Home > Archive: June, 2007

Archive for June, 2007

New car

July 1st, 2007 at 04:03 am

I thnk i may have jumped the gun, but I bought a new car. I love it, it is an 02 Camry XLE fully loaded here are some pics. I did however, keep my old car just in case, also I can use it to put all the miles on and I know it is just a matter of time before it knocks out. Now my uncle did fix the shaking, so I guess he knew what he was talking about after all. So pray that everything works out an that this process is not a sstruggle

Well it is time

June 28th, 2007 at 10:37 pm

To get a new car that is Frown I have been holding off as long as I could but now I am at the end of the road. I took my car in today to my mechanic who could not find anything wrong, but my car was shaking so bad all the way home last night and today that it was scary. It felt as though I was going to cut off any minute. The only thing my mechanic could come up with was age, but I know it is more to it. He said for me to continue to drive it but I am afraid to. I drive about 13 miles to work each day (26mi round trip) and about the same to school two days out of the week so two days a week I average about 52 miles; and leaving school at 10 o'clock at night only to break down on a busy highway I simply do not want. I did apply for a loan and was approved with out a co-signer but the problem is my interest rate is high, very high (13%) even though I have paid bills on time for the last year and paid off CCs I still had some minor things on my credit like doctor bills, a broken cell phone contract by my ex and a partial car loan that the gap insurance did not pay when I wrecked my car ( I am filing a complaint with the BBB, this should have been taken care of and I thought it was)Anyhow, Monday is payday so I am paying off the two small doctor bills, I will later attempt to pay off the cell phone debt and then refinance the car. So this weekend I will be out and about, I am really interested in the Camry so we will see


June 25th, 2007 at 02:23 am

Now that I know what drips are it is a matter of finding a credible company to go through in order to purchases. I was just wondering what companies are being used by some of you? I know what stocks I would like to purchase but am not sure which firms are credible, I am afraid to purchase online due to all this identity theft

weekly deposit

June 24th, 2007 at 10:52 pm

I am not letting anything stop me from making my weekly deposits to my challenge/new home account ($25 a week). I am more determine than anything, my mom drove me nuts yesterday morning. She was up running the vacuumcan you believe it. I was soooo mad, now the kicker is, if my uncle was home and was sleeping she would not have done that. All I could think about was if I had my own place I would not have to worry about this bull **&&%$. My first Saturday off in a long while nor did I have to study and she was up making all this noise
new total $3727.45

Dining Out

June 24th, 2007 at 10:36 pm

I have got to get a hold on this, dining out that is. I spend way too much money on eating out on a daily basis and no matter how many times I post about this, (so that I can be held accountable) I just can't seem to move forward. So far I have spent $74.96 about $20 less than last month which is fine but the point is I want this number/amount down to $20 for the month. I am almost positive that I did not indicate some cash transactions so I am sure I spent more than this


June 23rd, 2007 at 03:44 am

I am very blessed, I know some times I complain but there is always some out there with bigger problems. One of our patient's will have to have her leg amputated; she is one of the nicest people I know. She has cancer, two small children and a lazy husband. We've al decided to order a Honeybaked dinner which will last a couple of days, since she will not be able to work or move around. I feel really bad and because the cancer has spread the amputation will be really high up. I will definately keep her in my prayers


June 23rd, 2007 at 12:57 am

"A" minus was what I got for the first part of the summer course Smile I am so happy, I was expectig a "B" I guess I did better on the final than I thought

Next I will be taking health law which should be really interesting


June 20th, 2007 at 05:48 pm

My brother called to borrow $500 he never borrows money; I find that to be strange. I hope everything is ok, I know he will pay me back but I just find it very strange that he would be borrowing money.

Next update, my friend whose kid's father (looser, sorry) died earlier this month, she will now get an extra $475 a month. So I suggested to her to sock away the money since she was not use to getting it anyway and was told I am going to be living it up, and once I buy my new house I plan quitting my job. Qoute unqoute. Did she forget like everything else prices go up and $475 is not a lot of money. Now she is the same one who was buying what she wanted when she wanted and ended up almost loosing it and had to get a part tme job. I just don't understand people, I am so afraid to spend money these days it's scary

It is official

June 18th, 2007 at 03:28 am

I need a new car. I was driving along today and my car would not go then when I came to a stop it kept fluttering. I am praying that it last until December but if not I will take the money from my house account Frown to buy a little used car. If it last until December I can save about $3000 for a used car (apy cash of course) and not touch house fund. Boy I really do not want to touch that money

Last night nightmare

June 18th, 2007 at 01:51 am

Last night was the night from H*&&%
First, this guy I met turned into Dr. Jeckel and Mr. Hyde. I told him I had a boyfriend which I don't I just thought it was a way to get rid of him ...big mistake he like went off on me, litterly. Then around 3:30am I hear what sounds to be running in the yard when I look out, our mailbox which is made of steal and cement is down so I have to call the cops because I think it is some drunk on the road, needless to say it is some kid but the cop claims he was not drunk he swerved to avoid hitting a dog. Mind you I have never seen a stray dog in my neighborhood in the last 5 years that I have been living there (really) My thoughs wereyeah right then why didn't he stay since he damaged some one's property. After all that and I finally get to sleep about 5am I hear this knocking at my window at 6am my uncle's friend claims my uncle was suppose to meet him and never showed up ( well my uncle is notorious for this) apparently they were to go and clean up some property I don't know but he woke me up and my uncle was not home. Then when I finally get back to sleep my mom comes in about 7:45 to tell me she thinks the person wh knocked down the mailbox is a family friend ( who has the same name as the kid) I have to reimind her to look at the b-day no way can it be our friend who is damn near 70 arrrgggggggggh and did she forget that I actually followed the radiator leakage and found the car saw the kid and gave the cop his tag numbr. There that was my night

Tip of the day

June 18th, 2007 at 01:38 am

here are a few tips that was in my inbox from the and just thought I would share:

Handy Packing Material I have to mail a lot of packages to family for the variousbirthdays, new births, etc. I don't always have anything tohelp cushion my gifts in the box. The other day I realized Icould use the plastic bag that comes with my newspaper. Justblow it up and tie off the end. You can adjust the size to fityour needs by making it as big or small as you need. It worksjust as well as those expensive air packs or packing bubblewrap.Barb M. ********* Easy Scissor Sharpening I sharpen my scissors by cutting a piece of aluminum foilseveral times. This also works on paper cutters.Cara

Mid month totals

June 16th, 2007 at 03:16 pm

Here are my totals for the month, I think I am doing fairly well there are some things that needs to be adjusted:

Expense Categorie
Automobile : Gasoline $39.00
Automobile : Maintenance $5.00
Bills : Cell Phone $83.60
Bills : Water & Sewer $41.39
Charitable Donations $20.00
Dining Out $26.36
Education : Tuition $415.00
Expense - Unassigned $8.64
Gifts $5.00
Groceries $98.49
Healthcare : Dental $11.65
Healthcare : Eyecare $35.92
Healthcare : Prescriptions $15.00
Insurance : Automobile $182.13
Leisure : Newspaper $1.25
Miscellaneous $21.05
Personal Care $87.47
Sales Tax $1.96
Snack $1.00
Federal Income Tax $251.75
Medicare Tax $37.05
Social Security Tax $158.40
Total Expense Categories $1,547.11

Ok I am back

June 16th, 2007 at 03:12 pm

It has been a while since I have posted anything (lol a week) but I have some updates. I added to my challenge/home account brining my new to $4142 from $4107 Smile that is a good thing the bad news is I have been buying breakfast every day this week Frown So starting today I am back to saving and not spending

Well it is time to cancel HBO

June 11th, 2007 at 05:10 am

Now that the Sopranos is over I can now cancel HBO, so my cable bill should I am sure they had a lot of cancellations

$1 a day earning

June 9th, 2007 at 02:46 pm

I am earning about a buck a day in interest on my ING account Smile that is nice, I can't wait until I am able to double hell triple this amount. It's nice feeling to be interested in how much money I am earning. So of course all this extra money will be going to my new home

Got away cheap

June 9th, 2007 at 02:17 pm

Went to the mechanic today because of course my a/c is out. Anyhow the mechanc just tighten something and it was back working. He did no charge me but I gave him a $5 tip

Great week

June 8th, 2007 at 03:47 am

Well my week is ending and it was great.I brought my lunch and breakast for the last 5 days to work and also had dinner at home Smile So a buck for the day was added to my challenge ($5) since I am adding the $5 a day to my cc that too is down (this was because I did not eat out)
I also took my mid-term and missed only 3 questions Smile

New challenge $4080


June 8th, 2007 at 03:26 am

Well it is true my mom friend whose sister died the other day, died from an overdose. Unfortuantely she has a small child. Apparently she has been on drugs for a while, it is really scary.
This is the second person I know who has died from an overdose in just 1 week

No dining out

June 7th, 2007 at 02:53 am

Again I made breakfast, lunch and dinner; so I added my $5 to my cc balance brining new total to $1268.65

I can not wait until this is paid off. Next week is payday so I can pretty much pay a third or a little more of the bill. I hate having cc debt