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Working hard

May 4th, 2008 at 04:24 pm

I am working hard on trying to get everything situated before I actually apply for a home. Anyhow I was going through all my paper work looking for a possible doctor’s bill that I was going to pay off. As I was going through the paper work I found an explanation of benefits from my health insurance that paid $51.20 leaving me a balance of $12.80. So I thought I did not pay a $13 bill? This is crazy. So I looked back on my money file keyed in the amount to search and guess what? I did pay it. But the problem is I have to call the bank and probably be charged more than what the bill is to get a copy of the check but if I want it removed then I guess I have to pay. But now that I think about it, I think the bank allows you two or maybe one free check a month. There is also another bill from the same agency and now I am thinking I paid this as well, but I will have to all my insurance company for a copy of the explanation of benefits and begin my search from there once I receive it …. So I am happy things are looking up

On a different note I went to Mrs. H memorial service today and the family were so nice to me. I guess the realize that I love their parents just as much as they do and it made me feel really good that they accept me as a friend or even a long lost relative

3 Responses to “Working hard”

  1. debtfreeme Says:

    before you go to all that work and paying the bank for the check, ask the agency to prove that you owe the bills. Do they have proof that you have to pay this?

    Call the dr.s office directly and tell them that the did not process a payment correctly. if you have a check number they shuld be able to find it. or ask them for a complete listing of everything from your account first. If it is a credit agency trying to collect on an old debt, make them do the work first not you. and get copies of everything from the doctors office.

  2. Nic Says:

    Good ideas from debtfreeme. Also,if you can access your account on-line,they should have a "snapshot" of your check.

  3. Amber Says:

    Last year I actually asked the credit company to verify the debt twice and I sent this info certified mail(no response). Then I called the company left a few messages but never received a call back (it was actually n ER visit from my car accident). It's strange a part of me said I owe and another was saying I didn't. Equifax stated that they actually verified this debt (?). Hopefully the bank will provide a copy of the check for free since they no longer return checks and I can not access online, but if there is a fee I will try the hosptal again
    I should not have gotten lax with this

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