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April 24th, 2008 at 07:58 pm

I did not expect for M to pay me back (my nephew) he owed me $15 and gave me $5. I thought about it and was not going to take it, but I said what the Hell he owes me and I want it. So since I did not expect it back I went ahead and added it to my challenge. My sister still has not said one word I and do not expect that money back anytime soon and she owes me way more than M. New total $5589.44

In addition, I started filling out the paper work to refinance my car hopefully I will get a much better rate than the 10% that I am paying. My credit is much better since I last applied for the loan and I have made all my payments in addition to extra way before the actual due date and since I have no CC debt things should be looking up
I also decided to pay an extra $100 every month on my car because at the end of the year I plan on applying for a home loan. The city has a program for first time home buyers in which you can get up to $50K and the developer I believe will match the funds, you can either use that money for a down payment and closing cost or for improvements. That will be nice because it will cover my 20% then that way I do not have to purchase PMI plus I will have a nice little saving
And since my computer crashed I have backed up my important files, school projects and my Money software...God if I lost that data, I would be pulling my hair out. thank goodness I did not lose anything

2 Responses to “Unexpected”

  1. terri77 Says:

    Maybe I'm a Grinch, but please stop lending people money. I know that they're family, but you work too hard to give it away to people that don't appreciate all that you sacrifice to have that money. Take care of yourself.

  2. njdebbie Says:

    My two cents... after getting burned many times I decided one day that I would only lend money to people who pay back. I don't know but I think you should make it clear to your relatives that they can borrow money from you if they pay back. They may get you once, but definately not twice. Your sister needs to stand on her own two feet. terry77 is right, take care of yourself first.

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