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Viewing the 'Progress made towards new home' Category

How I am saving money

November 11th, 2007 at 09:19 pm

Well I am really saving by not eating out, only once this month and that was because I was sick. Today I stayed in did not buy lunch so I added (well rounded up) my change of $.85 lol to add to my challenge

New total $4969.65 So I am happy

I also completed a survey for $2 but won't add until I get thefunds

Eating in

November 4th, 2007 at 04:58 am

I had breakfast at home so I am adding a buck to my challene. I am definately try to reach $5000 before the end on the month

$20 challenge

October 29th, 2007 at 05:30 pm

In the last few days I have been rounding up change and adding it to my challenge, something I have not done in a while. Anyhow I got my $5 from your2cents so that is definately going to my challenge. I cant wait until I have enough money like $20K for my house. I figure if I can save 12K a year or close to it, it will take me two years

$20 challenge

September 23rd, 2007 at 08:48 pm

I just added $6.35 to the challenge because I spent that amount dining outFrown
so my new total is $4213.35

Yes, I did it

August 30th, 2007 at 08:00 pm

I made it to the $4000 mark for my challenge. I am happy but know I should have a lot more. I wasted a lot of money this month, I am ashame to say but will post my spenindg later on. But for now my challenge is at $4036.32 after add $40

Back on track

August 5th, 2007 at 04:11 pm

Now that I am blogging and reading more blogs, I am back to my old self...try to save as much as possible. I added my weekly deposit of $25 to my challenge home account bringing my new total to $3874.61. I was trying to save a $1000 a month but now that I have a new car that is out of the question but either way I am back on track. Seems like if I don't read what everyone else is doing or blog I loose focus. Actually I am depositing only half because $12.50 should go on the principal for my car, in that case my new total is $3862.11

$20 challenge

August 5th, 2007 at 09:09 am

Since I am trying to get to $4 before Tina...lol I have added $.74 to my challenge today, rounding up my change
new total $3849.56

saved $15

August 4th, 2007 at 09:32 pm

Saved $15 today plus the item I bought was tax free (tennis shoes) I was looking for some new tennis shoes and Penney's had them on sale and since it is tax free week I decided go for it
I am adding the $15 to the challenge, $7.50 towards my new home and $7.50 my car. My mom was laughing because I send $5 here and $10 there on my ca but it adds up and I figure the more I pay it down the better

New total for challenge home $3848.82

$20 challenge

July 17th, 2007 at 08:24 pm

Well I have not been adding to the challenge like I should but I did ad my weekly $25 deposit; new total $3352.85
I also added $148 to my car account, I firgured I still should be adding to this fund for any repairs or insurance etc that will be coming due that new total $756.11. I almost forgot I added$30 to my EF account and $50 to my IRA, paid $100 on the cc as well

No hair appointment

July 13th, 2007 at 06:29 pm

In two weeks I have not gone to the hairdresser so I have saved $70 ($35 each visit) I added the $35 for this week, so my new total is $3328.85
I am still waiting for the $500 my brother borrowed

$1 a day earning

June 9th, 2007 at 06:46 am

I am earning about a buck a day in interest on my ING account Smile that is nice, I can't wait until I am able to double hell triple this amount. It's nice feeling to be interested in how much money I am earning. So of course all this extra money will be going to my new home

Great week

June 7th, 2007 at 07:47 pm

Well my week is ending and it was great.I brought my lunch and breakast for the last 5 days to work and also had dinner at home Smile So a buck for the day was added to my challenge ($5) since I am adding the $5 a day to my cc that too is down (this was because I did not eat out)
I also took my mid-term and missed only 3 questions Smile

New challenge $4080

No spend day

June 4th, 2007 at 07:25 pm

Today was a no spend day and I normally add $5 to my challenge/home account but since I have accumalated CC debt I added it to my credit card.

However, I did add my weekly $25 to my challenge today. I use to do this thing with my mom and family members where we all put in X amount of dollars and we each got a draw. I figured why not earn interest on my money and besides, that was a time when I couldn't save a dollar

New cc debt $1279.37
Challenge home balance $4055.43

$30 to the challenge

June 1st, 2007 at 03:02 pm

I just added to $30 I would have spent at tne hair salon to my challenge. I decided not to go this week and try the week and a half method vs the every week method at $30 a pop

New total $4047.38

Thanks to everyone

May 30th, 2007 at 05:36 pm

I just wanted to say thanks to every one on this site, who not only read my blogs but encourage me as well. I have come a long way and still have a way to go but blogging has really help me open my eyes. Now you all know that I got a bonus today and the old me would have thought about all the things I could buy but instead my focus was on upping my challenge.

I feel as though we are one big family here and I am comfortable with blogging and sharing things that I am afraid to share with family members or friends. I don't know but we all share something here and it is wonderful.

I am aware that $4000 to some is not a lot but to me I feel like a millionare, lol... I have never just saved $4000 not even $200 for that matter. lol but any how I am happy

Last year, I wrote about my attempted suicide and my battle with depression, I can honetly say sincee I have joined this site I am the happiest I have every been in a long time (even though I am single)

Just felt like I needed to share this with you and again I just want to say THANK YOU VERY MUCH!!!!!!!!

oops I forgot I added $7 more dollars to my challenge

New total $4007.00

PS for anyone who is going through anything, I know how you feel; just hang in there the best is yet to come Smile

I did it!!!!!!!!!!!!!

May 30th, 2007 at 10:10 am

What a nice surprise today I got a two week bonus check in addition to my regular pay Smile I am so happy. So I transferred the funds to my challenge (may as well since I was not expecting it ) and I have met my $4000 goal for my challenge this month. I am so excited. Now for June I need to up my challenge from $4000 to $6000 and then I will be on track with adding $1000 a month for the year. I can actually sense one day I will be a home owner Smile wow am I happy

New total for my challenge a whopping $4000 the most I have ever saved yippie

Broke the cycle

May 29th, 2007 at 01:02 pm

I was on a roll and just broke my cycle today not only did I buy breakfast but lunch als0 Frown so I had to add $11 to the challenge. It is not the $11 that I am upset about but the fact that I was too lazy to pack lunch

New total $2660.94

loving the challenge

May 27th, 2007 at 05:45 am

I like the idea of the $20 challenge, since starting I have been really saving and not touching these funds. I just added another $10 for not buying breakfast or lunch new total $2644.94(I made a mistake in an earlier post regarding my balance). At my age I am a shame to admit but I never had a savings with more than about $200 or so dollars, it feels really good
When ever I add even just a dollar I know I am closer to home ownership

What goes up must come down

May 26th, 2007 at 04:50 pm

Well that is not the case with my challenge (knock on wood) I have been fortunate to add and continue to add with out withdrawing, I am so happy. I just added $9 which brings my total to $2694.94 I was really hoping to have atleast $3000 by the end of the month but no such luck; my original goal was $4000 but minor things came up

My challenge fund is going up

May 24th, 2007 at 10:49 am

For every day, I do not buy breakfast or lunch I add $5 to my challenge and let me tell you it has really been helping me to up my challenge. At the start of the month I had $2337.99 now I have $2595.15 Smile

$5 a day...

May 22nd, 2007 at 02:26 pm

Is what I have beening adding to my challenge, $2 for not buying breakfast and $3 for not buying lunch

New challenge total $2567.19

I am making a slow progress but I am happy

Just paying bills and socking away money

May 16th, 2007 at 07:28 pm

Today was payday, and I still had $63 left in my personal account and tomorrow is payday from my second job so I am doing great this month any how here is what was paid out and saved:

Month Ending 5/31/2007
Paycheck $1,031.70
Automobile : Gasoline -$33.70
Education : Tuition -$140.40
Bills : Cable/Satellite Television -$82.85
Bills : Telephone -$46.57
Bills : Electricity -$106.70
Orchard Household Bank -$100.00
Transfer To (Contributions) -$50.00
Bills : Cellular -$83.60
Transfer To :New Home -$103.00
Transfer To :New Car -$40.00
Transfer To : Publix Savings -$76.37
Transfer To : New Home -$0.15
Lakeside Methodist Church -$20.00
HSBC Mastercard -$49.27

New total for challenge $2529.18

Great News

May 16th, 2007 at 07:17 pm

I contacted my brother when I was in my depressing mode(comparing myself to others) and ask if he was selling or wanted to sell one of his lots, well when I calm down from my hiatuses he called today and said he will give me one (free ) if I wanted Smile isn't that great I am so happy, I did however offer to help him pay on it ($150 a month for about a year) I am sooooo happy, the deal is not quite final but I am sure it will be no doubt

So now I can really start socking away for my house because he said he would help me build I am just soooo happy right now, by doing this I am sure I would save about $80,000 in the long run

$ 20 challenge

May 13th, 2007 at 05:55 am

Just added $7 to the challenge for not buying breakfast for two days and not buying lunch yesterday. I am doing really well with cutting back on the dining out. Friday, however I did splurge and hit TGIF for lunch but other than the one minor set back I am doing great this month

New total $2411.01

Getting closer ...

May 12th, 2007 at 09:06 am

To home ownership that is. When ever I add any amount to my challenge it is a reality that I am actually serious about home ownership and I am actually making progress and not just talking about it. I just feel so good; even though my additions may not be much but it all adds up. I just added $3 for 3 loads of clothes that I line dried rather than using the dryer bringing my total to $2404.01 Smile My goal is to have $12,000 by the end of this year and another 12,000 by the end of next year brining my total to $24,000, which should be a nice down payment

No dining out

May 10th, 2007 at 07:02 pm

I have done very well when it comes to dining out; I have been brown bagging it and have lunch and dinner at home Smile so that is good news.

My dad also gave me $20 so I added this to the callenge as well as $4 (two days no breakfast) and $6 (two days--not buying lunch

new total is $2389.01

Busy day

May 9th, 2007 at 05:28 pm

First I'd like to say how my day went:

I got up early today in order to make breakfast and there was no eggs so I ended up buying breakfast for mom & I ($6 added to the challenge)

Then I took my car to the shop and the mechanic did not charge me for the a/c Smile but he fixed my lighter (that I asked him to look at over a month ago and now did not want fix) that was $48. It actually worked out to my benefit because now I can bring my laptop along and charge my cell phone when low.

I also was able to find a used but practically new book for school at $29, not bad

Now in regards to my goal I added $9.91 to my cchallenge today I am desperately trying to reach $4000 before the end of the month, I really hope I can or come close to it

Saved some money today...

May 8th, 2007 at 01:13 pm

By using a coupon. I went to The Honey Baked Store today and bought a mini ham for $19.99 and used my little coupon which saved me $4.63, I added this amount to my challenge. I also made myself breakfast this morning so that was another $2 saved and this was added to my challenge

New total $2344.62

$20 Challenge

May 7th, 2007 at 10:31 am

Added another $2.05 to my challege for not not dining out Smile (breakfast)

New total: $2328.97

$20 challenge

May 6th, 2007 at 07:43 pm

Well thus far this month has been really great compared to last month and my dining out. I actually made breakfast and lunch today Smile even though I usually make lunch on the weekends and not the weekdays it still felt great. Anyhow I added $2 for not having breakfast out and $1 for line drying clothes today

New total $2326.92

Looks like I am back on the saving wagon when it comes to dining out

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