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Home > Thanks,Carol


June 2nd, 2006 at 06:06 pm

In regards to my last post. You sent me a website to check the names of CA, well I had the incorrect name of the company and decided to double the site again and guess what, the company is on the list. So I will try and contact the company in which I owe the funds to in order to clear this debt

2 Responses to “Thanks,Carol”

  1. carol Says:

    I'm glad you did double check. And you're very welcome. I am in the middle of dealing with one of these bottom feeders myself.

    They are pestering me about a debt that is 19 years old!
    Numbskulls! The gloves are off, I am no longer going to be nice
    in dealing with sharks like that. Listed below is the body of the letter I'm going to be sending to them via certified/return receipt mail.

    I do not acknowledge this debt and know for a fact that the statute of limitations in the state of Missouri stops after 10 years. This debt is very long past that statute of limitations.

    (MO Revised Statutes inserted here.)

    This will serve as your legal notice under provisions of federal law, the Fair Debt Collection Practices Act (FDCPA), to cease all communication with me in regard to the debt referenced above.

    If you fail to heed this notice, I will file a formal complaint against you with the Federal Trade Commission who is responsible for enforcement, the States Attorney General office, the Fair Credit Reporting Act (FCRA)
    and/or the American Collectors Association or local State Bar Association.

    Furthermore, I will consider filing a complaint with the FBI in your home state under Section 802 of the USA Patriot Act regarding Domestic Terrorism.

    I have decided that I do not desire to work with a collection agency under any circumstances. I will contact the original creditor to resolve this matter directly, as circumstances warrant.

    You are also notified that should any adverse information placed against my credit reports as a result of this notice that appropriate actions will be taken. Give this very important matter the attention it deserves.


  2. veronak Says:

    Good for you , and keep me posted

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