Lately, I've been focused on paying down my student loan, putting any extra money towards that debt. 

However,  I completely neglected to save for a new car. Recently, I had to fork out $2,000 for car repairs, which was a frustrating realization because I haven’t been saving at all for a car—just saving to cover my insurance.

Now, my car is running smoothly again, but it has nearly 300,000 miles on it. I'm faced with a decision: should I pause the extra payments on my student loan to start saving for a new car, or should I continue as is and try to minimize my student loan debt? 

Currently, I’m accruing $5.40 per day in interest on my student loan, and my monthly payment has been around $800, this includes about $500 extra a month. I'm considering reducing this to $360, which is actually my monthly payment and putting the rest towards a down payment for a new car.

A few months ago I had the new car itch, finally got through that only to be in the dumbs due to a breakdown. 

I feel like I’m never going to get ahead of this debt, feeling down.