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June 15th, 2018 at 06:55 pm

Spoke with the payroll manager and my check for my PTO will be deposited Monday, I’m happy because all of it will be paid towards CC5. I’m thinking I should receive about $750. Hopefully the last check of this month from the new job, I’ll be able use some to pay it off.

I did set the money aside to pay for COBRA if I need it. My doctor called and wants me to schedule for labs and a follow-up 🙄. Well I’d really like to wait until August but my last result showed blood in my urine. I’m thinking this was due to my cycle, matter of fact I know it was. Plus my vitamin D was low. Smh always something. I’ll think it over the weekend before I pay $384.

Regarding the house, court is set for June 28th. I’m so ready for this crap to be over.

My sister closed on her place, and will be moving. I really don’t think my mom should be living by herself but hey.

The SO came home last night to tell me his 16 y/o daughter is pregnant smh. She’s been trying to get pregnant since last year from a guy who has pretty much told her to go to #^+^ 🤦🏾‍♀️🙄. I’m so glad I’ve had this conversation that no kids having kids will be moving in with me. Another reason why I’m trying so hard to pay this mess off, save, and my move. Too much drama with him.

Last Check Dilemma

June 12th, 2018 at 11:16 pm

Just found out that my last employer did not pay out my PTO so I won’t see it on my last check. The payroll manager always screws up 🙄. I can’t call him until after Friday, when payroll hits because the person who told me should not have. Smh

Now rather than the $1600 I was looking for; in addition, to my check from the new job it’s half of that 🤦🏾‍♀️🙄. This really annoys me, CC5 could have been paid off. I’m going to try and not focus on this so that I don’t get too upset.

The new job is going well, there’s a ton of challenges. Some times I feel like I’m not accomplishing anything. I’d mark something off my whiteboard, only to replace it with something else.

The good thing is that my manager, supports me. What I’ve recommended, she’s pretty much has been on board. For example; there’s a ton of reports that I have to run from payroll but the CFO refuses to provide me access. Well when working in HR at times you need payroll data. The logic behind her reasoning is that she does not want us to see salaries, well salaries impact benefits (e.g life insurance and STD) not to mention, we enter all salary changes 🤦🏾‍♀️🙄. Nothing against older workers, I think there’s a lot I can learn from them but it’s frustrating because they tend to not be open to change.

Can’t think of anything to report financially at this time.

Love the New Job

May 23rd, 2018 at 06:27 pm

Started the new job today and I'm so thankful. I was a little nervous, and through out the day doubt(devil) settled in but for the most part I really am thankful that I made the switch from my previous employer.

I think it will be a little chaotic but at least I'm in a position to make changes.

I scanned some receipts for iBotta and hit my $20 mark, I went ahead and cashed out. I'm adding this amount to the EF. I also have $20 with Receipt Hog, but I'm going to wait before cashing out. Nothing like getting some cash back. 😀

New Job

May 1st, 2018 at 01:16 am

Hi all 👋🏾

It's been a minute and of course I fell off the wagon, have to keep blogging.

So I decided to take the job, though it's only $3k more than I currently make it will definitely help boost my career. The position is a HR manager's position, my goal is to work for the company just a year and a half and then look for something much closer to home.

The reason I took the job was because I'm in need of structure. My current employer, is a mess and I honestly see things getting worst with our new VP. I'm so stressed about this job, chest pains, exhaustion and just mentally drained. Everything is a rush. I am not saying that there won't be issues on the next job, but at least I'm transitioning from dealing with 10k+ employees with only two people to, about 400. Not to mention the pay discrepancies. The last person they hired had about 6 month experience in benefits, I have over 5 years, no degree, I have a masters and she made 7k more than me, plus I had to train her. I had to constantly ask for a raise. Finally got it about four months later and they didn't even have the decency to retro. Oh and I failed to mention, I was the senior benefits specialist, and she was the junior, go figure.

I haven't given my notice yet, because I'm waiting on all my background screenings to clear. I explained to the company that I was not giving my notice until everything cleared.

On a budgeting note, well lets just say April was a bust. I'll be crunching the numbers this week.


April 12th, 2018 at 03:42 am

I hate my job but I am truly thankful that I have one. There's some really evil folks in this place. Everyone has some sort of devotional on their desk. It's sad

Today I prayed for God's peace and ask that he lands me a job closer to home, same pay or even a little higher. Either way I'd love a job much closer to home. I'm really sick of these companies that mistreat staff.

On a different note I opened up a few Capitol One 360 accounts. I notice that having one sinking fund account isn't working for me. I'm constantly using the money for car repairs. So sinking fund 1 is strictly for car maintenance and saving for car insurance while the others is for Christmas, medical and upcoming sorority expenses.

I've updated my side bar to show CC4 is paid off. Tomorrow after I pay my tithes, this sucker will be gone. Thank God! Only five left and this stupid student loan.

I reached out to my attorney to find out what the devil is going on with the sale of my dad's house. We are literally into three months from the court order 🙄🤦🏾‍♀️. He screwed up and accepted a bid without my permission from my brother that was lower than the last bid, he's trying to tell me that's what the judge ordered so I asked for s copy of the order and still haven't received it. I'm really over this and quite frankly I don't care just sell this house and be done with it.


I'm so stressed out it is taking a toll on me, I hate my job, want this house sold plus I'm in debt. Dave is right when he says the borrower is slave to the lender. Had I. It had all this debt I could quit that place


March 23rd, 2018 at 04:18 am

I'm 13 days in and haven't watched any tv 📺. To be honest with you my hardest days are the weekends, but I find things to do around the house.

I pretty much surf the internet and read. If things goes well I'm cutting the cable down even more, probably turn that sucker off. I have been looking at different digital antennas.

On a different note I have a job interview today for a HR manager role. I'm a little annoyed because the interview is in the middle of the day. I hate that especially when the organization knows that you are working. But I'm going and will be late. Going forward, if I can't get an early morning interview then I'm not going. I'm so ready to leave this job that I am at. However, my prayer is that my next job is where God wants me

Nice Little Check

March 9th, 2018 at 07:24 pm

One thing I like about being an admin is that I'm able to view my check five or so days before payday.

Took a look at my check, and it's about $300 more. This include the raise and me changing my total withholdings. Best thing I could have done was read the instructions on the W4 form and completed the document more accurately. Why have a refund that's not earning interest for me, on money I earned, when I can use my money now? When you know better you do better. That's why I'm reading more and more books on personal finances.

Different news, I applied for a job and had a phone interview. The position is paying about $10k more a year and closer to my home. All went very well and I'm pleased. I was told that they'll be a second interview next week.

That's all the news I have planned. Tomorrow after my sorority meeting, I'll be revamping my budget. It feels good to know that CC4 will be gone soon

New Job, Maybe, Increase in Pay

February 23rd, 2018 at 12:57 pm

I received a call from a recruiter at my job, out of the blue. She said that she had found my resume on Indeed. She wanted to know if we could chat. I said yes.

So she goes on to tell me about company X, she wanted to know if I had heard of them. I say no. She then tells me how they're the biggest producer of XYZ, I say to her what's the name of the company? She tells me again and I say OMG I'm sorry I thought you'd said something else. Of course I have heard of X, my dad worked there for 30+ years and retired in the mid 90s. We go on to talk about how I grew up near x and how my dad loved working for them and that I would simply be honored to work for an organization that my father was so proud of. We had a really great chat. She asked if she could forward my resume on to the hiring manager, I say of course.

Long story short, this company is a huge one, they provide stocks, pensions etc you don't have companies like this one anymore. Just the simple fact that 25 years later, and the opportunity to work at a place my dad loved is amazing

It's a hour and a half away, but I already drive a hour with less pay and benefits. Plus my dad had a house out there that I could live in for free.

Finally got my raise, I've been asking since November, not what I wanted but it's, $7k more than I was making. I also sold and item on Poshmark, made $16 so I'm okay.

Murphy is Super Busy

January 11th, 2018 at 03:12 am

Murphy hit yet again.

After getting the brakes repaired, I realized my tooth is cracked. I'd eaten a piece of candy and thought it was that but no it's my tooth.

Then the SO and I went off to the basketball game Sunday. I'd told him weeks ago that I did not want to go, but he claimed that our friends purchased the tickets for him/us since they'd owed us a favor. I think deep down he really wanted to go.

Anyhow we go down to the game. Then we end up having dinner. I'd told him prior to leaving that I was not spending any money. Not for parking, anything. And I didn't.

So we are on our way home, he's driving and we stop for gas long story short, he hits another truck. Jumps out the car and guess what he has no license. I can't continue to live like this. The only good thing about this entire situation is that the driver of the other vehicle had no license either. Smh 🤦🏾‍♂️

He kept apologizing, and I'm like enough already. We have talked about this crap since August and I just can't believe you have not taken care of it. Not only that, you're calling your mother now to bill clients so that you can repair the car. Are you serious? Why not just take over the business from her? What pisses me off is that he's saying the other driver hit him, if that's the case why is bumper damaged and not the front end? Who knows. My disinter looked at the car and said that the other drive hit us but can't do a thing because he has no license.

Then we come home and the cable box is out, I think lightening struck it. Can't call the cable company because once again he has not paid his portion of the cable bill and normally they want their money before any repairs. Smh
Long story short I was able to log in And schedule a maintenance call. The technician came out and we're all set.

In the meantime I did buy a little $15 antenna it works pretty good. I'll return it though for one of the better ones that was out of stock. Once I do that, I'm cutting the cable. He can pay for it if he wants.

Fast forward I wanted to walk out of my job yesterday. That place is a joke! I realize that I never want to be in a position in that I do not want to leave, well can't leave a job. I took another look at my budget. Cut some things and tomorrow I should be able to add $379 back to my EF. I'm annoyed because that money should be going to CC3 to pay it off but I have to beef up the EF since I used the money for breaks. Hopefully I'll have the Sprint check soon, and that should put me back at $1,000.

I got the first estimate of my car $800, I'm thinking they'll reduce if I pay cash who knows. I'm going to try two other places and then put it in the shop. I'm almost certain that this will be an expense in that I occur, SO never has his share for crap. Though he did say he would and so he should, pay for it. I'm not holding my breath.

Next month we go to court, hopefully we can get this house sold and behind us. I can pay off debt and then buy a small one bedroom condo that I can pay off in a few years, rent and then move into a two bedroom villa or something


December 6th, 2017 at 06:56 pm

Balanced the check book but the money software is off🙄. This drives me nuts. I'll check things out tomorrow.

Today was suppose to be a NSD but Walmart didn't have the tarter sauce I wanted so I had to stop in Publix.

Phone interview went great but the starting salary is only $55k and the most they'll go is $60k, ugh. It's a HR manager position that will look great on my resume, managing two individuals. What I like about this one is there's some coaching and mentoring. The other is paying between $65-75, well this is what I asked for and I have a second interview.

Just have to wait and see.

End of January

January 31st, 2017 at 07:47 pm

So it's the end of January and payday.

I pretty much paid as many things as I could this pay date. I'm hoping that tomorrow is a no spend day and that everything paid today can clear so that I can see where my money went. I can say this, I'm pretty sure the bulk of my spending went to eating out 😩
For February I'm hoping that I can stick to my meal plan.

In other news, my boss signs me up, so she says, for a management training course that she's attending as well. Then complains to everyone else that subordinates and managers shouldn't be in the same training. I'm thinking why did you sign me up? Personally I think she was mad because the trainer asked me three times if I was a manager. He seemed perplexed that I wasn't. The woman is crazy.

I'll be posting my end of month spendings tomorrow.


January 26th, 2017 at 06:49 pm

As you all know my boss is a little crazy, but she did tell me she thought I was smart and should start taking the lead on things so that others do not get credit for my work and suggestions. The problem is when you do some times she is mad and sometimes she's not, you never know which way the wind is blowing with her.

A few days ago a colleague and I was working, well we still are, on a benefit implementation project. I notice that she completed the test without me. Long story short, she calculated the life insurance wrong. I did a little research and realize that the company has been calculating the life insurance wrong now for sometime, smh. She was out for a few days so I brought to my boss' attention. Mind you I'd ask both of them to supply me their spread sheet used for calculation and the plan documents before the testing. I was told that I would get it and never did. In another meeting following, I asked for the spread sheet and the documents. My boss says to me, somewhat sarcastically, "I've already checked the calculations when I started but if you don't trust me or need me to walk through with you, we can do it later." I say to her well if you're comfortable then we're good. Needless to say the calculation were wrong.

So in our meeting I mention that is unethical to not adjust the rates and move forward, my boss gives me an entire spill on why it's not that it's unethical but it's best to start with the next open enrollment vs now. Keep in mind it's a new plan Year and payroll hasn't processed so this is best time to make the adjustments/corrections. So I say to her, I get it and smile but in the meantime I'm thinking A, you never audited the records when you started a year ago. B, if it had been someone else who made the mistake heads would be rolling. C, your direct report with less experience brought it to your attention. D, it's a huge mistake because life insurance is post tax and taxes are now involved as well as wages and E, you'll never admit your mistake.

All I can do is shake my head.

I'll take you to lunch...not

January 20th, 2017 at 06:49 pm

So I usually pack my lunch because one, I can't afford to eat out every day, two I like my quiet time to read up on a few HR things and Bible study, three it's expensive to eat out.

So my boss comes and says the team is going out to lunch and she'd like to take me out for my birthday. I declined respectfully and explained that I had already plugged in my crockpot lunchbox. She insists and so does other teammates, so I say okay. We get there order, and the waitress comes and ask if the checks are separate. My boss who was taking me out to lunch says yes.

😡 Now I'm annoyed. First you said you wanted to take me out, second I had already packed my lunch and two we spent our lunch wolfing down our food because you're in a hurry, not to mention she didn't eat any of her food and complained the entire time. Ugh
Lunch was $14 but I added $5 for a tip costing me $19. And because I had not budgeted and any time I do this I pay the same amount on my CC. Ugh. $40 I really didn't want to spend and it was rude.
Twice this week I've been bamboolzed and it won't happen again.
Next time I pack my lunch, I'll be eating my lunch.