Lord knows I have made some very bad decisions when it came to credit (living well over my means or like the Jones) However, now that I have found websites like this one, I use them to my advantage more
like a form of therapy. I thought about entering Debtors Anonymous, but these sites are much better. I guess I can hide behind the computer and know one knows who I am. I use to think blah when it came to therapy but now I know it helps especially when you have a group of people some just like you, some better off than you, but it feels so good to get advice from everyone and the words of encouragement are AWESOME.
My mother who is great at saving never really taught me to save it wasnt until I was much older and then she started yelling you need to save your money I wish she had taken the time when I was younger to encourage me to save
but know need to dwell on the past. So thank you in advance for all your support
While surfing the net I found this site, as you all know I am trying very hard to clean up my act when it comes to my finances. Please check this out and let me know what you all think:
http://www.montana.edu/wwwpb/pubs/mt8703.pdf
What do you think?
February 19th, 2006 at 11:58 pm
February 20th, 2006 at 02:33 pm 1140445986
April 10th, 2006 at 01:28 am 1144632487
They have been made to understand that when they each reach a savings of $25.00, then I will take that to a local nearby bank and open each one of them their own personal savings account. They further understand that if they faithfully contribuite at least $2.00, up to 1/2 of their monthly allowance each and every month, all the way up to December, then Mom with reward them with $15.00 cash bonus each. My youngest son, who has been a total spendthrift for the last 3 years, is suddenly getting serious and excited about saving, and is not about to be outdone by his older brother. LOL.