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Home > Bye Bye Plot 👋🏾

Bye Bye Plot 👋🏾

January 17th, 2018 at 08:44 pm

So excited!

I spoke with the rep over at the graveyard and I can give up or transfer that plot to the SO, thank you Jesus!

Only bad news is that we can only make it on the weekends and she's out this Saturday, but I'll be there bright and early on the 27th. Unless he's off Friday, I am, we can go in then. Two years fighting with him to pay his bill on time and I finally just got the nerve to say enough.

Cable was back off yesterday, because once again he did not pay his share. When he comes home tonight, I'm calling the company to see if we can transfer the service to his name, that way I'll give him the money and what ever he does is on him. Literally the cable is off every three months.

I'm counting down the days when I can say, I no longer need a useless roommate. Court scheduled for next month.

The last few days was a no spend day. We went out for my birthday (today's my birthday) for lunch yesterday with coworkers and I spent $10. Not bad but I'm still upset about spending money, I'm always like, I could use that for debt. But oh well.

I'm off for the next three days, so no spending money for me and I'm excited. Not driving a hour each way to work will save me a ton in gas ⛽️ as well.

Now I'm just waiting on W2s and 1095s to file my taxes, any money received will go straight to CC4. Hopefully I'll have number three (3) paid off by mid-February.

Lastly I'm wrapping up, "Why I Need a Budget," it's okay but I'm just not overly excited about the book. I personally didn't like the fact that the author pushes his product, YNAB. One thing that's in the book that stands out for me is the mantra, "debt is not option." I'm going to plaster this all over the place, in my car, on the refrigerator, my wallet, my money envelopes, I want to be reminded that debt is no longer a option.

That's it in a nutshell


Posted in Family/Friends, Goals | 18 Comments »

18 Responses to “Bye Bye Plot 👋🏾 ”

  1. creditcardfree Says:
    January 17th, 2018 at 09:10 pm 1516223410
    1516223410

    Happy Birthday! So how does plot transfer affect your finances?

  2. snafu Says:
    January 17th, 2018 at 09:31 pm 1516224718
    1516224718

    Happy Birthday, Amber . • Wishing you every happiness today and always.

  3. Carol Says:
    January 17th, 2018 at 09:38 pm 1516225130
    1516225130

    Happy 🎂 Birthday!!

  4. Laura S. Says:
    January 17th, 2018 at 09:49 pm 1516225770
    1516225770

    Happy Birthday Amber!

  5. Amber Says:
    January 17th, 2018 at 10:08 pm 1516226935
    1516226935

    Thanks for the birthday wishes everyone!

    CCF the debt transfers to him and is removed from me. I really don't care about credit score right now, I'd rather have him with his own debt than constantly getting aggravated when he does not have his money on time. Plus I'm planning on leaving so it's best that he takes responsibility for his things

  6. DW Says:
    January 17th, 2018 at 10:12 pm 1516227120
    1516227120

    Happy Birthday! And a great post.

  7. My English Castle Says:
    January 17th, 2018 at 10:57 pm 1516229858
    1516229858

    Happy Birthday, Amber! Here's to a great year.

  8. NJDebbie Says:
    January 17th, 2018 at 11:05 pm 1516230328
    1516230328

    Happy Birthday!!!

  9. Beawealthywarrior Says:
    January 17th, 2018 at 11:14 pm 1516230870
    1516230870

    Have a great birthday!!

  10. creditcardfree Says:
    January 17th, 2018 at 11:18 pm 1516231101
    1516231101

    I guess I was asking how much debt that will take off since it transfers to him. I don't see it listed.

  11. AnotherReader Says:
    January 17th, 2018 at 11:34 pm 1516232040
    1516232040

    I think you can call and cancel the cable. You don't want your credit trashed any more than it has been. Let him turn it back on in his name only if he wants it. If he won't accept the transfer of the plot, just give it back to the cemetery.

    And Happy Birthday! It looks like this is going to be a good year for you!

  12. CB in the City Says:
    January 17th, 2018 at 11:58 pm 1516233503
    1516233503

    Happy Birthday! You're doing great! Your excitement about getting out of debt just jumps off the page!

  13. Amber Says:
    January 18th, 2018 at 02:12 am 1516241561
    1516241561

    CCF it's about $2,500 😊

  14. creditcardfree Says:
    January 18th, 2018 at 02:35 am 1516242934
    1516242934

    That is a good thing to skip paying for now for sure!

  15. Out of the Dark Says:
    January 18th, 2018 at 03:43 am 1516246980
    1516246980

    Happy Birthday Amber!!!! Oh, and one suggestion. Put the cable bill in his name but DO NOT GIVE HIM MONEY TOWARDS IT! If you do and he doesn't use said funds to pay the bill, you are out of luck. When the cable is on, enjoy it "on him", when it's off, read, pray, exercise, study finances, etc.

    Have some cake on me!

  16. LuckyRobin Says:
    January 18th, 2018 at 05:36 am 1516253765
    1516253765

    Happy Birthday. I'd just cancel the cable. It needs to be out of your name and cancelling it is the only way to do that.

  17. FrugalTexan75 Says:
    January 20th, 2018 at 04:00 am 1516420815
    1516420815

    Happy belated birthday!

  18. alliecat79 Says:
    January 25th, 2018 at 11:20 pm 1516922408
    1516922408

    I'm really late to the party here, but happy birthday!

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