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Well I did it

February 11th, 2013 at 04:18 am

Well after I posted my last post, I said to hell with it and paid the $300 on CC4 that is my $20 Challenge/debt.

I have approximately 15 days to get another CC paid off, the goal is to pay off 1 CC a month. I actually paid three off last month. So rather than watching the funds in my saving account earn very little interest while the CC racks up a lot more, I decided to knock that card down from $1385 to $1085.

It's scary because you're always thinking of the what ifs, but I have a little more than $5000 in my EF, I am slated to receive another $3000 in taxes that i plan on paying off another $1500 CC and putting the remainder in the EF account. So I should have at least 7 months of expenses if anything happens. The goal is to have at least one year though.

I will say this, it's easy to get into debt but it is hard and scary at the same time getting out.

6 Responses to “Well I did it”

  1. creditcardfree Says:

    You are doing great! Congrats on less debt.

  2. Carolina Girl Says:

    That must be a great feeling. Wishing you all the best!!!

  3. Joan.of.the.Arch Says:

    Congratulations on the discipline to knock down that debt. You are smart.

  4. PNW Mom Says:

    Congratulations on getting that debt down! Keep up the good work Smile

  5. Ima saver Says:

    Good job!

  6. SecretarySaving Says:

    You are doing great this year. Keep it up sista!

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