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Every Little Bit Helps

July 20th, 2020 at 11:29 am


Every little bit helps. I signed up for budget billing with my electric company, I’d budgeted $120 for the month. However, the bill was to be $150 but because I did the budget billing it was $97. I took the $20 saved and added to my student loans.

This week is a pay week, and I’ll be adding $300 to my student loans.

I went back to using cash envelopes, I noticed I was spending a little more with my debit card. I also noticed that I still have about $94 left in my cash envelopes left, hopefully this is a no spend week and I can use what’s left and pay down my student loans.

My fingers are crossed 🤞🏾 that this deferred interest accrual continues at least through the end of the year. I’m really making some headway on these loans. The interest kills me.

Posted in Debt, Budget | 1 Comments »

1 Responses to “Every Little Bit Helps ”

  1. mumof2 Says:
    July 21st, 2020 at 12:09 pm 1595333353
    1595333353

    we use cash for groceries and gas...I think it helps us keep on track better..we know exactly what we are spending and what we have left

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