I have not been keeping track of my budget like I am suppose to, therefore going well over my dining out budget and other things. In addition, I bought a pair of yellow shoes yesterday for $21, which was more of a want than a need. Any how, I have decided to stop adding to the challenge until I pay down the cc. I am planning on paying $1000 once my EF hits $2000. The reason for the high CC, my emergency dental care and my laptop crashed so I needed a new one.
On a different note, I contacted the bank who financed my last vechile (which was totaled) the gap insurance was to pay the difference and did not, thisd I know. Any how when I called they said that there was not a balance due on the account 
and did not know why it was being reported 120+ days late because the account was paid in full. So the rep placed a request to have it corrected. In addition, a doctor bill that is showing as non payment on my credit report was paid so I sent in a copy of my cancelled check and the bill from the doctor's office to have that cleared up, now it is a matter of finding the other one. I am trying to clear up everythig before I apply for the loan and send in my paper work for the grant on the new house, that way there are no problems
This year has bee rough
June 7th, 2008 at 03:11 pm
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Great job on cleaning up your credit reports! It is alot of work so you should be really proud of yourself!