Yesterday, my sister and I was talking. I donβt know why but I got so angry when she told me she didnβt have any money to save so she uses her credit card for emergencies π¨
I tried explaining to her that she needed to budget, look for areas to cut, but she insisted that the credit card method worked. I left it alone.
Sheβs terrible with money, owed me right now. But Iβve taken that as a lost. As she talked about why she uses the card and why it works I got more angry. Iβm thinking, if you donβt have anything extra for day to day, how did you pay the CC bill when it comes? π€¦π½ββοΈπ
Needless to say, I listened, got more angry, and kept my mouth closed. After speaking with her, it validated what I was doing was working and what I needed to continue to do.
Debt is dumb
Debt is dumb
February 10th, 2019 at 12:11 pm
February 10th, 2019 at 02:08 pm 1549807706
Most emergencies are not something that will be paid off soon so interest just keep piling on.
February 10th, 2019 at 08:39 pm 1549831198
I'm sure she doesn't see the value of having money saved because credit is so much easier and less painful. But you know in the long run your way of paying off stuff and saving for stuff is so much smarter!