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Archive for July, 2015

3 Tricks to Living Well While Spending Less

July 14th, 2015 at 11:23 am

Found this article on Twitter and thought I would share

Text is and Link is

Broke but...

July 11th, 2015 at 10:41 am

I'm broke but all my bills are paid. I have about $200 to last until the next pay day that is the 22nd.

I'm proud of myself, any and every bill that was due from the 7th until the 22nd was paid. This last pay period I started my 401(k) contribution. I could only contribute 2%, wish I could do more but something is better than nothing. The funds chosen were two target funds 80% to the 2040 (my target date) and 20% to the 2035. I appreciate everyone's help with this as well, thank you. I'm still depositing (auto) $15 a week to my IRA account, I figured why stop. Once CC4 is paid off I can up it to $20.

On a different note, I had a phone interview yesterday. I'm super excited, please keep your fingers crossed and candles lit. The hiring manager wants to bring me in to meet with the team next week. What's great about this is, my boss is on vacation so I can leave early or come in late.

Side bar- Yesterday we had an incident at the office. A office manager did not show up to work. Her staff was nervous about it but too afraid to notify anyone because "they did not want to get her in trouble." Apparently her sister hadn't heard from her and called the cops who found her car at a bar. Long story short, she was missing for over 24 hours, found but things do not look good. I say to my boss who is the HR director, that this is a serious problem Andy That the company should be looking at its culture and speaking with staff to reassure them that if there is a concern, it's okay to speak with regionals, HR, exec team etc. Her response, " you are correct, apparently the staff is afraid of the regional, I'm not going to deal with this, let X deal with it he's the VP of Ops, this is a operations issue." All I could do was say, oh and think to myself, I have got to get out of here before the crap hits the fan and she tries to blame someone else for a mistake/stupidity she made.

Once before she held an employee's check, I informed her it was against the law to do so, a clear FLSA violation and she did it anyway. Another time she wanted staff to work a company picnic and not pay them. Unbelievable.

Weight Watchers and more...

July 3rd, 2015 at 01:50 am

Well today I weighed in at my Weight Watchers meeting and I'm down 2lbs, so I paid $2 on CC4. I'm down 7lbs in 7 weeks, that's a pound a week. Hopefully I can increase this.

In reference to the 401(k) I went with two target funds. Since I have no clue, and did a little research this seems to be the safest route for me. I put 90% towards the 2040 fund, my actual retirement, and 10% in a 2035. I've decided to just park and leave and gradually increase my payroll deductions overtime.

Hope I'm doing the right thing