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Home > Archive: April, 2019

Archive for April, 2019

Sunday Ramblings

April 21st, 2019 at 10:02 am

So I went back through my bills and found that the extra money 💰 is for an upcoming students loan 👩🏾‍🎓 payment as well as my payment to Geico for the car 🚗 insurance. I hate this. They’re both auto pay but won’t come out until the 10th. This sucks

Other news, seems as though the light 💡 switch is out. This really freaks me out. I went to turn on a light and it started flickering. Then I turned the switch on for the ceiling fan and nothing. Both the fan and lights are on the same panel. I do not like messing around with electrical stuff. I’m just glad that I started saving for home 🏡 repairs. Tomorrow I’ll call a few electricians to come out.

Next, I realized that even though the SO is paying his portion of the bills, we are living like roommates, I’m over him. I’d be lying if I said I didn’t care about him and want the best, I just feel like I can’t make any progress with him here. I asked him when he thought he could move, that he needed to give me a date and nothing. This was last week. So today I said to him, we really need to talk about his plans because I don’t want June to come and I’m resentful because he’s still here

Pay Day

April 19th, 2019 at 07:34 pm

Today was pay day, all bills that are due from now until the next pay day are paid.

However, my checking account is almost at $800 and I have no clue why. I feel
like there maybe a payment I missed. I went through my bill pay spread sheet and nothing. If I don’t figure this out by the end of the month I’m throwing it at the CC.

One thing I hate doing on pay day is transferring money to my sinking funds. So today I sat at work, and added all my Capital One 360 accounts to my employee profile, so that the cash set aside can be direct deposited to these accounts that way I don’t have do anything. It just makes things so much easier.

I reduced CC9 by $212 and next week I’ll be able to throw another $500 or $600 at it. I’m super stoked about this, since this month I didn’t do much.

Lastly I got a letter from a Target stating that my card has not been used in years and that they’ll be closing my account. Oh well. Debt is dumb

Extra Mortgage Payment

April 17th, 2019 at 05:31 pm

I know, any thing extra should be going to the CC but it bothered me that I did not add the extra $25 to the mortgage this month so I went ahead and added it. Habits are hard to break.

I also calculated the mortgage for 15 years, I’d have to pay an extra $300 a month, but won’t be able to do this for awhile

April was a doozy, I knew it would be due to an event that I’d committed to but next month it’s on and popping like popcorn 🍿
Back to knocking CC9 out. The goal is to have paid off by June.

March Madness

April 6th, 2019 at 09:39 pm

Finally back on track. I took a week’s hiatus, things were super busy at work and this last week has been crazy.

First, the SO cousin’s wedding was beautiful, but his mom act a plum fool because she was sitting at the wrong table and had to move 🤦🏽‍♀️🙄

The next day at 6 am we took my mom to the hospital 🏥 she had an allergic reaction to something. Then at 11 am we took the SO grandson to the hospital for a possible seizure, all in one day.
Mid week the SO was attacked by bees 🐝 while working and his face looked like the elephant 🐘 man 🤦🏽‍♀️🙄. Thank goodness the Benadryl worked.

All this coupled with a work week from hell, open enrollment, employee relationship issues etc.

Today I finally took a look at my budget, last month was okay. I’m annoyed that I had to stop the snowball temporarily.
So last month...
* Paid only $409.18 to CC9
* Saved $506 of income ( this include the dividend of $4.04)
* I had a few items I went over budget in, not too bad
Tomorrow I’ll take a look at my habit tracker, to see how things went

Budget Update

April 4th, 2019 at 02:28 am

Revisited my budget and this is a tough month. I signed up for something last year, that I really didn’t want to do but hey, it’s done now. I’m just ticked off at myself and the fact that I won’t be adding anything extra to the CC 💳, other than about $70.

Other news, I’m really glad that I’ve socked away for birthdays and other things that require gift buying, that I may have forgotten. We had a wedding this past weekend, and we (SO) split the gift, $25 each. I took my portion from my fun envelope but transferred the money from the birthday sinking fund right back. Lol, what’s weird is I forgot about the account and was upset I had to spend the money, I thought how could you not budget for this. Then I realize I had actually saved for it. Duh 🙄 It feels so good to not use CCs 💳 and to save for things.

Last night I came home my car window won’t go up, it appears as though there’s something with the rubber, it’s off track blocking the window to go up 🙄. Murphy always seem to appear when things are going great.

Lastly, the weekend was crazy, mom went to the hospital, allergic reaction and the SO grand baby went as well, all in the same day. Plus I started feeling like crap 🤢. Thankfully everyone is home and I’m feeling better.