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$20 challenge

January 6th, 2009 at 03:19 pm

Added my weekly deposit of $10 to the challenge. I have about $20 to last me until next Friday and I am really trying not to transfer any funds from other accounts. Also I have had breakfast, lunch and dinner at home for the last two days but haven't been able to add to my challenge so all in all I'm doing ok about not spending any money

Decided to eat in

January 3rd, 2009 at 01:51 pm

Almost went to Sonic for burger and fries but changed my mind and decided to make a salad. Just hope I can keep this up
Have to go to the gym later, my shoulder is so sore. I normally do not work my arms and chest are but I did the other day and now I am paying for it

Lunch worked out

December 31st, 2008 at 10:12 am

I was upset because I left my lunch at home and then I remembered I had a GC for Sweet Tomatoes Big Grin so the only thing lunch cost me today was .49 so I added $1 to the cc debt for dining out and $7 to my challenge house fund because that is what I would have spent had I not had the gift card

Darn it

December 31st, 2008 at 05:14 am

I was doing so well these last few weeks and today I forgot my lunch, arrrrrrrrgh
So now I have to buy lunch which burns me
In addition, I had breakfast at home so rather than adding my $2 for not dining out I was only able to pay $1 towards my challenge/cc debt because money is really tight until the next pay period
I also had to cancel my oil change and tire rotation but that's ok because I have a little more than a 100 miles to go before I actually need to take care of this

Lunch

December 24th, 2008 at 11:22 am

I decided not to bring lunch today because the boss always take who ever wants to go out for lunch, well today he decided he was going out with an old friend so I had to buy lunch Frown Cost me $5.17 so I added $10.34 (matched the amount spent) to my challenge/cc

Dining out

June 8th, 2008 at 11:48 am

I had McDonalds for lunch today so $5 is paid on the cc to match what I could have saved

This year has bee rough

June 7th, 2008 at 07:11 am

I have not been keeping track of my budget like I am suppose to, therefore going well over my dining out budget and other things. In addition, I bought a pair of yellow shoes yesterday for $21, which was more of a want than a need. Any how, I have decided to stop adding to the challenge until I pay down the cc. I am planning on paying $1000 once my EF hits $2000. The reason for the high CC, my emergency dental care and my laptop crashed so I needed a new one.
On a different note, I contacted the bank who financed my last vechile (which was totaled) the gap insurance was to pay the difference and did not, thisd I know. Any how when I called they said that there was not a balance due on the account Smile and did not know why it was being reported 120+ days late Smile because the account was paid in full. So the rep placed a request to have it corrected. In addition, a doctor bill that is showing as non payment on my credit report was paid so I sent in a copy of my cancelled check and the bill from the doctor's office to have that cleared up, now it is a matter of finding the other one. I am trying to clear up everythig before I apply for the loan and send in my paper work for the grant on the new house, that way there are no problems

What a week

May 31st, 2008 at 09:08 am

First my co-worker comes up to me and ask if I would like to order lunch and I assume he is paying since he owes me $10. Anyhow we order and guess what? I paid $10 for my lunch. I actually paid about $2 more than I should have because he did not have enough arrrrrrrrrrrgh. I was so upset, because I had packed my lunch and now I was short $10 for my monthly budget for dining out, plus it wasn't that great.
Next my computer finally gave out so I bought a new one for $900 returned it for a cheaper one which I really don't care for but it saved me about $300 and it gets the job done. But now my file for MS Money which I backed up on my new hard drive won't open so I will have to re-add all the data on this computer. At least my school stuff was saved and uploaded
Next I go to the dentist and the extraction is healing very well (getting an implant) But when I went to get the impression for my bridge on the other tooth (which I was having problems with, that is why I switch dentist) the tooth fell out. Arrrrrrrrrrrrrgh. It's been one thing after another.
On a different note, I saw on freecycle that a perfectly good washer and dryer was being given away so I responded, hope I am the first. I am starting to look for things that I will need for my new house.
I havenít bought breakfast for the last two days so $2 went to my challenge and $2 went to the EF
New total for the challenge: $5837.22

Spend, Spend and Spend

May 13th, 2008 at 07:15 pm

Today I spent a ton of money. First I bought breakfast, then I went to the dentist (thank goodness I had an EF). I have had a tooth ache since Friday and the dentist could not see what was going on, I had a small cavity which he filled and some debris from the last dentist that he was supposed to had cleaned out the last time I was there and I guess he didn't but any note it cost me $185 and because I have not eaten a real meal in about 4 days (soup only ) I treated my mom out to dinner again and that was $25. But my tooth is aching me again Frown then we went to Bealls Outlet I I spent $19 on myself $10 for my mom and $5 for my sister. Hit the gas station and $57 later I am annoyed
I can see why people OD on pain meds my tooth is killing me and I have been taking motrin all day, back to the dentist

Paying down the CC

January 20th, 2008 at 04:31 pm

I spent $3.95 on eating out, another $12 on two pair of sweats so I matched this amount and paid it on the CC. This is what I call wasteful spending

I can't wait

January 8th, 2008 at 08:53 pm

...until my for day vacation. I have found myself burned out a getting a little depressed, which I definately do not need. But when I look at the last few days I want to pull my hair out. License issue, classes, work and no privacy since I live at home. But I have to remeber it is only temporary and school will be over soon

On a different note, I ate out today Frown $2 for breakfast so I added $4 to my challenge. $2 for dining out and $2 to match that amount, I'll think twice the next time
New total $7190.77

bummer

January 4th, 2008 at 07:38 pm

Well I went to the dentist yesterday and I keep my card on file. Well I have a $425 credit because I was going to have a gold tooth removed but since I found out I need an implant on another tooth I decided to hold off. You would think since I have a credit the work I had done ($185) would have been deducted from the credit I had, no they charged my card so guess who will be getting a call first thing Monday morning

On a different note I was going to get a bowl of chili for lunch today $3 the same amount I spend on frozen dinners for lunch, anyhow I decided to order lunch and a coworker placed an order as well, well guess what, after I paid he says to me I will give you the money on Monday arrrrrrrrrrrrrrgh. Always follow your first thought if I had went and bout my chili I would have only spent $3

Lunch came to $17.30 I estimate that mine was about $7 but I am sure I will not get my full refund, this will not happen to me again

In the end I paid $7 on the cc since I ate out for lunch and added some change to the challenge

New total $7182.61

What a day

August 20th, 2007 at 06:34 pm

First I leave work early thinking school starts today and it is not until next week Frown so I lost 2 hours. And to top it off it is a class I kept saying I wanted to drop and not attend tonight, I guess we should always follow our gut.

I was able to add $1 to my challange and $1 towards my car account because I did not buy breakfast or lunch today
Ne challenge total $3963.55

And next I got some good news, my uncle heard from our family and every one is fine with little or no damage from hurricane Dean. Now we just have to keep our fingers crossed for those in Mexico, the storm is now a category 5

$20 challenge

August 15th, 2007 at 06:24 pm

I added $2.09 to my challenge. A buck for not buy breakfast and a buck for not buying lunch Big Grin 3 days in a row I have not eaten out, this is great for me

New total $3897.80

$20 challenge

August 14th, 2007 at 10:31 am

Did not buy breakfast or lunch today so $2 is added to the challenge

New total $3895.09

No dining out

August 13th, 2007 at 09:32 am

ok I packed my breakfast as well as lunch and a few snacks to get me through the day and I am so proudof myself; I did not buy breakfast or lunch today. $2 is added to the challenge

New total $3892.22

$ 20 challenge

May 13th, 2007 at 05:55 am

Just added $7 to the challenge for not buying breakfast for two days and not buying lunch yesterday. I am doing really well with cutting back on the dining out. Friday, however I did splurge and hit TGIF for lunch but other than the one minor set back I am doing great this month

New total $2411.01

Busy day

May 9th, 2007 at 05:28 pm

First I'd like to say how my day went:

I got up early today in order to make breakfast and there was no eggs so I ended up buying breakfast for mom & I ($6 added to the challenge)

Then I took my car to the shop and the mechanic did not charge me for the a/c Smile but he fixed my lighter (that I asked him to look at over a month ago and now did not want fix) that was $48. It actually worked out to my benefit because now I can bring my laptop along and charge my cell phone when low.

I also was able to find a used but practically new book for school at $29, not bad

Now in regards to my goal I added $9.91 to my cchallenge today I am desperately trying to reach $4000 before the end of the month, I really hope I can or come close to it

$20 challenge

May 4th, 2007 at 03:07 pm

Well I did not have breakfast out so I added $2 to the challenge and the boss bought lunch, that was another $3 saved so I added that to my challenge

New ttoal $2307.12 Smile
I have had 4 days with out buying lunch and 5 days with out buying breakfast, so this month is off to a great start

Rockin' n Rollin'

May 2nd, 2007 at 02:42 pm

Yep it is day 3 and I have not dined out for breakfast or lunch Smile Looks like I started the month off right. So I added $5 to the challenge as well as an additional $20 brining my new total to $2294.42

Day 2: on a roll

May 1st, 2007 at 05:44 pm

Today is the second day that I actually made breakfast and lunch rather than buying it so I added a total of $10 to the challenge

New total $2269.42

Updating my challenge

April 25th, 2007 at 08:09 pm

I have eaten out so much I can just kick myself Frown But atleast my challenge money is up. I have been matching what I pay to eat out so this was to be an incentive for me not to dine out but it is not working I have to come up with another plan

New total $2231.73

$20 challenge

April 13th, 2007 at 08:42 pm

Well I have not learned my lesson, I am still eating out. Added $2.94 to the challenge because I went to DD and another $12 for lunch at Friday's. A co-worker borrowed $10 I maybe out of that we will see

New total $2035.57

No spend day

March 23rd, 2007 at 05:47 pm

NSD today so a buck goes into the challenge. I am so proud of myself I did not eat out today (brown bagged it)

New total $1873.34

Fridays' error

March 22nd, 2007 at 07:00 pm

Ok I went to the bank because Friday's over charged me by $3 on a transaction last month. It is a good thing I keep all my receipts (for the year...lol). Any how, I go into the bank today and the rep was making little faces and little remarks to the manager, I politely told him I know it is only $3 but it is my $3 and if Friday's over charged 30 people a day by $3,that would equal $90 for the day and $2700 for the month and another $32,000 for the year. So they gave me a refund and that was the end of that story.

I am adding this $3 to my challenge which is now $1872.34

Adding to the challenge

March 19th, 2007 at 06:26 pm

Added $2 to the challenge, even though I packed my lunch today I did not think it was enough so I bought a small container of chinese rice(after I had my lunch). Well I ended up having it for dinner, I really wasn't hungry I guess I let my way of thinking take over...lol

new total $1811.23

dining Out

March 6th, 2007 at 03:34 pm

Had lunch out today cost me $7.74. I really need to work on eating out. Anyhow I matched this amount for the challenge brining my new total to $1582.31 Smile I really enjoy watching my house fund grow

Brought Lunch Today

March 5th, 2007 at 09:59 am

I normally try to bring my lunch to work but I get annoyed because sometimes my co-workers will go through my bag, so I decided to use a cooler that I use for my part-time job and was surprise everything stayed cold. So I will be bringing my lunch more often I am adding the following to the challenge since I bought my lunch and saved money

$.50 soda
$3.00 sandwich
New total $1567.40

Had lunch out :(

February 9th, 2007 at 05:44 pm

What a bummer I ate out again today ($9.67) so I added $10 to challenge, at the rat I am going I will hit and surpass my goal of $1000 in no time

New Total:$939.29

$20 challenge

February 6th, 2007 at 01:15 pm

Ate out today, so I am matching this amount and adding it to my challene. +$5.05

New total $869.41


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