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Payday and I am not broke

October 5th, 2006 at 08:42 am

I never experienced paydays when I am not broke. Since I have taken on this seriousness with my finances I always seem to have some cash left over until the next pay period. I just checked the bank and my funds are there from the part-time job ($234.90). So to even everything out I paid $34.90 on the cc debt.

Previous total: $2584.36
New total:$2549.26
Challenge total:$393.15

Posted in , Reaching Financial Freedom, Debt | 6 Comments »

6 Responses to “Payday and I am not broke”

  1. Carolina Bound Says:
    October 5th, 2006 at 11:23 am 1160047422
    1160047422

    Congratulations! I am usually broke right after pay day, except that I do have savings I don't touch.

  2. Bookie Says:
    October 5th, 2006 at 02:07 pm 1160057255
    1160057255

    One of the rewards of coming to grips with the whole financial thing is the joy of that surplus. When I make it through my budget week and have cash left over, I add that to my "found mony" savings and start the new week fresh. It's an incentive to me to be watchful about my spending impulses.

  3. PRICEPLUS Says:
    October 5th, 2006 at 02:10 pm 1160057428
    1160057428

    It is a wonderous feeling to have something left after the bills are paid. It sounds like you have things well in hand at this point. Keep up the good work!Smile

  4. PRICEPLUS Says:
    October 5th, 2006 at 02:10 pm 1160057433
    1160057433

    Sorry. I hit the darn "submit" button twice accidentally!Smile(this is an edit)

  5. elgin526 Says:
    October 5th, 2006 at 02:44 pm 1160059495
    1160059495

    That's great! I occasionaly have a surplus too, especially when a projected bill comes in lower (utilities are a great example). I put the extra either towards my credit card or into savings, depending on where I'm at financially at the moment.

    This is part of what they mean when they say "financial freedom". You aren't a slave to payday anymore!

  6. carol Says:
    October 5th, 2006 at 06:11 pm 1160071891
    1160071891

    Congratulations! It's got to feel good getting a grip on finances and cc debt payoff, then finding that you have money at the end of the month instead of broke(which to me is depressing).

    I had set an original goal this year of $300 savings. Due to a number of financial setbacks(mostly kid and school expenses) it does not look like I'm going to make it. What has changed drastically for me this year is that I am no longer broke at the end of each month. For me, buying 2 to 3 rolls of quarters, and saving all my change(those pennies really do add up), I am rarely ever below $20 by the 25th of each month. It feels so empowering to know that I have at least $20 or more instantly available to me in case of an emergency or the kitties need more cat food. (grins) With six cats, they eat a lot.

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