Well I went to donate blood today and because I have very small veins they were unable to draw any blood. But I got a GC for free lunch at Chick fil a and $20.00 GC for home depot ( I will give my mom $10.00 and use $10.00 for hurricane supplies...batteries) So I made out pretty good today

I am so upset that I started so late in life to really take a good look at my finances. I am 32 and just really started contributing this year to my IRA account on regular basis, I only have about 686.00 in that account Now I am on my part-time job which offers a 401K plan. Mow I am unsure how much I can contribute( I have so much cc debt)I was thinking about 4% which is only about $10.00 ( I do not make much here) or even 8% which will be about $20.00. Right now I contribute $40.00 to my IRA account after taxes on a monthly basis atleast my part-time job will match. If I had did this let's say at the age of 16 when I started working I would have so much money right now

Did soime shopping today and pick up D batteries for hurricane season, I forgot tomorrow we donate blood and you'll get a $20.00 GC for Home Depot in whic I could have used for the D batteries, but I am sure there are other things on my list that I can pick up at Home depot

Todays Spending
Groceries:$28.05
Hurricane Supplies: $9.88
Leisure: Newspaper: $1.25
Sales Tax:.90
Trsf to Challenge: +.92
Total: $40.08
New toral for challenge: $239.79

Paid the first bill for the month, the water bill $43.08, it wasn't due until the 10th but I figured I would get it out of the way. I also added to the challenge, $2.92 bringing my total to $237.84

Well since my sister never cashed the check for $150.00 I decided to pay extra on CC2 since I am trying to pay it off tne month of July. So I added $75.00 decreasing the balance from $746 to $671.00

Old CC Debt for curent accounts:$2690.32
New balance for curent CC debt: $2615.32

The check I wrote my sister for $150.00 was never cashed she called to tell me she id not need the money and did not cash the check. I am so happy because getting paid from her is like pulling teeth

I can not be lieve it is Jluy already. My goal for this month is to continue decreasing my CC debt and pay off CC 2 this month,the blance is $871.00. CC 2 the plans is to get it down to about $1500.00 from $1900.00 goal is to pay off by September. I also need to work on my grocery bill, I was bale to decrease it from $140.68 (40%) from the month before now to increasing this month ( June) by 21% to $170.33 Dinining out for May was 173.74 increased by 34%. Now ending in June I decreased my eating out by 47% to $91.80,. So even though I did really well with dining out the grocery bill went up. I decided to print a calendar for the month with what's for dinner on it for the month ans stick to that grocery bill I should save big time that way. We will see