/Satellite Television $81.87
Electricity $93.29
Online/Internet Service $60.52
Telephone $42.27
Water & Sewer $44.08
Total Bills $322.03
Charitable Donations $20.00
Clothing $321.50
Contact solution $2.24
Dining Out $193.60 Too high
Education
Supplies $2.00
Tuition $100.00
Total Education $102.00 [b]
Gifts $105.74
Groceries $173.10
Healthcare
Dental $11.65
Physician $30.00
Total Healthcare $41.65
Job Expense
Non-Reimbursed $29.06
Reimbursed $43.98
Total Job Expense $73.04
Leisure
Movies & Video Rentals $20.00
Newspaper $1.25
Total Leisure $21.25
Miscellaneous $49.33
Personal Care $173.82
Sales Tax $35.17
School Supplies $0.00
Snack $1.10
Taxes
Federal Income Tax $310.49
Medicare Tax $45.07
Social Security Tax $192.69
Total Taxes $548.25
Expense - Unassigned $12.73
[b]Total Expenses $2,302.73


Income less Expenses $993.88

Monthly Spending thus far

April 15th, 2007 at 04:43 am

Here are my totals so far, I guess it is not too bad but the gifts are really high...birthday's and holidays Frown my dining out is also high as well:

Expense Categories
Automobile : Gasoline $40.01
Bills : Online/Internet Service $60.52
Bills : Water & Sewer $44.08
Clothing $90.83
Contact solution $2.24
Dining Out $53.91
Gifts $68.17
Groceries $82.97
Healthcare : Dental $11.65
Job Expense : Non-Reimbursed $5.32
Miscellaneous $36.47
Personal Care $67.94
Sales Tax $10.35
Taxes : Federal Income Tax $140.29
Taxes : Medicare Tax $21.12
Taxes : Social Security Tax $90.27
Total Expense Categories $826.14

Grand Total -$826.14

Monthly spending

April 3rd, 2007 at 12:15 am

ok I went way over again on my dining out, I just can't get this under control. I also treated myself last month (clothes) so nothing new this month or the next and I also bought way too many gifts. Here are my totals:

Monthly income and expenses

3/1/2007 through 3/31/2007

Income
Income/Interest $1.44
Other Income
Gifts Received $130.00
Other Income - Unassigned $79.40
Total Other Income $209.40
Refund $122.45
Wages & Salary
Wages & Salary - Unassigned $2,693.01
Total Wages & Salary $2,693.01
Income - Unassigned $0.98
Total Income $3,027.28

Expenses
Automobile
Gasoline $69.72
Maintenance $811.06
Total Automobile $880.78
Bank Charges
Service Charge $1.50
Bank Charges - Unassigned $1.00
Total Bank Charges $2.50
Bills
Cable/Satellite Television $68.14
Cellular $136.41
Electricity $97.81
Newspaper $1.25
Online/Internet Service $60.52
Telephone $39.94
Water & Sewer $41.39
Total Bills $445.46
Charitable Donations $40.00
Clothing $203.59
Dining Out $81.45
Education
Fees $5.00
Total Education $5.00
Gifts $101.69
Groceries $227.24
Healthcare
Dental $676.65
Eyecare $41.89
Prescriptions $15.00
Total Healthcare $733.54
Household
Furnishings $3.19
Laundry $10.00
Total Household $13.19
Insurance
Automobile (3 months) $182.13
Total Insurance $182.13
Job Expense
Non-Reimbursed $13.70
Total Job Expense $13.70
Leisure
Books & Magazines $3.99
Entertaining $20.00
Newspaper $2.50
Total Leisure $26.49
Miscellaneous $139.31
Personal Care $216.34
Sales Tax $42.02
Taxes
Federal Income Tax $252.80
Medicare Tax $39.06
Social Security Tax $166.97
Total Taxes $458.83
Total Expenses $3,813.26

Income less Expenses -$785.98

Mid Month totals are in

March 14th, 2007 at 02:12 am

Wow I have been spending like crazy, I have got to return some of those things I bought over the weekend no later than Thusday. I was looking at my spending for the month and I already went over my budget of $43 for dining out by $10, gift total is high so is clothing I just can't believe all the money spent...at least I can slow it down before the end of the month

Expense Categories
Healthcare : Dental $365.00
Personal Care $168.36
Taxes : Federal Income Tax $130.28
Clothing $124.78
Miscellaneous $109.04
Groceries $108.84
Taxes : Social Security Tax $85.78
Bills : Cellular $73.77
Bills : Online/Internet Service $60.52
Dining Out $52.81
Healthcare : Eyecare $41.89
Bills : Water & Sewer $41.39
Gifts $33.36
Automobile : Gasoline $30.72
Taxes : Medicare Tax $20.06
Charitable Donations $20.00
Leisure : Entertaining $20.00
Sales Tax $18.25
Healthcare : Prescriptions $15.00
Household : Laundry $10.00
Job Expense : Non-Reimbursed $8.67
Bank Charges : Service Charge $1.50
Leisure : Newspaper $1.25
Bank Charges Atm fee $1.00
Total Expense Categories $1,542.27

Grand Total -$1,542.27

End of the month totals

March 2nd, 2007 at 02:18 am

I have really got to get my dining out to a science I eat out wayyyyyyyyy too much:

Here are the totals

Expense Categories
Bills : Student Loan Payment $787.93 Paid in full Smile
Miscellaneous $691.79 loans to family
Education : Tuition $357.70
Taxes : Federal Income Tax $193.88
Groceries $161.15
Personal Care $154.74
Taxes : Social Security Tax $120.89
Gifts $115.36
Bills : Electricity $99.45
Healthcare : Eyecare $99.00
Automobile : Gasoline $96.57
Dining Out $93.12
Clothing $80.88
Bills : Cable/Satellite Television $65.87
Healthcare : Prescriptions $61.99
Healthcare : Physician $60.00
Charitable Donations $40.00
Bills : Telephone $38.78
Taxes : Medicare Tax $28.29
Job Expense : Non-Reimbursed $28.14
Sales Tax $20.48
Household : Furnishings $17.29
Healthcare : Dental $11.65
Household : Laundry $7.58
Job Expense - Unassigned $6.94
Leisure : Newspaper $0.99
Total Expense Categories $3,440.46

Grand Total -$3,440.46


Checking out my spending habits

February 8th, 2007 at 02:44 am

Reviewing my spending for the month and my dining out bill has jumped. I really have to work on this, we are not even at the 15th yet

Expense Categories
Automobile : Gasoline $20.01
Charitable Donations $20.00
Dining Out $18.90
Gifts $2.00
Groceries $37.14
Healthcare : Eyecare $99.00
Healthcare : Physician $30.00
Healthcare : Prescriptions $15.00
Household : Furnishings $16.29
Job Expense : Non-Reimbursed $13.49
Miscellaneous $40.55
Personal Care $36.27
Sales Tax $4.24
Total Expense Categories $352.89

Grand Total -$352.89

Verdict is in

February 1st, 2007 at 03:11 am

here are the totals for the month of January...not too bad, I am glad I got my dining out down a bit, but still high

Total deposits:
Challenge/home $510.92
Car account $65.34
tuition account $64.00


Expense Categories
Automobile : Gasoline $88.08
Automobile : Maintenance $225.08
Bills : Cable Television $67.87
Bills : Cellular $140.25
Bills : Electricity $132.90
Bills : Online/Internet Service $60.52
Bills : Student Loan Payment $97.10
Bills : Telephone $38.02
Bills : Water & Sewer $46.77
Cash Withdrawal - Unassigned $300.00
Charitable Donations $41.00
Clothing $198.83
Dining Out $71.43
Education - Unassigned $1.97
Education : Books $179.63
Education : Supplies $5.77
Education : Tuition $357.70
Expense - Unassigned $0.11
Food $5.00
Gifts $35.00
Groceries $148.10
Healthcare : Dental $11.65
Healthcare : Eyecare $11.94
Healthcare : Physician $30.00
Healthcare : Prescriptions $15.00
Household : House Cleaning $5.14
Job Expense : Non-Reimbursed $10.25
Leisure : Newspaper $4.23
Miscellaneous $235.81
Personal Care $77.29
Sales Tax $30.15
Snack $0.60
Taxes : Federal Income Tax $385.03
Taxes : Medicare Tax $57.22
Taxes : Social Security Tax $244.70
Total Expense Categories $3,360.14

Grand Total -$3,360.14

Thus far

January 15th, 2007 at 03:16 pm

I was reviewing my spending for the month, once again I am over on dining out and clothes Frown

Income
Other Income
Other Income - Unassigned $22.21
Total Other Income $22.21
Refund $151.97
Wages & Salary
Wages/Salary Unassigned $1,295.20 1,295.20
Total Wages $1,295.20
Total Income $1,469.38 $1,469.38

Expenses
Automobile
Gasoline $58.08
Maintenance $222.58
Total Automobile $280.66
Bills
Cellular $75.52
Online/Internet Service $60.52
Student Loan Payment $56.00
Total Bills $192.04
Charitable Donations $21.00
Clothing $98.71
Dining Out $43.54
Education
Books $92.25
Supplies $5.77
Tuition $357.70
Education - Unassigned $1.97
Total Education $457.69
Gifts $15.00
Groceries $62.58
Healthcare
Dental $11.65
Eyecare $11.94
Prescriptions $15.00
Total Healthcare $38.59
Household
House Cleaning $5.14
Total Household $5.14
Job Expense
Non-Reimbursed $10.25
Total Job Expense $10.25
Leisure
Newspaper $2.25
Total Leisure $2.25
Miscellaneous $149.11
Personal Care $47.51
Sales Tax $20.07
Snack $0.60
Taxes
Federal Income Tax $117.06
Medicare Tax $18.79
Social Security Tax $80.30
Total Taxes $216.15
Expense - Unassigned $14.14
Total Expenses $1,675.03

Income less Expenses -$205.65

The totals are in

December 31st, 2006 at 02:39 pm

I just went over my spending for December I was a little afraid but here it is...way too much on clothing,gifts and dining out, not to mention taxes. But at least the cc's are paid off and I can really start saving. Next I will look at my spending for the year also my misc. expenses are high because I had to lend my sister, friend and nephew some money
Category Total

Income Categories
Other Income $30.21
Refund $426.52
Reimbursement $200.00
Wages & Salary $4,222.50
Income - Unassigned $1.55
Total Income Categories $4,880.78

Expense Categories
clothing/accessories $30.58
Automobile $132.00
Bank Charges $10.48
Bills $488.78
Charitable Donations $50.00
Clothing $328.00
Dining Out $135.13
Gifts $350.98
Groceries $99.63
Healthcare $26.65
Insurance $207.44
Job Expense (non reimbursed) $3.73
Leisure $2.50
Miscellaneous $532.06
Personal Care $162.43
Sales Tax $51.27
Snack $0.99
Taxes $842.36
Vacation $100.00
Total Expense Categories $3,555.01

Grand Total $1,325.77

Month o date spending

December 12th, 2006 at 03:41 am

I have not done too well this month and I have not even came close to my X-mas shopping here are the totals:

gas $27
Cell $68.15
internet $60.42
tithes $20
dining out $47.67
gifts $63.83
car insurnace $207.44
misc $173.43
personal $4.65
sales tax $10.66

Tally is in for November

December 2nd, 2006 at 02:20 am

I did ok for the month of November other than eating out and clothing, I did a little better:

Category 11/1/2006 -11/30/2006

Income Categories
Wages & Salary 2,076.40
Refund 23.97
Income/Interest 0.52
Income - Unassigned 1.61
Total Income Categories 2,102.50

Expense Categories
Taxes 345.47
Sales Tax 19.31
Personal Care 69.58
Miscellaneous 224.38
Loan 40
Leisure 14.5
Job Expense 2.19
Insurance
Household 9.08
Healthcare 32.03
Groceries 153.34
Gifts 24.17
Expense - Unassigned 115.77
Education 5.66
Dining Out 106.28
Clothing 223.26
Charitable Donations 40
Bills 495.02
Bank Charges 35.68
Automobile 108.92
Total Expense Categories 2,064.64

Grand Total 37.86

Monthly Spending

October 30th, 2006 at 01:23 am

I decided to review my spending for the month and it was not good. I really splurged this month and we still have two more days to go

Gas:$82.36
CC Interest: $48.87
Cellphone $172.90 ( replacement phone)
electricty $162.87
Internet $23.41
Student loan $40
Telephone $39.31
water $43.08
Tithes $40
Clothing $85 (bookbag)
Dining $92.15
School Supplies $1.57
Gifts $28.62
Groceries $170.55
healthcare $51.65
Home supplies $9.90
misc $241.80
Personal care $28.81
Job exp (non refundable) $2.99
leisure $66.89 (software)
sales tax $7.29
Federal, SS, Medicare taxes: $456

Total $1966.09
Total income: $2826.34
Differnce:$860.25

Oops I forgot I paid a total of $1458.31 towards my cc

Mid Month Update

October 14th, 2006 at 03:45 pm

went through bills and balanced out my account and notice I forgot to transfer some funds to the challenge Frown But that is ok because I did find my errors and balanced my accounts. However, for the month I went crazy just spending...looks like I am slowly but surely going back to my old ways in which I need to address ASAP especially since I was doing so well all year with minor errors.
thus far this month:
Misc $133.85
Gas $43.34
Cell: $120.55
Water $43.08
Groceries $64.99
Dining Out $49.61
Tithes $20.00
Extra on Student loan $20
Credit card payments: $217.26
Leisure $63.89 ( Norton Software)
Sales tax $3.32


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