Home > Bye Bye Plot 👋🏾

Bye Bye Plot 👋🏾

January 17th, 2018 at 08:44 pm

So excited!

I spoke with the rep over at the graveyard and I can give up or transfer that plot to the SO, thank you Jesus!

Only bad news is that we can only make it on the weekends and she's out this Saturday, but I'll be there bright and early on the 27th. Unless he's off Friday, I am, we can go in then. Two years fighting with him to pay his bill on time and I finally just got the nerve to say enough.

Cable was back off yesterday, because once again he did not pay his share. When he comes home tonight, I'm calling the company to see if we can transfer the service to his name, that way I'll give him the money and what ever he does is on him. Literally the cable is off every three months.

I'm counting down the days when I can say, I no longer need a useless roommate. Court scheduled for next month.

The last few days was a no spend day. We went out for my birthday (today's my birthday) for lunch yesterday with coworkers and I spent $10. Not bad but I'm still upset about spending money, I'm always like, I could use that for debt. But oh well.

I'm off for the next three days, so no spending money for me and I'm excited. Not driving a hour each way to work will save me a ton in gas ⛽️ as well.

Now I'm just waiting on W2s and 1095s to file my taxes, any money received will go straight to CC4. Hopefully I'll have number three (3) paid off by mid-February.

Lastly I'm wrapping up, "Why I Need a Budget," it's okay but I'm just not overly excited about the book. I personally didn't like the fact that the author pushes his product, YNAB. One thing that's in the book that stands out for me is the mantra, "debt is not option." I'm going to plaster this all over the place, in my car, on the refrigerator, my wallet, my money envelopes, I want to be reminded that debt is no longer a option.

That's it in a nutshell

18 Responses to “Bye Bye Plot 👋🏾 ”

  1. creditcardfree Says:

    Happy Birthday! So how does plot transfer affect your finances?

  2. snafu Says:

    Happy Birthday, Amber . • Wishing you every happiness today and always.

  3. Carol Says:

    Happy 🎂 Birthday!!

  4. Laura S. Says:

    Happy Birthday Amber!

  5. Amber Says:

    Thanks for the birthday wishes everyone!

    CCF the debt transfers to him and is removed from me. I really don't care about credit score right now, I'd rather have him with his own debt than constantly getting aggravated when he does not have his money on time. Plus I'm planning on leaving so it's best that he takes responsibility for his things

  6. DW Says:

    Happy Birthday! And a great post.

  7. My English Castle Says:

    Happy Birthday, Amber! Here's to a great year.

  8. NJDebbie Says:

    Happy Birthday!!!

  9. Beawealthywarrior Says:

    Have a great birthday!!

  10. creditcardfree Says:

    I guess I was asking how much debt that will take off since it transfers to him. I don't see it listed.

  11. AnotherReader Says:

    I think you can call and cancel the cable. You don't want your credit trashed any more than it has been. Let him turn it back on in his name only if he wants it. If he won't accept the transfer of the plot, just give it back to the cemetery.

    And Happy Birthday! It looks like this is going to be a good year for you!

  12. CB in the City Says:

    Happy Birthday! You're doing great! Your excitement about getting out of debt just jumps off the page!

  13. Amber Says:

    CCF it's about $2,500 😊

  14. creditcardfree Says:

    That is a good thing to skip paying for now for sure!

  15. Out of the Dark Says:

    Happy Birthday Amber!!!! Oh, and one suggestion. Put the cable bill in his name but DO NOT GIVE HIM MONEY TOWARDS IT! If you do and he doesn't use said funds to pay the bill, you are out of luck. When the cable is on, enjoy it "on him", when it's off, read, pray, exercise, study finances, etc.

    Have some cake on me!

  16. LuckyRobin Says:

    Happy Birthday. I'd just cancel the cable. It needs to be out of your name and cancelling it is the only way to do that.

  17. FrugalTexan75 Says:

    Happy belated birthday!

  18. alliecat79 Says:

    I'm really late to the party here, but happy birthday!

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