My refi was approved, whew! I should be closing next week. I’m so excited to be saving on this mortgage. The savings is about $230 a month.
If I close next week, there will be no July payment, I can sock that payment away to my mortgage sinking fund, and that would put me at 3 months saved, aside from the EF. Once that happens, I can now stop funding this account and throw that money at my student loans.
I was hoping to throw $1000 this month to the student loans but it looks like only $500. I totally forgot I had to pay for the inspection of the home during the refi. Oh well, something is better than nothing.
I’m so thankful for everyone here and of course God, who has taken me on this journey to get my finances in order. I have a ways to go but I’ve definitely come a long way. God put it on my heart, that pay check to pay check was not the way to live, and all of you encouraged me along the way. It’s such a relief, to finally see I can do it.
I’ll admit, I get disappointed when I look at my student loans but, I know I can get them behind me
I’m 46 but for some reason it’s on my heart that I’ll be totally debt free by 55, and that includes the house.
Refi Approved
June 24th, 2020 at 06:56 pm
June 24th, 2020 at 07:05 pm 1593021924
June 24th, 2020 at 07:53 pm 1593024804
June 25th, 2020 at 01:09 am 1593043753
June 25th, 2020 at 01:57 am 1593046658