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Monday Updates

May 24th, 2022 at 12:58 am



First thing I did this morning was submit my monthly invoice to my long term client for $800. I then reviewed and updated an article that I’ll get paid $100 in gift cards. 

Next, I applied for a few jobs and consulting gigs. I’ll be honest, I want to do consulting work. I’m praying that this pans out and is long term. I do not want to go back into the office. I like working for myself, it’s the flexibility I enjoy most, as well as the money made. 


I’ve decided that before I do anything when I get the settlement check I’m going to pay my September mortgage, and an additional HOA payment. I’d rather be ahead on the payments since I have no clue when additional funds will come in. The remainder I’ll use to replace the valve, kitchen cabinets and paint. Though this was to be done late this year or early 2023, with how crazy things have been going I’ve decided to just take care of it. 


I went to my first white cost ceremony, it was absolutely beautiful, I'm so proud of my friend. She's been accepted to the anesthesiologist assistant program, keep her in prayer, I know this will be tough. 


3 Responses to “Monday Updates ”

  1. Lots of Ideas Says:

    Amber, is there a reason that you don’t trust yourself to keep future mortgage payments and HOA payments in your own bank account rather than paying ahead?

    With interest rates so low, it probably makes no difference, but it does take away flexibility if an emergency came up. Maybe you are afraid that you won’t make smart decisions? Or if you have money, you can’t say no to someone asking you for it?

    I am curious, not being critical.

  2. Amber Says:

    @Lots of Ideas I am more afraid that I won't have the funds to pay more than anything. I have a mortgage account that has about four months' worth of mortgage as well as my EF but I will be honest I'm petrified of not being able to pay than anything else. My thinking is while I have the cash just pay it.

    Honestly, it's just fear and I thought about just saving the money but fear is a huge factor.

  3. AnotherReader Says:

    Amber's situation is similar to that of someone that once experienced an empty refrigerator and no way to fill it. Once that happens, filling the refrigerator is always foremost in your thoughts. She's doing the smart thing, as she shows in her sidebar. Money is set aside for mortgage payments and all the other predictable expenses. She has two emergency funds and she is working on retirement savings. She's doing a great job!

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