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In need of recommendations

September 23rd, 2017 at 06:29 pm

Now that I'm back on track with paying down my debt, I absolutely hate spending money.

I was asked by a friend to mentor a young lady they're attempting to adopt. They're a great family and if I had a kid and something happened to me I'd want them to raise my kid, so I agreed.

The problem isn't the mentoring it's the money I'm spending. I really can't afford it. I need to plan so that we are not spending that much money.

Today's spending:
* Lunch $18.15
* Pedicures with tip $54
* Book store purchase $20.33

Well I can't include the bookstore purchase because, that was a local author's book that I'd promise to buy.

For me I can't afford $80 every two weeks so I need to look for some free activities.

Next week the museums here are free so we will go there, the city is starting movie nights that are also free, so we will start doing that kind of stuff. She's a tough kid because when you ask what she's interested in, her response was "nothing."

All in all, I do know it's for a good cause, so I'll just keep trucking along and try and find alternatives that are free. If you have any ideas please share.

Tomorrow is week 5 of Financial Peace University, I'm on track. I've completed my zero balance budget, debt snowball worksheet and read the material. I received the water and electric bill, I under budgeted by $6 but hey that's okay, next time around I'll just adjust.

Tonight, I'm meal planning. If I do this I'll stay with in my budget for food.

6 Responses to “In need of recommendations ”

  1. greenleaf Says:

    Local festivals can be free or cheap (usually just snacks while there or a small entrance fee

    Hiking/nature walks

    Museums are a great idea, definitely good for multiple days

    Cooking something together from scratch (also teaches life skills, and you can round our the time by shopping together for the materials if desired)

    Swimming/beach day if there are any nearby

    Volunteering together somewhere

    How old is she?

  2. veronak Says:

    Thanks Greenleaf for the tips, and she's 16

  3. Carol Says:

    Greenleaf's ideas are great!
    Movie night, at home with popcorn, or out, depending.
    A friend just amused herself by roaming the streets of a nearby small city and browsing the shops and the historical markers.(Just to see what's there in streets we just drive thru.)

  4. creditcardfree Says:

    I was going to mention nature walks too. A good place to talk! Pack picnic lunches to eat outside each time.

    Antique shops for browsing the past.
    Bake together.
    Board or card games. Buy at a thrift store.
    Do you sew? Teach if so.
    Visit an animal shelter or pet store.
    Make a vision board out of magazines.

  5. monkeymama Says:


    Google is your friend. If I got the area wrong, just google places closer to where you live. The nice thing about more sunny areas (Florida or CA) is there is always something going on, like free concerts.

    I could probably give you a list a mile long for smaller kids. But my kids are currently at an age where they never want to do *anything*. I've asked them to go to the beach. We have a community water park also that is MUCH cheaper than the big water parks but very fun. They didn't want to go this summer though. I think it's that teenager stage.

    One thing we do have right now is a museum membership.

    As to beauty stuff, do an at-home/DIY spa day. That and the cooking/baking is really good as to life skills. (I am always told by other people they couldn't possibly do their own nails. Since I've done my own nails since I was like 10 or 12, it's a *shrugs* to me. So that is some of my thinking with that suggestion. Painting nails might not be the most important life skill, but sure saves money for the long run).

    Matinee or discount movies.

  6. snafu Says:

    Spending time with a 16 y/o is a challenge. Suggest Google for outlines of upcoming events in your community, focussing on no cost/modest cost, of interest to teens. Is there a "Harvest {Lantern} Labyrinth Walk? " What is on October 28 - 30 for Halloween? Shop Thrift stores for costume components, teaching gently used is terrific for items where it doesn't really matter. If she likes crafting, Thrifts have all types of supplies to try-out areas of interest.

    What is the history of your community? Are there historical locations to visit ? What does Travel Advisor suggest as places for tourists to visit? What is the history of your community? Are there historical locations to visit? If cold and raining, pick up a few DVDs from the library to watch, make popcorn and possibly a couple of cans of teen's preferred soda. Where/when do your high schools and amateur community 'drama' groups perform?

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