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Archive for November, 2006: Amber's Personal Finance Blog
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Archive for November, 2006

Rebates

December 1st, 2006 at 04:01 am

Just checked the status of my rebates, one check was mailed out for $30 and the other is being processed for $20 So all there is now to do is wait

Posted in Miscellaneous | 1 Comments »

Check has not cleared

November 29th, 2006 at 01:58 am

I check the bank an dmy $10 check to the MD's office still has not cleared. It's been over 45 days, how long will they have to cash this check before the bank will not accept. I know that business checks are between 90-180 days but a personal check I am not sure of. This is so annoying. I will be calling them as well.

Posted in Health | 2 Comments »

No gas

November 29th, 2006 at 01:31 am

Boy I tell you it is always something, I tried to get gas today and was unable to open up the tank, now I have to wait until my uncle gets here in order to havfe it open and now I have to leave really early in order to get gas in the AM. I just hope itis something I do not have to pay to have it fixed

Posted in Auto | 0 Comments »

$25.05 added to the challenge

November 29th, 2006 at 01:28 am

Added my weekly deposit to the challenge/home account of $25.03, therefore giving me a new total of $125.13. So I am happy I'm making some progress with my cc debt down as well as my student loan I am very happy. Next month we will have our X-as bonus so I will pay off both my student loan and the last cc I have. I can't wait

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Finally came to my senses

November 29th, 2006 at 01:24 am

I finally came to my senses and decided to get rid of cell phone number 2, which will save me $52 a month and I will beadding this amount to my challenge home account. No need to have a second phone I just need to talk less

Posted in Miscellaneous | 0 Comments »

Rebates

November 29th, 2006 at 12:12 am

Ok I got a card in the mail that my request for y $50 rebate was not processed the company needs proof of previous ownership. So I called and spoke with a Christian ID G-01420 and informed that the software was already installed on my computer he then stated he up dated the records to indicate that and I should be getting my rebate, we'll see. My rebate tracking number is 211210751. I just needed a place to document what took place in case my check does not arrive

Posted in Miscellaneous | 0 Comments »

Today's spending

November 28th, 2006 at 11:53 pm

Today I spent a total of $33.73
sales tax: .69
Lunch $3.72
Groceries $18.94
Job exp (non reimbursed) $2.19
Personal care $8.19
not too bad for the day, however I have not had a no spend day for a while

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Not a great day for mail

November 27th, 2006 at 11:47 pm

I read a blog that stated it seems like all the bills roll in during the month of December...or something similar and that is definately the case. I just got my 3 month car insurance statement for about $204 due on the 11th Frown anyhow, with x-mas and every thing else like my portion of the rental car for the trip to GA ($100.00) all will be due in December. Oh boy

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Where is my GC?

November 27th, 2006 at 11:41 pm

Ok I got my check in the mail from teh part-time job and my GC was missing. Every year during Thanksgiving we get a $10.00 GC I did check with other employees who got theres but when I check was received it was missing. So when I return to work I will check to see if a envelope is there with it and if not I will ask about it

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Personal Reminder

November 27th, 2006 at 11:38 pm

This is just a reminder to myself to contact my part-time job regarding my work schedule this weekend...maybe I will stop by tomorrow before class. We'll see how I am feeling

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Amortization?

November 26th, 2006 at 07:53 pm

Ok my brother went to this real estate seminar, which I think was a waste of money but that is my opinion. As you all know I am trying to save for a house so he was trying to explain “Amortization” here I guess you pay your interest in a separate check early to the bank and apparently they can not charge you for it the following month. My thing is this why not pays on the principal (extra each month) which reduces the total balance on the loan as well as the amount of interest paid. Am I wrong is he right, will amortization actually help you pay the loan off quicker than just paying extra on the principal?

Posted in Miscellaneous | 0 Comments »

Glad to be back

November 26th, 2006 at 07:46 pm

Home in FL that is. We just got in from GA and yes I love m family but I am so happy to be back. The weather was really nice in GA, unfortunately I packed all warm clothing and it was not cold at all. While we were in GA we did some house hunting...lol my brother is now into real estate and these get rich quick ideas, I just wish we could have hit some of the tourist site rather than looking at homes...yes the prices are a lot less than FL but none of us was looking for a house and on top of that I got motion sickness from driving so much

Posted in Family/Friends | 0 Comments »

I forgot

November 24th, 2006 at 02:39 pm

That yesterday was a no spend day so I need to pay y dail buck to the challenge
New total $665.57

Posted in , Debt | 0 Comments »

Anorexia

November 23rd, 2006 at 10:16 pm

With a society who loves the idea of being skinny and what others think...while surfing the web I ran accross a article of model who died from complications associated with anorexia.
Here is the link to the story, it is really scary, she weighed only 8lb at 5'7

http://celebrity.aol.com/people/ataol/articles/0,26618,1562645,00.html

Posted in Miscellaneous | 3 Comments »

Happy Thanksgiving

November 23rd, 2006 at 05:23 pm

Just wanted to wish every one a very very hppy Thankskgiving. Now I look at things and can say I am very thankful for having:
1. God and Jesus Christ in my life
2. We made a safe trip from FL to GA
3. My Health
4. Family/Friends
5. Education
6. Saving account
7. Food
8. Clothing
9. A roof over my head
10. Employment
11. Transportation
12. Life
That's all I can think of right now but I will definately keep trying

Posted in Miscellaneous | 3 Comments »

Very upset

November 22nd, 2006 at 02:37 pm

Today, I was suppose to leave early; well my co-worker did not show up. Of course it was her last day, we are planning a trip to GA and can't leave now until after 7pm..boy am I annoyed what a stunt to pull

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Rosie O'Donnell...I am sick of her

November 22nd, 2006 at 01:42 am

This is just another blog venting about these celebrities. Ever since Rosie has come out of the closet (I have nothing against gay and lesbians) she has been very obnoxious. First she complains about Oprah being gay and she should come out... who cares did she forget at one point in her life she too was in the closet, now she making comments about Kelly Rippa and Clay Aiken. Clay placing his hands over Kelly's mouth is disgusting and I would not be happy if anyone did that to me...gay or not. Give me a break

Posted in Miscellaneous | 3 Comments »

Friends

November 21st, 2006 at 07:43 pm

i ended up lending my friend the $100, she said in two weeks she should be able to pay me back...that's right "should" anyhow I returned the MP3 player and received $63+ back and then had to withdraw $40. I know she will pay me back but I just really hate lending money. I look at my account and I want my money in it earning the little bit of interest that it deos earn. We are going to GA on wednesday and I do not plan on spending anything. I picked up books from the library and will be studying on this little road trip so I am not tempted to spend a dime

Posted in Family/Friends | 0 Comments »

$10 has not cleared my account

November 21st, 2006 at 07:39 pm

I called the doctor's office today regarding my lab test every thing is ok but the $10 check since October 19th has not cleared yet. When I spoke with the biller he could have cared less, he actually stated he received my check but may not have cashed it (?) I thought can you dounle check because I would like to balance my account and have all outstanding transactions taken care of. So I guess I will be following up with him next week

Posted in Health | 0 Comments »

Can't believe I actually followed through on my to do list

November 21st, 2006 at 07:36 pm

Ok this was my to do list and I completed just about everythin now I am waiting my turn to wash...of course my mom is washing so I have to wait... Frown

1. Return boots ($149.35)---done
2. Return sandals ($23.97)---done
3. Return MP3 ($59.88)---done
4. Pick up dry cleaning
5. Pick up books and movies at the library (for road trip)---done
6. Take can goods in exchange for book fee at the library---done
7. Call MD office regarding results (again)---done
8. Follow up with MD office..check has not cleared ---done
9. Read at least 2 chapters
10. Pack for trip
11. Relax

Posted in Uncategorized | 2 Comments »

I got my job back

November 21st, 2006 at 02:45 am

Well I guess I never lost it, I was on administrative leave due to a resident dying and the security guard who I informed did not go into the apartment. Anyway my boss on my part-time job called and left me a message that I can return to work and to call her after my vacation on Monday just to over some things. Well I found out that the family was in town and they basically did not want me talking to them. Well I will get paid for the weekend that I missed (thank God)I am just happy to be back /to know I still have a job as easy as this one making money. Thanks to all of you who believed in me. I really needed the positive posts