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Saving: Very long entry but I am excited sorry

March 19th, 2006 at 05:08 pm

Wow the month is not over yet and one more checks to go. I was able to pay all my bills this last pay period (Friday) and pay little extra on debt. Here is the break down regarding my savings:

$75.00 to my EF
$67.50 to my miscellaneous EF (this is the first time in a while I can actually deposit this money with out withdrawing it within the next few days YEAHHHHHHH!)
$15.00 towards my housing account (Kept with ING and this money is actually being used for my $20.00 challenge)
$10.00 towards my car account (for oil changes, rotation of tires etc…also an ING account)
$20.00 towards my ME Account (if I want to go out, splurge etc)
$5.00 towards my new furniture account (HSBC account)
Totaling $192.50 in savings wow plus my dad gave me $30.00 yesterday
And yet I still have $155.00 left to last me to the 28th of the month more than enough,
Every one always ask me why do you have so many different accounts well because I have different reasons to save and with my Money 2006 Deluxe it makes it easy to keep track

This is such an accomplishment because before I started listening to D.Ramsey, Suze Orman not to mention hitting every financial website (blog) there is as well as reading so many financial books I could not save one cent so this is a big accomplishment. Now I have gotten to the point where I do not want to tough any of my money & I love seeing my saving grow. Hopefully with the will of God and everyone else I will be able to purchase my first home by the end of next year wish me luck & be debt free

I drive 89 Toyota Camry that I am sure my friends laugh at first it bothered me but now I see it as a blessing I had ‘01 Camry that was totaled last year my dad gave me this car (’89) and starting May I will start depositing the money I was paying for my car into my Housing and car account splitting the 348.11 between the two

Right now my totaling savings is $1150.00 wow I did it Wink

7 Responses to “Saving: Very long entry but I am excited sorry”

  1. Thrifty Ray Says:

    Congratulations- it is blogs like this that motivate the rest of us!! Thank you for sharing your successes! You go girl!

  2. contrary1 Says:

    Way to go! I love seeing the totals in the asset column growing.........exciting stuff!!!

  3. baselle Says:

    Congratulations! Its fun seeing your savings grow!

  4. boomeyers Says:

    Super job! I know you can make your dream come true!
    We have an '89 Toyota Camry too that we got from my mom! You can't beat dependable and free!!

  5. Anonymous Says:

    Well done! I wish I had saved that much.

  6. veronak Says:

    Thanks for the words of encouragement Wink

  7. carol Says:

    Outstanding!! That's the way to do it. This way you are able to keep strict track of your money and watch your savings grow. I grew up not knowing anything about budgets, savings or anything. Many years and thousands of dollars wasted. After reading, reading, reading, Google searching and learing everything I could about what a budget is, how to save, etc., I have finally gotten a real handle on the whole thing. Due to poor health, I can't work, however I do manage my son's $98.00 monthly SS check he draws off his dad's disability check. I am able to buy the family toiletries, set aside a certain amount for extra school expenses, set aside a certain amount for allowances, and still save at least $20 each time. I use the envelope method, and for me this works very well. Right now I am proud to say I have $65.00 saved already for this year.

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