Home > Archive: April, 2007

Archive for April, 2007

Grades aren't in

April 30th, 2007 at 03:47 am

Well my grades are not in, I know Thursday's exam did not go well but I should have atleast a "B" I am a little nervous because I just drew a blank on the exam

Thanks Lux

April 30th, 2007 at 03:37 am

I was reading Lux's blog and notice that now you can add a pic in the bio section, which is nice

So thanks a bunch

Down to one day

April 30th, 2007 at 03:28 am

We are down to just one day for watering your lawn here in sunny FL. As much as I love the wonderful weather I would like for it to rain...this is the longest drought we have had. Also it is just 18 more days until salt water starts to seep in and people around here just don't get it. They are sneaking and watering their grass, washing their cars, etcetera, and etcetera. When I see them I will call the cops this is ridiculous, if it doesnt rain and once we can't take showers because of the salt water then every one will start complaining

Am I the only one...

April 30th, 2007 at 03:21 am

who works with idiots? Well the security guard on my second job likes to leave at 10 before his reliever actually arrives (he's scheduled until 12) Any how I get a 911 call a residents states that her husband fell and could not get up so I inform him who was just about to walk out of the door. Now what does he do, one would think go up and check/help the resident...well guess again; he hangs around hoping that his reliever shows up. What was he thinking? In the meantime AMR is on the property and he stills ends up going up. Idiot! nWouldn't it make sense to stay on the job until your reliever arrives?

$20 challenge

April 30th, 2007 at 03:16 am

Now that I have come back to my senses I just added $20.22 to the challenge. I need to hit $4000 by the end of May so every little penny I get will go towards my challenge/new home account. I plan on moving once I am finish with school which is in about a year and a half Smile

New total $2251.95

Glad it's over...

April 30th, 2007 at 01:03 am

This month that is. I did not do well at all; over budgeted big time Frown

I did not even meet my $1000 mark for April in regards to the challenge, so for the month of May I have got to hit the $4000 mark in order to make up for April Frown this will be tough but I think I can do it

Any how here are my totals:
Monthly income and expenses

4/1/2007 through 4/30/2007

Subcategory Apr-07

Other Income
Gifts Received $18.49
Other Income - Unassigned $46.84
Total Other Income $65.33
Refund $121.85
Wages & Salary
Wages & Salary - Unassigned $3,107.88
Total Wages & Salary $3,107.88
Income - Unassigned $1.55
Total Income $3,296.61

Gasoline $106.18
Total Automobile $106.18
Cable/Satellite Television $81.87
Electricity $93.29
Online/Internet Service $60.52
Telephone $42.27
Water & Sewer $44.08
Total Bills $322.03
Charitable Donations $20.00
Clothing $321.50
Contact solution $2.24
Dining Out $193.60 Too high
Supplies $2.00
Tuition $100.00
Total Education $102.00 [b]
Gifts $105.74
Groceries $173.10
Dental $11.65
Physician $30.00
Total Healthcare $41.65
Job Expense
Non-Reimbursed $29.06
Reimbursed $43.98
Total Job Expense $73.04
Movies & Video Rentals $20.00
Newspaper $1.25
Total Leisure $21.25
Miscellaneous $49.33
Personal Care $173.82
Sales Tax $35.17
School Supplies $0.00
Snack $1.10
Federal Income Tax $310.49
Medicare Tax $45.07
Social Security Tax $192.69
Total Taxes $548.25
Expense - Unassigned $12.73
[b]Total Expenses $2,302.73

Income less Expenses $993.88

Once again

April 28th, 2007 at 02:07 pm

My car was broken into again, thank God nothing was taken (as it appeared) and once again I was on my way to work. This time I did not call the police since he did not take finger prints the last time. It was my fault, I have been locking my car door ever since the last break in (3 weeks ago) and last night I had so many bags I forgot to lock it, thank God I took my DVD out of the car. I know it is some one from the neighborhood and wish I could catch them
Darn it I am mad

Last test

April 26th, 2007 at 04:16 am

Thank God, tomorrow is my last final I have been reviewing my notes not like I should but I think I will be ok, even if I do not do well I should still past the class with a "B" . This class is very hard, the instructor just babbles and babbles about nothing pertaining to the course and then he only gives a midterm and a final which covers 1-7 chapters (I had him for a different course last semester) So we will see. I can't wait for my two week break (taking summer classes)

Updating my challenge

April 26th, 2007 at 04:09 am

I have eaten out so much I can just kick myself Frown But atleast my challenge money is up. I have been matching what I pay to eat out so this was to be an incentive for me not to dine out but it is not working I have to come up with another plan

New total $2231.73

Seeing the doc

April 26th, 2007 at 04:06 am

Well I go in tomorrow for my 3 month check up with the doctor wish me luck, lately everything has been ok. Well I am in for a fight tomorrow because the idiots had me scheduled on the 17th as well as the 26th and according to the MD policy they will charge $25 for appoints that are not canclled. We'll see, because I am not paying it and if they insist I will walk out and find another doc. I really like my doctor but her staff is a bunch of idiots

did some shopping

April 26th, 2007 at 04:02 am

I did some shopping and spent way too much money so everything will be returned on Friday expect for two items which are: a pair of sunglasses ($9.99, mine was stolen when my car was broken into) and a black belt ($12.99). I bought a dress from Macy's (well two ) for about $120 a $5 shirt and a Michael Kors purse ($129). Yep I went on a little mini shopping spree and now I have to return everything, thank God I came to my senses


April 22nd, 2007 at 03:58 pm

I am like so excited today, as you know I put a little something away every month to pay for my tuition, it's not much but it helps when the moeny is due. Any how right now I have about $210 saved and classes (I am taking one class) are $340 which is not due until May 21st. But I paid $100 my last pay period and plan on paying another $100 on the 28th of this month which will leave me a balance of $140 but I will get paid again before the funds are actually due in which I plan on paying the total amount due. So my point is I will not have to touch this money that I actually saved Smile I could actually probably take another class the second part of the summer. I guess the point is, it is really nice to actually have the money saved and not have to use it


April 22nd, 2007 at 03:51 pm

I just checked my ING account to make sure my numbers match and I notice that thus far I have earned $5.06 for the month so far and the month is not even over yet. Amazing, I know I do not have much money saved a little more than $2000 but the most I get at my bank (credit union) is about a $1.38. My goal is to save for a house and I know I have a little way to go but I have also decided to match my ING interest every month. I mean $5 x 10= $50 and if I match this amount I will have an extra $100 at the end of the year. Watching your money grow is very exciting


April 22nd, 2007 at 03:43 pm

That's right I got a 100% right on my test Smile Actually I missed 2 but I got both of the bonus questions right, I was sooo happy because this class is hard as %$#%^ so I am adding $3 to my new home account since I got an "A"

New total $2228.75

$20 challenge

April 22nd, 2007 at 03:37 pm

I have been adding to the challenge like crazy because I have been dining out like crazy. The only good thing is that my challenge is going up but I have got to get off my lazy behind and start cooking breakfast, lunch is not too bad but it is the breakfast that I keep buying.
I actually made breakfast today so I added $2.00 to my challenge

New total for the challenge $2225.75

ER vs. Walk in Clinic

April 22nd, 2007 at 03:34 pm

Friday night my mom was in so much pain, her knee was swollen and she could hardly walk. So Saturday we decided to go to a walk in clinic thinking it will be quicker than the wrong we were. We were there from 10am until 12:30 before she was acutally called to the back to see the doctor. Then once in the back another hour before we actually saw the doctor. Total hours at the clinic 4 hours, I guess in the long run it was better than the ER. The last time I went I was there for 6 hours
Mom has Osteoarthritis in here knees so we will be trying therapy

Just an update

April 17th, 2007 at 02:03 am

Well today was payday and I upped my IRA contributions from $25 a pay period to $50, I know I will not be maxing out but it is better than nothing. Unfortunately my job has no retirement benefits. Anyhow I also added $133.86 to my challenge which gives me a new total of $2174.41 I know I will not make my $3000 goal for the month but I will keep trying

Monthly Spending thus far

April 15th, 2007 at 05:43 am

Here are my totals so far, I guess it is not too bad but the gifts are really high...birthday's and holidays Frown my dining out is also high as well:

Expense Categories
Automobile : Gasoline $40.01
Bills : Online/Internet Service $60.52
Bills : Water & Sewer $44.08
Clothing $90.83
Contact solution $2.24
Dining Out $53.91
Gifts $68.17
Groceries $82.97
Healthcare : Dental $11.65
Job Expense : Non-Reimbursed $5.32
Miscellaneous $36.47
Personal Care $67.94
Sales Tax $10.35
Taxes : Federal Income Tax $140.29
Taxes : Medicare Tax $21.12
Taxes : Social Security Tax $90.27
Total Expense Categories $826.14

Grand Total -$826.14

Things I need to do

April 15th, 2007 at 05:33 am

I am reviewing everything that I really need to take care of such as:

1. Up my EF which has fell dramatically
2. Up my IRA contributions (will take care of on Monday)
3. Resume my $25 weekly deposit to the challenge
4. Stop shopping, yes I have started this crap again after I worked so hard at paying off my cc

I have paid cash for all the clothes I bought but my EF has decreased because of a non emergency. I just don't get it I am not depressed or anything, I guess I just miss shopping Frown not good and I have not been blogging like I use to so I think this is another reason ( I am not recognizing my actions...out of site out of mind)

5. resume my blogging on a regular basis because it helps me to stay focus