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Archive for May, 2008

What a week

May 31st, 2008 at 09:08 am

First my co-worker comes up to me and ask if I would like to order lunch and I assume he is paying since he owes me $10. Anyhow we order and guess what? I paid $10 for my lunch. I actually paid about $2 more than I should have because he did not have enough arrrrrrrrrrrgh. I was so upset, because I had packed my lunch and now I was short $10 for my monthly budget for dining out, plus it wasn't that great.
Next my computer finally gave out so I bought a new one for $900 returned it for a cheaper one which I really don't care for but it saved me about $300 and it gets the job done. But now my file for MS Money which I backed up on my new hard drive won't open so I will have to re-add all the data on this computer. At least my school stuff was saved and uploaded
Next I go to the dentist and the extraction is healing very well (getting an implant) But when I went to get the impression for my bridge on the other tooth (which I was having problems with, that is why I switch dentist) the tooth fell out. Arrrrrrrrrrrrrgh. It's been one thing after another.
On a different note, I saw on freecycle that a perfectly good washer and dryer was being given away so I responded, hope I am the first. I am starting to look for things that I will need for my new house.
I havenít bought breakfast for the last two days so $2 went to my challenge and $2 went to the EF
New total for the challenge: $5837.22

$10 off coupon

May 29th, 2008 at 06:16 pm

Here is a link for $10 off at Walgreens if you spend $30 or more ( I am not sure if you can use it on meds)[url]http://www.walgreens.com/hotbuys/default.jsp?ec=hn545_m...

Urgent: Pinecone referral

May 28th, 2008 at 07:50 pm

If you would like to join Pinecone send me an email to veronak@hotmail.com. I just got a referral email form them to refer those who are interested

Finally

May 27th, 2008 at 07:03 pm

Finally set up my budget using my checkbook [url]http://www.extension.iastate.edu/Publications/PM1918.pd...(If you click on the link it is a pdf file and you'll have stroll down a little,it's the checkbook method). I use to do this years ago and stopped, why I don't know. But I am back at it and plan on sticking to it. Tomorrow I will plan my dinner for a month and only buy those items on the grocery list.

Not one for change

May 27th, 2008 at 09:45 am

I am so afraid of change and I think that is what holds me back. I have had the loan papers now to refiance my car for a possible better rate and have yet to fill them out and I finally went in to the office today and did it. The loan officer stated that once they are able to verify my employment I wll then be contacted regarding the loan status. My rate is very high and I have since cleaned up my credit paid off a ton of things and always paid my current loan on time and well over the amount due. So keep your fingers crossed.
I also cancelled my land line which I have been holding off on for a while, why I still don't know so that extra $40 saved will be going to my challenge every month. Next I am going to drop off the paper work for the grant. I have filled them out but have been so afraid to drop them off. Why? Change...I really need to over come that fear.
Today was a no spend day thus far Smile but the day has not ended as of yet so I will wait to add my $2 but I will add $2 to the challenge and $2 to the EF for preparing my breakfast
$5826.38

Received my refund

May 27th, 2008 at 06:37 am

I called AT & T for a refund and the idiot I spoke to told me he could not give me a refund. Now I only wanted to refund for the this year being that I never reviewed my bill and simply paid it. When I asked to speak to his supervisor he informed me that his supervisor would not give me a refund either, I informed him to then let me speak to his supervisor. Anyhow to make a long story short I got a credit of $45 from the supervisor who was not going to give me the refund. I also called regarding my cellphone and my contract is up next March so I will cancel then and switch to MetroPCS

Paperless billing arrrrrrrrrgh

May 26th, 2008 at 08:55 pm

This is why I like to receive my bill. I have finally decided to cancel my home phone service and simply increase the minutes on my cell phone saving me about $30 a month. Any how I log on to AT & T and notice that there were charges for a long distance service called Nickel Value Plan for a total of $9.76, because I never called long distance and my bill was the same for months (over a year) I never questioned the amount of the bill I simply paid the amount due. But when I went to cancel I notice this charge, I am POD'd I have to go through all the statement that are available online and try to get a refund. I can retrieve some statements back to May 07, it is my own fault. I don't know what possessed me to stop checking my bill when I was notified of the paperless billing. I know how these guys are, I once had a creit of about $90 because they screwed up. Being lazy I guess

Happy Memorial Day

May 26th, 2008 at 08:00 am

Just wanted to wish every one a happy and safe Memorial Day. I am praying for those of you whose spouses/love ones are serving all over the world. It is definately appreciated Smilie Flagge13
On a different note I am going to see Mr. H today since I did not work this weekend, he is the sweetest old guy I know, it's like having a grandfather.
I washed and colored my own hair today so on Friday when payday rolls around I will add the money saved($50) to my challenge. However, I am adding $2 to the EF and $2 to the challenge because I made breakfast this morning and I usually spend about $3.71 buying breakfast
New total for the challenge $5826.38 and EF $1668.35

Not much to report

May 25th, 2008 at 04:12 pm

Well I bought a passport today in order to save all my files and free up space on my laptop, since I am having problems. But I have not deleted anything as of yet until I am positive that it will work ok and I know what I am doing. So $100 spent but this came from my miscellaneous account since I am really not saving for anything in particular other than furniture I guess. Any how I wanted to hit the beach today but because I forgot to shave I opted not to go but will go first thing in the morning for about an hour. I have to look at my transaction for the month which I know I am way over on the food and gas bill Frown

saved a buck

May 25th, 2008 at 07:57 am

Used a coupon yesterday at Publix and saved $1 on plastic cups so I am adding this amount to my challenge. On a different note my laptop is giving me problems; I think there is a shortage so I am taking it in to be service next week. In the mean time I am going to buy a passport to back up all my files and free up space, I think that is the best thing, the funds will come from my misc. account since I am really not saving for anything in particular and I have $447 in that account. But I will use the BoA card in order to get the points and then pay the bill once I get home
As far as the tooth goes, looks like I am pain free Big Grin I am still swollen but experiencing little or no pain.
Tuesday I am off and will finally drop off the paper work for the grant for the new home. I filled it out just never dropped it off, I am a little nervous...more like scared. Of what I do not know, I lived on my own before with no problems and then I wasn't as conscious as I am now about money
New total for the challenge $5824.38

$20 challenge

May 24th, 2008 at 12:59 pm

I have not been adding to the challenge like I should so I added $70 today. The reason, for two weeks I have not gone to the hairdresser saving $35 for each week. I have been eating out a lot though since I had the tooth ache, I was just not in the mood; but now that things seems to be getting better since I had the extraction I can go back to making dinner/breakfast
so new total for the challenge $5823.38

It's out

May 23rd, 2008 at 06:59 am

Finally this tooth that has been giving me trouble was extracted today and I did not feel a thing. But now I have a canker sore on my tongue...it's never ending. After researching it says that they can be triggered from Motrin (which I was taking for the pain) and stress, of course I have been with this tooth
But all in all it says to allow a few days for it to heal itself

The time has come

May 22nd, 2008 at 04:21 pm

Well tomorrow is the big day, I am heading to the dentist and next week I am going to go ahead and fix the tooth that was giving me problems last year before that starts up. So when it is said and done I should be about $3k in the hole.
Everyone knows that I work a part time job with an idiot as a manager, anyhow I get a letter from her yesterday regarding my raise since I am on final warning I did not get one, which doesnít bother me but what does is the fact that a resident 3 months ago wrote a letter about how professional I was and she said not one word as if it did not exists. So I emailed her and the direct of HR who stated he received the letter and it was in my employee file, and that it wasnít given to my boss but her boss, here is my response:

Thanks a bunch, I really appreciate it. It's just that I was never told and was reminded of my errors; it would have been nice if management would acknowledge it, being that it is their duty to provide not only a positive environment but feedback as well. Again thank you, have a great holiday weekend

The funny thing is, is that if the resident never told me I would have never known? And even if it was given to my bossí boss you mean to tell me she doesnít have sense enough to tell me. The bottom line is she doesnít like me and I donít like her

Finally getting rid of this tooth

May 20th, 2008 at 10:05 am

Well I went to the oral surgeon and he will extract and place some packing in for the implant on Friday, today was a no charge thank goodness. I must say since I have been icing this tooth and started a different antibiotic I am feeling much better; so I am going to try and go in tomorrow, hopefully I will as good as I am feeling now. It is going to cost me $410 so I went ahead and paid it that way Friday I am in and out
Thank goodness for my EF because Murphy has been bugging me lately

Still in pain

May 19th, 2008 at 03:50 pm

Went to the periodonist today who said I have a fracture and the tooth must be removed, so off to the oral surgeon. I experience the worst pain today and have been icing it all day, now I see how people get addicted to pain meds, I had to stop myself today. What a terrible feeling. I tried to work a little today and the pain,OMG. I found myself being rude to patients
Now I am starving

Wow

May 18th, 2008 at 06:42 pm

Today my mom and I spent the day out we hit the outlet mall and did some shopping Frown which I know I should not be doing but it's too late now. Anyhow we went to visit my aunt who lives in Palm Bay, FL (Brevard County) where all those fires took place and all I can say is OMG. I can't not even imagine staying through that, grant it where my aunt lives there were maybe one or two homes damaged and a couple of cars, but the fire department (hats off to them) contained that fire. You could see how the fire burned the grass right up to peoples front door (no kidding, I mean litterly). Who ever started those fires if it is anyone else besides the guy they caught, should face some really hard times. The damage I can not explain and what could have happened, you had to see it for your self. I mean acres and acres of land where there was no homes were burned to the grown, unbelievable that no one got hurt. My aunt and uncle and their neighbors actually fought that fire with all the hoses they had and raking up dry leaves to save their homes...unbelievable.I wish I had a camera. Thank God no one was hurt

He's dead

May 17th, 2008 at 09:13 pm

I went to Publix and picked up some sweet potatoes and 30 minutes later the rat had eaten a big chunk out of one. My uncle moved the trap and at 12pm tonight I heard snap called my mom and she said he was dead. Gross, his tail is so long and he was about the size of my hand with hair and will stay there until my uncle comes in the morning...yuck
Thank goodness he's dead