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Birthday Gifts

December 29th, 2017 at 05:25 pm

Went to Walmart and picked up birthday gifts for my three great nephews at $15 each ($45 total).

I'm so excited because I never did anything like this before. I created a sinking fund for birthdays and Christmas gifts. I'd budgeted $25 per kid (4) and came in $30 under. What a great feeling. The SO couldn't believe that I was buying birthday gifts for the months of February, May, and October. I just think that this was great. I think I'll do this every year, buy the gifts after Christmas on sale. As far as Christmas, throughout out the year I'll buy marked down items and since I'm keeping tabs on my budget I shouldn't go over.

Different news, my brothr (not the one who is a jerk) went to deposit cash into my account to cover January's mortgage (I purchased his house in my name in 2012) and the bank said he could no longer do that, crazy. Apparently there's some new money laundering law 🙄🤦🏾‍♀️. Well thank goodness this was a separate savings account so I'll give them the ATM card.

4 Responses to “Birthday Gifts”

  1. creditcardfree Says:

    Great job on the gifts! Buying on clearance after Christmas works great for young children, it's hard when they get older. I'm not sure even what to say about the fact that you have a mortgage in your name on someone else's home. You have all the risk in that situation.

  2. Amber Says:

    CCF the mortgage was pre-Dave and me fully understanding the impact of this. Good thing is they've never been late, pay extra. I just say if they ever fell behind, I'd evict them rent it out until I got it sold. They've been there since 2012.
    Learning experience for sure

  3. DW Says:

    I lived briefly in FL. And I had to pay rent by depositing into the Landlord’s checking because he was a foreign investor. It was the craziest thing. I could not mail a check for the rent. Your brother can’t deposit cash, but he can deposit a check, they may place a 10 day hold on the check, but it allows your brother a record of his payments.

  4. rob62521 Says:

    Fine idea on buying the gifts. We buy stuff throughout the year as we see it or I make it. I already have a gift made for next Christmas.

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