Home > Archive: September, 2006

Archive for September, 2006

End of the Month Tally, not too good

September 30th, 2006 at 10:38 pm

Car Maintenance: $300
Electricty: $163.28
Student Loan: $28.00
Auto Ins :$207.43
Cable: $65.87
Cloting $33.98
Dining Out:$41.06
Gifts: $47.77
Personal $26.59
Cleaning Supplies:$14.10
School Supplies: $19.16
CC Payments:$383.65
Job exp (not refunded)$18.38
Sales Tax: $65.86
Interest on CC: $58.34

Well I did get my notenook, which did it in for me regarding miscellanous spending and going back and forward to school boost my gas spending. Overall for the month I spent a lot more than anticipated I'll have to be really frugal for October

Another buck on CC debt

September 30th, 2006 at 04:19 pm

Today was another no spend day so I paid another buck on the cc.

Total: $2726.39

$1274.17 towards cc debt

September 30th, 2006 at 02:58 am

I was checking my ING account and notice that I actually tansferred a total of $1274.17 in order to pay down cc debt, so I guess I am making some progress not to mention all the extra's I have paid thus far, that was in a different account. I had about $8000.00 in debt when I started working on gettig it paid down/off in December of 2005 so looks like I really should be happy

Paid extra on CC

September 30th, 2006 at 02:48 am

After balancing my HSBC account I notive that I did not account for the interest incurred on my cc for September but that is ok because I paid $25.00 on that card and another $14.00 on the high interest card

Total for challenge/cc debt $52.22
Previous Balance:$2754.85
New Balance:$2727.29

I almost forgot

September 29th, 2006 at 03:12 am

Well I did forget, the college allos you to pay 50% the first part of the semester for tuiion and 50% midway through. Well I forgot I owed $370.30 and had to add that to the CC thank God payday is next week. But I did pay $2.60 on the high interest CC. Seems like when you make a step forward you always go back two Frown
Previous total $2387.16
New Total:$2754.85

Another No spend day

September 28th, 2006 at 07:55 pm

Ok I am doing pretty well I did not spend any money today so I am paying a buck to the cc company/challenge

Previous Total:$2390.34
New Total: $2389.34

Oops in checking my account I actually owe $2387.16 that's even better

I am proud of myself

September 28th, 2006 at 12:39 am

I went to the mall to get my free undies and past through Macy's I kept looking at one particular dress and then placed a skirt on hold, but I did not get them Smile Boy did this take some discipline but I am happy I just kept asking myself "need or want" " no cc debt or cc " house or live at home the rest of my life" needless to say I will not be back tomorrow to pick up the skirt. They'll be others

Free underwear

September 27th, 2006 at 10:03 pm

Well I am heading to Victoria Secret today to get another pair of free undies before my coupon expires ( a $7.50 value) once I pick them up I am adding this amount to the challenge/cc debt

Just knocking down the debt one day at a time

September 27th, 2006 at 09:48 pm

Today was a no spend day so I am adding 1 dollar to the challenge/cc account
Previous total:$2392.34
New Total: $2392.34

I need to start keeping track how much of my challenge money is used towards CC debt and how much I actually stash away, right now I have been paying the cc debt


September 26th, 2006 at 09:08 pm

I came home on break to fix a quick lunch (sandwich) before heading to class well some one ate the last slice of cheese. So I did not have time to actually cook so guess what i had to buy some. $3.16 wasted but I did match this amount and paid on the CC which is now reduced to $2389.15, prevoious total $2392.34

Family and money

September 26th, 2006 at 02:59 am

I hate lending anyone money but I remember the times where I barely had anything so I went ahead and let my sister borrow a $100.00. I know I may have mad a mistake but I can stand the pinch. She will pay me back but when she says Friday she means not this Friday but 5 Friday's from now (lol). However, I did tell her to keep $60.00 for the broadband service that I have on her account ( it was cheaper this way for me) so she really owed me $40.00


September 26th, 2006 at 02:53 am

I was told once that one must atleast put in two hours of studying a day for each class taken I agree, but since i was unable to do any at work (full-time job) today I had to putin my two hours tonight and I just finished at 10:45 so I am reading emails, blogging and just plain 'ol surfing (I am on break ) and I will look over my notes in a few for about an a half I totally forgot what it was like

No spend day

September 26th, 2006 at 02:50 am

Today was a no spend day, my co-worker treated me to lunch that was nice. So I decided to add a dollar to the challenge and pay my CC a buck. I wanted to see if it would allow such a small transaction and I was really surprise it did so I am down by a buck

New total $2392.34

A day of training

September 26th, 2006 at 02:45 am

Well my boss finally decided to hire some months later after Jodi left ( and I miss very much) Anyway I had to train all day so I actually worked for a I was unable to surf the net, read my email/blogs or study Frown But in all I do like this girl she seems to be nice and I think we will get a long well. So now I am making up for lost, all I can say is it was really weird I do my job well, accurate and fast that is what my boss like about me I am just organized so I am normally done really early even if I start late, Jodi and I were two peas in a pod and worked very well togther i just hope evrything works out with this girl because I do like her

Hamburger helper

September 25th, 2006 at 12:38 am

I bought some hamburger helper for the first time (taco) but I did not care for it. So since i spent almost two dollars I guess I have to gobble it up. Some tims thoough, if you let food sit over night it tends to taste better the next day, we'll see.

$20.00 Challenge

September 24th, 2006 at 08:43 pm

I am adding a buck to the challenge, only because the money I spent late last night was on a fixed expense so
basically I did not waste any money today
New tota:$16.90

Not to sure

September 24th, 2006 at 05:37 am

as you all know I am entering or have enter my junior year of college. So any way I am thinking about joing the American College of Healthcare Executives (ACHE), which is basically a networking group to help college grads land jobs; the cost however is $75.00 a year. There is also so credentialing involved but I may wait until the fall of 2008 in which I plan on interning then. we'll see, Tuesday I am meeting with the dean over the program I am in maybe he can give me some insight. My goal is work in the hospital as an administrator

Today's Spending

September 24th, 2006 at 04:58 am

I deliberately went to walmart late tonight because I already added my buck to the challenge for no spending today well yesterday (it's after 12am) Any way here are the totals:

Gift; $19.97
Personal items:12.09
sales tax: $2.23
Added change to the challenge $.28
Total: $50.00

Pretty Good Day

September 24th, 2006 at 02:42 am

I sat around today until it was time for me to go to work and then when I got here the first 2 hours were like Grand Central Station. I forgot today was a holiday weekend and every cotton head in the building was out (lol)and then it finally died down where I could get some studying done. Wow but atleast I was able to kick back until 2pm and just relax...basically spend no money today

Test 1

September 23rd, 2006 at 03:45 pm

First test for the semester was on Tuesday and he instructor just posted the grades I got an 87.6 I was a little dissappointed since I did study for a while but the last few days I did not review my notes. I hate when you answer questions/take a test and think you missed only 1-3 questions and when you get the test back in some cases just the grade you missed more than you expected. Gosh I hope I do well on the lab assignment we will see

Just enjoying the day

September 23rd, 2006 at 03:42 pm

Today is such a beautiful day here in sunny Fl. But I am just relaxing before work I did not even go to Publix like I normally do so I saved on gas Smile I have been in my pj's all morning, wow it feels so nice. BUt I have to head out to work later and I guess I will be studying and practing my lab assignments for Thursday . So basically I am enjoying everything around me until then

Yep I am back

September 23rd, 2006 at 03:29 pm

Yes I am back on track I just rounded my chanage up I can't tell the last time I rounded change to add to the challenge. So I am adding .24 new total $16.62. Earlier I added $2.00 because I did not spend any money for two days, I don't know what happened. Since school started I had gotten really lazy with my finanaces but I won't again

$20 challenge

September 23rd, 2006 at 03:13 pm

Just added $2.oo to my challenge money since I had two no spend days this week. I am hoping to have a lot more next week. I notice that when I am not blogging about saving I am spending a lot. So I am back on board

Wow I am busy

September 23rd, 2006 at 01:59 am

I have been so, one full time job and a part-time job. I do not really have no time for myself between work and studying. Now next week I am meeting with an administrator at the college to get an insight on what I should be doing before graduation, I am hoping by next fall I will be interning but we will see I definately need to hold on to my part time job. But tonight it is all about me I am surfing the net drinking diet coke and have my feet up Smile

Another CC payment

September 23rd, 2006 at 01:35 am

Just paid another $15.00 on my cc because I had to but a notebook cover again,( lost the other one before I even used it) anyway since I am considering this wasteful spending I am matching this amout and paying my CC

New Balance:$2393.34


September 23rd, 2006 at 01:13 am

When ever I log in from my notebook, I do not get all the icons from the site (this one) I find it to be strange because if I use another computer everything comes up. Maybe I need to reset some things I will see

A little dissappointed

September 22nd, 2006 at 09:42 pm

Well I went to Piccadilly’s today for a lunch, I like the food and the service is great. Well I witnessed an insult today that has disturbed me and I think I am writing a letter to their headquarters. Anyway the manager came out to help the other workers serve (who were very pleasant and efficient) however when he (the manager) decided to leave he called the server "mammy" which was an insult. First of all her name is Beatrice and to say something like "Mammy I am going to leave everything up to you" it's more of an insult it's like using the "N" word at the same time trying to be discreet about. Well nonetheless the server was upset and so was I. What upset me the most was he would actually say it in front of other customers

Challenge/CC Debt

September 22nd, 2006 at 09:28 pm

Well I spent money today on lunch $7.97 so I am matching this amount and paying on my cc

$7.03 added to my challenge which is my cc debt

Previous total $2415.37
New total: $2408.34

CC Debt/Challenge

September 21st, 2006 at 04:47 pm

just got the check from the part-time job $235.23 so I paid $35.23 on the cc, normally I would have added to the challenge but I made my cc debt my challenge.

Previous CC Balance:$2450.60
New Balance$2415.37

$20.00 Challenge

September 20th, 2006 at 10:16 pm

I guess you can say I am back on track I am adding $5.00 to my challenge money because lunch was free today and I am positive I would have atleast spent $5.00 so new total $13.38

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