Credit card 9 💳 is really getting on my nerves. I want this sucker paid off. I’m contemplating taking the money saved for any home repairs and adding it to it. I have an EF so if anything happens I can use that. One minute I’m stoked about doing it, the next I’m nervous as hell. 😬
I finally completed my taxes, and hit the submit button. I’m looking at about $633 return. This will be adding to the CC.
The budget meeting with the SO didn’t happen, I was a little disappointed but hey that’s on him. I’m still trucking along on my financial peace journey without him. Something drastic has to happen for him to change. I told him we will continue to live as roommates, splitting everything.
After reviewing and crunching numbers, it looks like I should have both CCs paid off by early September (CC9 should be gone by end of April early May) and from that point on it’s the infamous student loans 👩🏾🎓. I’m really hoping to pick up a second job by then.
Lastly, though I follow Dave Ramsey, I never read his book, “The Total Money Makeover.” 📖. I have listened via audio 🔊, but you know how that goes, your cleaning 🧹, doing other things so you’re more likely to miss something. I’m excited to dive in. Last month I finished, Rachel Cruze’s, “Love Your Life, Not Theirs.”
I’m also read a book by Zig Ziegler, that I checked out online at my local library. What’s great about this is, in the middle of the night 🌙 when I can’t sleep 💤, I can read.
I’m Over CC9
March 25th, 2019 at 12:49 am
March 25th, 2019 at 01:44 am 1553478295
March 25th, 2019 at 02:25 am 1553480740
March 25th, 2019 at 02:52 am 1553482360
What about things like donating plasma? I used to live in a city where that was easy to do and you could easily earn about $20.00 each time. Surveys? mrrebates.dom? ebates.com? Ibotta.com? Whatever I calculate I have saved on groceries goes towards credit card payoff.
March 25th, 2019 at 12:38 pm 1553517517
@crazyliblady, you make excellent points for maintaining the maintenance fund. Could any of the items your replaced in 2016 been repaired rather than replaced?
March 25th, 2019 at 02:16 pm 1553523398
March 25th, 2019 at 02:18 pm 1553523533
March 25th, 2019 at 05:30 pm 1553535052
March 25th, 2019 at 11:12 pm 1553555521
Crazy lady, I can’t believe you got 40 years out of your AC
March 25th, 2019 at 11:32 pm 1553556773
March 26th, 2019 at 02:48 pm 1553611688
I agree with everyone, keep the home maintenance fund. You never know what might pop up!
April 10th, 2019 at 01:36 am 1554860168
April 10th, 2019 at 01:39 am 1554860357