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This year has bee rough

June 7th, 2008 at 02:11 pm

I have not been keeping track of my budget like I am suppose to, therefore going well over my dining out budget and other things. In addition, I bought a pair of yellow shoes yesterday for $21, which was more of a want than a need. Any how, I have decided to stop adding to the challenge until I pay down the cc. I am planning on paying $1000 once my EF hits $2000. The reason for the high CC, my emergency dental care and my laptop crashed so I needed a new one.
On a different note, I contacted the bank who financed my last vechile (which was totaled) the gap insurance was to pay the difference and did not, thisd I know. Any how when I called they said that there was not a balance due on the account Smile and did not know why it was being reported 120+ days late Smile because the account was paid in full. So the rep placed a request to have it corrected. In addition, a doctor bill that is showing as non payment on my credit report was paid so I sent in a copy of my cancelled check and the bill from the doctor's office to have that cleared up, now it is a matter of finding the other one. I am trying to clear up everythig before I apply for the loan and send in my paper work for the grant on the new house, that way there are no problems

7 Responses to “This year has bee rough”

  1. managinglife Says:

    Good job on clearing up the credit!

  2. koppur Says:

    You can do it sunshine!

  3. boomeyers Says:

    Way to clean it up! Great job on tracking that stuff down. It's those little things that count!! Keep your chin up!

  4. greengirl Says:

    hi amber - just wanted to let you know that this is my new username and that i was formerly known as reflectionite from lifexpend.saving advice (getting there). i decided on a change Smile hope you will keep visiting my new blog like you did my old one, as i will keep up with yours like always Smile best wishes.

  5. terri77 Says:

    I'm sorry that you're having such a tough time. I hope that things start looking up for you soon.

  6. Amber Says:

    Thnks everyone

  7. MariRDH Says:

    I have also not been tracking my spending this past week as I should have been and have had to do a lot switching things around in my budget. Try not to get down. I know we will both do better in the future. Smile
    Great job on cleaning up your credit reports! It is alot of work so you should be really proud of yourself!

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