<< Back to all Blogs
Login or Create your own free blog
Home > BoA Points, Poshmark and More

BoA Points, Poshmark and More

July 6th, 2019 at 01:01 am

Just cashed out 8,900 points of my BoA card, that was equivalent to $44. Iโ€™m adding the $44 to my EF.

The reason I was able to accumulate so many points was that I added my legal fees to the card and paid it off immediately. I have a few auto pay items as well, such as car insurance and cellphone and as soon as those charges hits I pay them off.

I also received another five star rating on Poshmark so I was able to cash out $3.05 from a sale. This was also added to the EF.

Iโ€™m 42 cents away from cashing out my Ibotta account. So far this month the extra earnings/cash rewards would be about $72. Not bad, Iโ€™ll take that. Itโ€™s really a refund on items I actually bought.

I finally got my oil change which was $40, geesh I remember when oil changes were $15, this is crazy. Thank goodness I have the car fund for stuff like this.

Yesterday, I bought a phone ๐Ÿ“ฑ charger for my car, well something told me after the fact, to place the charger in a different outlet, well it worked. So Iโ€™m taking that back to get my $12 today. While I was in Walmart l also bought another pool ๐ŸŠ๐Ÿพโ€โ™€๏ธ raft, not sure why but thatโ€™s going back as well, that was $3. It was a want and not a need.

Lastly I took a look at my budget for July. By the end of the month I should hit my savings goal of $5,000. Then August would be another $1,000 and Iโ€™ll be back to where I was prior to my legal stuff. Iโ€™ll continue to add to the EF aggressively until everything is all squared away. I donโ€™t know, I just feel like Iโ€™m off my A game with my savings and debt repayments. I really wanted this credit card gone by the end of the year.

3 Responses to “BoA Points, Poshmark and More ”

  1. creditcardfree Says:

    I think you are definitely on your A game! On some level this has been a really good experience knowing how an EF can be so helpful and knowing how to kick it into gear to pay yourself back.

  2. Lots of Ideas Says:

    Amber, do any of your cards have a zero percent interest deal going on for balance transfers? Even better if one of them also offers points or cash rewards. You can check their websites or call. There might be a small transaction fee to transfer, and you need to make sure the final is nterest rate if you donโ€™t pay it off isnโ€™t much higher than your current rate. But better to stop paying interest if you can!

  3. crazyliblady Says:

    I know how nerve wracking it can be without a stocked emergency fund because of something unexpected happening, but you are weathering the storm quite well. So, don't beat yourself up.

Leave a Reply

(Note: If you were logged in, we could automatically fill in these fields for you.)
Will not be published.

* Please spell out the number 4.  [ Why? ]

vB Code: You can use these tags: [b] [i] [u] [url] [email]