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Archive for January, 2010

Great week

January 23rd, 2010 at 03:03 pm

This was a great week, Monday was a holiday and I was off, then I go good news that I was hired full time and yesterday was a no spend day Smile So a buck went to my $20 challenge oh I just remembered I have to add another $1 for going to the gym Big Grin
Wow I also brought my lunch all week so $8 towards the challenge CC debt

Got the job

January 22nd, 2010 at 06:53 am

First I would like to thank God for pulling me through this last year, I had no idea how my bills were going to be paid but I did it.
After losing my job it became really hard, I used up my entire savings 6 months worth but at least I had that then I started to use my CCs but I was able to keep them afloat unlike so many others and I am truly thankful for that.
Yesterday I was offered a full time position at the agency in which I did some volunteer work for in the past and am currenlty working as a temp. Mind you this is the same place I interviewed for a different position four times already. Its about $2.40 more than what I am currently making with them and about $2.10 less than my previous salary but it is a heck of a lot more than unemployment so I am very happy.
My goal is to use this as a stepping stool to jump start my career with the elderly. It is a non profit agency which is great and will give me the experience I need with working with such an organization. It feels like the entire world has been lifted off my shoulders--- thank you God for this wonderful blessing and thank everyone here who has said a prayer and lifted my spirits

Not so bad

January 13th, 2010 at 01:38 am

Today was suppose to be a no spend day but $2 went towards CC debt/challenge because I had breakfast and lunch home. $18.50 at the grocery store and 50 cents towards savings challenge (rounded up the change)


January 12th, 2010 at 01:28 am

Today was to be a no spend day, when I woke up to make a grill cheese for breakfast there was no cheese and I was cutting it close for work. So I had to stop and pick up breakfast which cost me $2.61. Then I was dying for thirst and only packed one juice bottle for work and ended up spending $.75 for a soda arrrgghhhh
So $3.36 went towards CC debt and $.64 towards my savings (rounded up the change)
All in all $4 went towards my challenge. Plus today was payday and $75 went into my savings.
Looks like as long as I am blogging I am saving Big Grin


January 10th, 2010 at 10:17 pm

Yesterday was a NSD so $2 went towards my $20 challenge ($1 in savings and a buck on the CC)

Today, wasn't so good but not bad either, I will post the tally later


January 8th, 2010 at 10:00 pm

Almost had a no spend day but I just had to have a cheeseburger and fries Frown

The damage $2.08; therefore, $2 was paid on the cc (part of my $20 challenge)


January 7th, 2010 at 11:17 pm

hmmmm just wondering why I fell off track, just hope I have learned from my mistakes.

Here are today's numbers:

Expense Categories
Bills : Electrcity $124.92
Groceries $15.53
Dining Out $5.75
Sales Tax $0.54

Grand Total -$146.74
Since I ate out today, $6 went towards my $20 challenge (the debt portion) and .19 cents towards the savings. This was the change after I rounded up to the nearest dollar

Today's tally

January 7th, 2010 at 12:47 am

Ok woke up this morning and didnt want to spend a dime but it did not turn out that way so here it is:

Expense Categories

Loan Payment $100.00
Automobile : Gasoline $40.00
Gifts $26.64
Healthcare: Dental payment $10.00
Groceries $7.91
Dining Out $3.92

Total Expense $188.86

$10 weekly deposit to challenge
$100 transferred to EF
$3 paid on CC for dining out

So a total of $13 was added to my challenge Smile

Hopefully back on track

January 5th, 2010 at 01:06 am

Hopefully I am back on track, today was the first NSD of the year so $4 went towards the challenge

$2 towards debt
$2 towards savings (went to the gym)

Yeah I know some people may say "you made a $2 payment on a cc" but those $2 adds up to $14 for the week and $56 for the month and by the end of the year it will be $672 towards a cc. By doing this before was how I became debt free the first time, so I know it can be done


January 4th, 2010 at 03:39 am

hopefully tomorrow will be a no spend day but here is the tally for today Frown

Expense Categories
Automobile: Registration $57.25
Groceries $10.56
Gifts $4.00

Grand Total -$71.81

I cant find the receipt for McDonald's but we did eat out today

Happy New Year

January 3rd, 2010 at 05:02 pm

Happy belated New Year, well I went from debt free to more debt. But one thing I do know is I will continue to blog which always keeps me on track. I am still at the temp job hopefully it will turn into full time but I will definitely be back searching. I have explained to my boyfriend that I will not be spending any money what so ever. If I can be debt free in a year I know I can do it again.